which health insurance to buy? star or hdfc or any suggestions?

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Deal Cadet
dealer28
Star Health insurance has increased policy cost. Shall I switch to hdfc ergo?
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go for the one with better reputation .. people are struggling / begging for claim settlement ... most companies looks for easy way of claim rejection . 

In short , store cash/money/bank account ... cash is the boss / king .

Deal Subedar Deal Subedar
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Even national insurance is increasing premium every year. As long as claim settlement is happening don't switch.

Deal Newbie Deal Newbie
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jambui wrote:

Even national insurance is increasing premium every year. As long as claim settlement is happening don't switch.

Yeah, after COVID, it has become almost double the premium for national insurance

Deal Cadet Deal Cadet
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1. Need to buy a term insurance for myself(thinking between tata aia and max life) and 2. renew health insurance for my parents(60+). I currently have a 10lacs health insurance policy of star health. The price has increased by 10k when I am trying to renew. Hence, thinking whether to change or continue. Any suggestions would be of great help.
Deal Subedar Deal Subedar
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Please suggest best and reasonable insurance for my senior citizen parents. My mother does not have any pre-existing illness, however my father has gone through angioplasty 2 times and have thyroid. (I dont have any company insurance for them now)

Helpful Helpful
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dealer28 wrote:
1. Need to buy a term insurance for myself(thinking between tata aia and max life) and 2. renew health insurance for my parents(60+). I currently have a 10lacs health insurance policy of star health. The price has increased by 10k when I am trying to renew. Hence, thinking whether to change or continue. Any suggestions would be of great help.

Frankly speaking switching of plan shouldn't be done particularly in senior citizen age group unless existing plan is too poor. Premium hike is normal phenomenon across all company particularly in Sr. Citizen age Premium will rise drastically. Just to save few bucks if u switch currently from X company to Y company, later on Y will also rise sooner or later.

Pm me, if u want to save few bucks in ur existing insurance plan.

Deal Cadet Deal Cadet
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dealer28 wrote:
1. Need to buy a term insurance for myself(thinking between tata aia and max life) and 2. renew health insurance for my parents(60+). I currently have a 10lacs health insurance policy of star health. The price has increased by 10k when I am trying to renew. Hence, thinking whether to change or continue. Any suggestions would be of great help.

1. Need to buy a term insurance for myself(thinking between tata aia and
max life) ------ both are good

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