which debit card to use for credit card payments to get maximum benefits?

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Deal Lieutenant
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which debit card to use for credit card payments to get maximum benefits?

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any other cards and their benefits summarized?
I think we should make a sticky thread for these queries as it will be useful to many…

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There are already enough discussions on this topic.
Please search you will get lots of answers there.

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kurk wrote:

There are already enough discussions on this topic.
Please search you will get lots of answers there.

yes but the answers are scattered..
why are we wasting time posting repeated informations..
why cant someone take the initiative to create a sticky thread for queries like this and the 1st post in the sticky thread will clearly explains the best options possible..

@admin @bumblefoot

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DealFinder wrote:

yes but the answers are scattered..
why are we wasting time posting repeated informations..
why cant someone take the initiative to create a sticky thread for queries like this and the 1st post in the sticky thread will clearly explains the best options possible..

We are selfish don’t want to post in public so some one will look and block the means.
P.S I don’t use dc to pay cc though

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DealFinder wrote:

yes but the answers are scattered..
why are we wasting time posting repeated informations..
why cant someone take the initiative to create a sticky thread for queries like this and the 1st post in the sticky thread will clearly explains the best options possible..

@admin @bumblefoot

Yeah sticky thread for mixer grinder, AC, refigerator, washing machine, coolers so on and so forth. Most answers are available with bit of search but everything is too scattered.

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rsai01 wrote:

Yeah sticky thread for mixer grinder, AC, refigerator, washing machine, coolers so on and so forth. Most answers are available with bit of search but everything is too scattered.

WTH if you dont get the point then it is ok..but dont bluff..

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kirandr221996 wrote:

We are selfish don’t want to post in public so some one will look and block the means.
P.S I don’t use dc to pay cc though

this is not a hack or something…
straight forward way..if the merchants/banks finds this is inappropriate they can update their T&Cs..
nobody is looting here..

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DealFinder wrote:

WTH if you dont get the point then it is ok..but dont bluff..

Dude chill, I was telling someone needs to create sticky threads for all those. Everyone just posts a new thread asking the same suggestions which has been discussed. Just put all of those keywords I have mentioned in search and you can find multiple threads for those.

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DealFinder wrote:

this is not a hack or something…
straight forward way..if the merchants/banks finds this is inappropriate they can update their T&Cs..
nobody is looting here..

Yes I knew it happened first to SBI dc devaluing points and capping to some 100-200 per month.
Earlier people looted thousands each month.
So it happened

Now dcb is also devaluing I think

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rsai01 wrote:

Dude chill, I was telling someone needs to create sticky threads for all those. Everyone just posts a new thread asking the same suggestions which has been discussed. Just put all of those keywords I have mentioned in search and you can find multiple threads for those.

sunglasses
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26GURGAONBOY wrote:

Dcb

DCB was giving 1.6%cashback…But now only .5% .

DCB was winner before…Now the current winner I too am yet to find.

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itzdreaming wrote:

DCB was giving 1.6%cashback…But now only .5% .

DCB was winner before…Now the current winner I too am yet to find.

i dont have a DCB account till now..
seems i missed it..
i dont think opening a new account is beneficial as i cant see that they are giving only 0.5% cashback from 17-Aug
confused

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DealFinder wrote:

i dont have a DCB account till now..
seems i missed it..
i dont think opening a new account is beneficial as i cant see that they are giving only 0.5% cashback from 17-Aug
confused

You can go for HDFC Millenia Debit card. 2.5% cashback upto 400 per month. Better than nothing.

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indiansoul wrote:

You can go for HDFC Millenia Debit card. 2.5% cashback upto 400 per month. Better than nothing.

ya will see whether i can get an upgrade from current easyshop platinum card for free.

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indiansoul wrote:

You can go for HDFC Millenia Debit card. 2.5% cashback upto 400 per month. Better than nothing.

