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Which Credit Card should I apply for next?

340°
Hunk
A_J

I started my Credit Card journey about one year back and I now hold 10 cards. I am always on the lookout for LTF cards or cards with good CB, so please suggest which card/cards I should apply for next. These are the cards I currently hold -

1. SBI Simplyclick – 499 + GST

2. Axis Flipkart  – LTF

3. HDFC Millenia -  LTF

4. ICICI : Apay, Platinum, MMT – All LTF 

5. BoB Select  – LTF

6. RBL Zomato  – LTF

7. Onecard  – LTF

8. IDFC Millenia - LTF

I know Axis Ace is a  very good card, but I feel FK Axis LTF with 1.5% CB is almost as good as Ace with 2% CB and 499 + GST fee, especially since I don’t pay a lot of bills. I am looking for another Axis CC, preferably LTF, as FK Axis no longer gives 10% discount during sales. I’m also looking to get an Indusind CC. Are there any other good CC’s to hold? Which premium/super-premium cards are worth the fee?

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Deal Cadet Deal Cadet
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Whoa! 😮

Talk-Of-The-Town Talk-Of-The-Town
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When will the ban on MasterCard & Amex be lifted any idea guys?? It’s been so long….

Deal Subedar Deal Subedar
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slice

Hunk Hunk
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Not a CC and I’m not really sure about BNPL/Credit line service. Once the offers dry up, which will happen sooner or later, Slice and services like Slice will become useless if you have good CCs that offer good CBs, at least that’s my opinion. 


Helpful Helpful
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How to get another ICICI card after getting ICICI Amazon first?

Comrade Comrade
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Very less chance…… Amazon pay card is dead end in icici

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Deal Cadet Deal Cadet
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IndusIND

Generous Generous
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You need to cross fee waiver req spend then 

Standerd charter smart 2%
axis ace 2%
amex mrcc+ smart combo 

For ltf i think You are done 

Also dont underestimate that 0.5% every penny counts

Finance Ninja Finance Ninja
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He would have to spend 1,18,000 to match even with 590 fee of ace card with the extra 0.5% cashback. Seems fair enough he wants to keep Flipkart ltf

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Deal Cadet Deal Cadet
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As an LTF, you can apply for HSBC visa platinum.
Or if you’re lucky enough you can even get premuim card that’s too LTF in indusInd Bank. I have received it last month only (Legend Variant).

Hunk Hunk
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HSBC and AU small Bank do not issue cards in my city. Indusind is on my list of cards to get, bit i don’t see many offers on their cards

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Deal Newbie Deal Newbie
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i am also looking for indusind cc ..but recent devaluation across all cards …can anyone suggest..ls legend worth it  though they r giving Ltd…wbt pinnacle ..i heard from bank exc..it might come on visa pltf..n remaining celsta crest indulge r paid..

Deal Lieutenant Deal Lieutenant
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Does indusind offer another card if you already have an emtry level card?

Tech Guru Tech Guru
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Yes bhai. I asked them once. They said one FD based and one normal. I will ask em again

Deal Cadet Deal Cadet
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PMCFC sunglasses

Post Tycoon Post Tycoon
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What is your cibil score?
replyuser
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