https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161051
ALL. PERIOD.
which credit cards out of these should i close ? confused
- 1750
- 32
-
- Last Comment
1) rbl titanium delight ( non ltf)
2)sbi simply click ( non ltf)
3) sbi prime ( non ltf )
4) axis ace ( non ltf)
5) flipkart axis (non ltf )
kindly suggest i am on hunt of getting ltf cards only
Expiring In
18 days
Top Comments
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161072
Sbi prime for sure.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161080
rbl,sbi simply click,flipkart axis are the ones to close
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161081
You didn't tell us your requirement like what purpose you use your card, how can we give suggestions?
On what basis? because for certain people sbi simplyclick is useful same goes with other cards and for some its not!
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161083
shraaj wrote:i do most of my shopping online and only looking for free cards ltf onesYou didn't tell us your requirement like what purpose you use your card, how can we give suggestions?
On what basis? because for certain people sbi simplyclick is useful same goes with other cards and for some its not!
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161088
UniqueDimer wrote:why ?ALL. PERIOD.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161090
prathameshiist270 wrote:because of the higher annual fee ?Sbi prime for sure.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161092
timelord wrote:i should keep prime ?rbl,sbi simply click,flipkart axis are the ones to close
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161106
Expand
Dealcharmer wrote:Yes, If you want to do pay utility bills of more than ₹1 lakh or purchase high value electronic items at once like buying 2 mobile and 1 laptop within the same billing period. If you do these transactions on a entry level they'll cancel your card citing commerical usage keeping a premium card like prime good for these transactions
i should keep prime ?
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161121
-axis ace have the highest offline return of 2% on everything even on txn less then Rs. 100 so keep it
-sbi cashback 5% is the only card worth having from SBI , close the rest . simplyclick is not needed whne u have axis ace
-flopkart axis maybe fine for flopkart but nowdays floplart have good offer on other cards too like IDBI 10%,icici 10%
-RBL is total sittier bank , so just take some LTF card for any once in a while offer
in my opnion (Axis Ace 2%+SBI cashback 5%) is the best combo for (offline +online) when without any other offer
-
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161133
Expand
Dealcharmer wrote:
because of the higher annual fee ?
Yes. Also the priority pass is for the first two years only. So basically you get nothing back. I had this card when the birthday benefit was till your credit limit. I had spent rs 2 lacs on my birthday and got 5% worth of points.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161135
Try getting duet card from rbl and close rbl delight,
Flipkart card unless u buy big u can use grabdeals on axis card itself
Close sbi prime, if you want sbi offers keep simplyclick
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161280
1 and 3 close
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161305
Expand
Dealcharmer wrote:
i do most of my shopping online and only looking for free cards ltf ones
Keep only Flipkart axis and axis ace.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161336
It depends upon the usage. If you're online heavy then keep SBI cashback card n close everything. If you are offline heavy keep the axis ace and close everything.
If you are not sure then just keep SBI cashback card. Make an HDFC rupay credit card for linking with UPI to make offline payments. That's it. 🙂 Again it depends upon the usage
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161337
Expand
Dealcharmer wrote:
i should keep prime ?
No no. Close it.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161426
bikidas2060 wrote:It depends upon the usage. If you're online heavy then keep SBI cashback card n close everything. If you are offline heavy keep the axis ace and close everything.
If you are not sure then just keep SBI cashback card. Make an HDFC rupay credit card for linking with UPI to make offline payments. That's it. 🙂 Again it depends upon the usage
Can we link SBI cashback card for upi payment offline.Didn't get you,which card to link and get rewards in offline transaction.plz help.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161448
Expand
aneelg wrote:Can we link SBI cashback card for upi payment offline.Didn't get you,which card to link and get rewards in offline transaction.plz help.
HDFC, PNB, Indian Bank and Union Bank are supporting credit card UPI linkage. Other banks are not supported yet. And UPI credit card linking feature is available on BHIM app only. Google pay, Paytm etc third-party payment apps are yet to be supported.
So, unfortunately we can't link SBI card with UPI. You can link Tata Neu card. You ll earn 1% cashback for 100rupees spent. Axis Ace gives 2% cashback if you swipe at offline stores. IndusInd Aura edge gives 1.6% rewards if grocery is purchased. Bob Snapdeal card gives 2.5% value back for online, grocery n departmental shop purchase ( the cashback is in terms of reward points. And the reward points are auto redeemed n adjusted in next statement). Airtel axis gives 25% cashback upto 300₹ in a calendar month for airtel recharges including dth n broadband, 10% cashback for utility bills upto 300. Snapdeal card actually rocks @abhishek012
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161464
demerius2020 wrote:-axis ace have the highest offline return of 2% on everything even on txn less then Rs. 100 so keep it
-sbi cashback 5% is the only card worth having from SBI , close the rest . simplyclick is not needed whne u have axis ace
-flopkart axis maybe fine for flopkart but nowdays floplart have good offer on other cards too like IDBI 10%,icici 10%
-RBL is total sittier bank , so just take some LTF card for any once in a while offer
in my opnion (Axis Ace 2%+SBI cashback 5%) is the best combo for (offline +online) when without any other offer
-
I too think to close FLOPKART axis they not impressive as only think there is rumors they to launch FPAY like Amazon Pay.if they launch how this works and all, i close this card
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161789
Expand
bikidas2060 wrote:HDFC, PNB, Indian Bank and Union Bank are supporting credit card UPI linkage. Other banks are not supported yet. And UPI credit card linking feature is available on BHIM app only. Google pay, Paytm etc third-party payment apps are yet to be supported.
