Which credit card is best for purchasing jewellery offline
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I learnt during my last jewellery purchase that Flipkart Axis CC 1.5% CB is not valid for jewellery purchases
Does anybody know if Amazon ICICI has similar T&C for their 1% CB ?
In that case which credit card would be best? I have AMEX as well but most shops don't accept it
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Infinia I believe
Infania, DCB,scb ultimate
As per https://www.sbicard.com/sbi-card-en/assets/docs... it seems ola sbi would also provide 1% cashback on Jewellery transaction since it is not mentioned in except list.
"For OLA Money SBI Credit Card all spending charged to the SBI Card under the Program will be
eligible to earn Points except the following -
- transactions on Cleartrip (to be identified basis Merchant Identifiers applicable to respective
brands)
-Flexipay
-Merchant EMI i.e. EMI’s availed at the time of purchase at Merchant establishment or websites
(Reward Points reversed for Flexipay/Merchant EMI will be credited back to account only when16
the respective Flexipay/Merchant EMI has been successfully cancelled by the cardholder. In the
event of Foreclosure of Flexipay/Merchant EMI, no Reward Points will be credited back in any
scenario.)
- *E-wallet loading transactions under MCCs 6540 & 6541 w.e.f 1st July 2020 (*All identification
of eligible and non-eligible transactions regarding Rewards by SBICPSL are on a best effort basis
and may be subject to technical glitches)
- balance transfers
- cash advances
- financial charges (e.g., late payment fee, dishonoured cheque charges, service fee, transaction
charges)
- disputed transactions
- any purchases at petrol pumps/ service stations"
Axis ace credit card 2% (jewellery is not mentioned in cashback excluded list).
Axis ACE gives , personally purchased jewellery 3-4 times and received 2% cashback every time.
wow really.. will look into it.. thanks
I think az icici also gives 1%, after posting this thread i found another thread on desidime itself where many people confirmed the same
which jewellers is cheap in making charge in delhi?
Amazon ICICI works, 1% cashback. Fk axis doesn’t, learnt it the hard way. IDFC Select also is good if you’re purchasing > 50k. 0.75% upto 20k and 2.5% above that.
DCb/Infinia gives 3.3% (for travels/ Tanishq voucher or 1.6% if redeemed for AGV).
I use ICICI Sapphiro Card in jewellery shops for .50% back but not sure about Amazon ICICI