Accidental insurance cover up to ₹10 lakhs
Know the features and benefits of the Millennia Debit Card:-

1. CashBack Rewards

CashBack Points can be earned for every transaction greater than ₹400
Maximum aggregate CashBack Points per card per month is ₹400
CashBack Points need to be redeemed through NetBanking in mulitples of 400
CashBack Points will be credited in 90 days from the end of the transaction month
CashBack Points will be valid for redemption within the next 12 months after which your CashBack Points will lapse.

No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services

As per t&c no points for CC bil.payment are u getting points?

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itzdreaming wrote:

Accidental insurance cover up to ₹10 lakhs
Know the features and benefits of the Millennia Debit Card:-

1. CashBack Rewards

CashBack Points can be earned for every transaction greater than ₹400
Maximum aggregate CashBack Points per card per month is ₹400
CashBack Points need to be redeemed through NetBanking in mulitples of 400
CashBack Points will be credited in 90 days from the end of the transaction month
CashBack Points will be valid for redemption within the next 12 months after which your CashBack Points will lapse.

No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services

As per t&c no points for CC bil.payment are u getting points?

Bro, I don’t have card but if pay through cred or mobikwik ,  it should be considered online payment.

The point may be applicable for payment through HDFC’s Bill pay portal.

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kirandr221996 wrote:

Yes I knew it happened first to SBI dc devaluing points and capping to some 100-200 per month.
Earlier people looted thousands each month.
So it happened

Now dcb is also devaluing I think

Bro how to pay CC bill using SBI Debit Card
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Edit – Paid CC bill on MK successfully using SBI Debit Card (Waiting to reflect in the HDFC account
Though i had enough time frame next month 4th , but still paid in Advance to be prepared for the worst case.. This 9k would have earned me Rs.25 as interest in 15 Days though)
So i feel this is the best way to pay for CC Bill
on MK using SBI Debit Card
you earn rewards from MK and also from SBI

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After DCB 0.5%
Which is best Next Debit Card is to get maximum cashback

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indiansoul wrote:

You can go for HDFC Millenia Debit card. 2.5% cashback upto 400 per month. Better than nothing.

where to use to get maximum cashback

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Sangwari wrote:

where to use to get maximum cashback

Best option is to shop via PAYZAPP & SmartBUY. It’s 5% cashback.

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beastboy wrote:

Bro how to pay CC bill using SBI Debit Card
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Edit – Paid CC bill on MK successfully using SBI Debit Card (Waiting to reflect in the HDFC account
Though i had enough time frame next month 4th , but still paid in Advance to be prepared for the worst case.. This 9k would have earned me Rs.25 as interest in 15 Days though)
So i feel this is the best way to pay for CC Bill
on MK using SBI Debit Card
you earn rewards from MK and also from SBI

What is effective return in % with this method?

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indiansoul wrote:

You can go for HDFC Millenia Debit card. 2.5% cashback upto 400 per month. Better than nothing.

This would be my advise. If you have lots of CC payment every month and Mobikwik supports you, you will earn 400/month. I don’t know any debit card which gives this benefit.

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I am using indusind platinum premier debit card and last month i used it on mobikwik for bill payment and i recieved around 1200 reward point. 1 reward point equals to 35 paise. Maximum cashback per month earned is I guess 2000.

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It was DCB. But the party is over!

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piyush2251 wrote:

I am using indusind platinum premier debit card and last month i used it on mobikwik for bill payment and i recieved around 1200 reward point. 1 reward point equals to 35 paise. Maximum cashback per month earned is I guess 2000.

How much u paid?

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piyush2251 wrote:

I guess around 50k .

u should have got atleast 1500 if i am not wrong, with 6x rewards?

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karthi4052752 wrote:

u should have got atleast 1500 if i am not wrong, with 6x rewards?

I never calculate it’s reward 😅 i get 400 pizza hut vouchers for its high5 programme almost every month on spending 1000 for 5 times maximum times.

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