So, unfortunately we can't link SBI card with UPI. You can link Tata Neu card. You ll earn 1% cashback for 100rupees spent. Axis Ace gives 2% cashback if you swipe at offline stores. IndusInd Aura edge gives 1.6% rewards if grocery is purchased. Bob Snapdeal card gives 2.5% value back for online, grocery n departmental shop purchase ( the cashback is in terms of reward points. And the reward points are auto redeemed n adjusted in next statement). Airtel axis gives 25% cashback upto 300₹ in a calendar month for airtel recharges including dth n broadband, 10% cashback for utility bills upto 300. Snapdeal card actually rocks @abhishek012
Canara bank RuPay credit card also live on UPI.
SBI Card, ICICI and Axis bank coming soon.
Credit card link UPI live apps - BHIM app, Mobikwik app, Paytm app (Android only, IOS coming soon), Freecharge app, Tata Neu app, New payzapp, Slice app, Fave app, Jupiter app.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161796
Expand
Fortum will send you physical RuPay prepaid card for offline spend + virtual card.
Fortum app - https://www.desidime.com/discussions/new-rupay-...
@bikidas2060
aneelg wrote:You can use Fortum wallet app to load money via SBI Cashback credit card, you will get 5% cashback.Can we link SBI cashback card for upi payment offline.Didn't get you,which card to link and get rewards in offline transaction.plz help.
Fortum will send you physical RuPay prepaid card for offline spend + virtual card.
Fortum app - https://www.desidime.com/discussions/new-rupay-...
@bikidas2060
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161835
Expand
bikidas2060 wrote:HDFC, PNB, Indian Bank and Union Bank are supporting credit card UPI linkage. Other banks are not supported yet. And UPI credit card linking feature is available on BHIM app only. Google pay, Paytm etc third-party payment apps are yet to be supported.
So, unfortunately we can't link SBI card with UPI. You can link Tata Neu card. You ll earn 1% cashback for 100rupees spent. Axis Ace gives 2% cashback if you swipe at offline stores. IndusInd Aura edge gives 1.6% rewards if grocery is purchased. Bob Snapdeal card gives 2.5% value back for online, grocery n departmental shop purchase ( the cashback is in terms of reward points. And the reward points are auto redeemed n adjusted in next statement). Airtel axis gives 25% cashback upto 300₹ in a calendar month for airtel recharges including dth n broadband, 10% cashback for utility bills upto 300. Snapdeal card actually rocks @abhishek012
Gpay allows visa and master card credit card linkage.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161841
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9161850
1 and 3
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9162354
Sbi prime
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9162393
Expand
abhishek012 wrote:
You can use Fortum wallet app to load money via SBI Cashback credit card, you will get 5% cashback.
Fortum will send you physical RuPay prepaid card for offline spend + virtual card.
Fortum app - https://www.desidime.com/discussions/new-rupay-...
@bikidas2060
it has too many bug and many time money deduct but not gets creditted
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9162682
Expand
Note - This startups have very few crore rupees own their bank accounts and card payment takes 2-3 days time to settle. When they run out of money our loading money start getting failed. Best timing - load fortum wallet on evng time or night.
demerius2020 wrote:You will get refund email within few hours and refund send by razorpay. Dully trusted payment gateway.it has too many bug and many time money deduct but not gets creditted
Note - This startups have very few crore rupees own their bank accounts and card payment takes 2-3 days time to settle. When they run out of money our loading money start getting failed. Best timing - load fortum wallet on evng time or night.
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9162689
Expand
abhishek012 wrote:
You will get refund email within few hours and refund send by razorpay. Dully trusted payment gateway.
Note - This startups have very few crore rupees own their bank accounts and card payment takes 2-3 days time to settle. When they run out of money our loading money start getting failed. Best timing - load fortum wallet on evng time or night.
thumb rule is not to trust unreliables reg. finance
https://www.desidime.com/discussions/which-credit-cards-out-of-these-should-close-confused?page=1#post_9162716
Expand
demerius2020 wrote:If you saw telegram fortum app loot screenshots then you will easily understand why load money stop working after few days or loading money start failing.thumb rule is not to trust unreliables reg. finance
Click here to reply
Reply
-axis ace have the highest offline return of 2% on everything even on txn less then Rs. 100 so keep it
-sbi cashback 5% is the only card worth having from SBI , close the rest . simplyclick is not needed whne u have axis ace
-flopkart axis maybe fine for flopkart but nowdays floplart have good offer on other cards too like IDBI 10%,icici 10%
-RBL is total sittier bank , so just take some LTF card for any once in a while offer
in my opnion (Axis Ace 2%+SBI cashback 5%) is the best combo for (offline +online) when without any other offer
-
Canara bank RuPay credit card also live on UPI.
SBI Card, ICICI and Axis bank coming soon.
Credit card link UPI live apps - BHIM app, Mobikwik app, Paytm app (Android only, IOS coming soon), Freecharge app, Tata Neu app, New payzapp, Slice app, Fave app, Jupiter app.
HDFC, PNB, Indian Bank and Union Bank are supporting credit card UPI linkage. Other banks are not supported yet. And UPI credit card linking feature is available on BHIM app only. Google pay, Paytm etc third-party payment apps are yet to be supported.
So, unfortunately we can't link SBI card with UPI. You can link Tata Neu card. You ll earn 1% cashback for 100rupees spent. Axis Ace gives 2% cashback if you swipe at offline stores. IndusInd Aura edge gives 1.6% rewards if grocery is purchased. Bob Snapdeal card gives 2.5% value back for online, grocery n departmental shop purchase ( the cashback is in terms of reward points. And the reward points are auto redeemed n adjusted in next statement). Airtel axis gives 25% cashback upto 300₹ in a calendar month for airtel recharges including dth n broadband, 10% cashback for utility bills upto 300. Snapdeal card actually rocks @abhishek012