Which IDFC LTF CC variant is Best ?

I think IDFC Wealth/Wow better

Recently From Last Year I Think Flipkart Idfc Is Offering Instant Discount On Emi... Not On Normal Purchases.

Really?? Really you have to ask such basic questions here whereas you can simply check bank’s website for such info?? Also a 5th grader’s brain would also suggest that best out of 4 would be the one which is listed/ranked higher of the other 3, isn’t it?

@bikidas2060 any inputs?

I was looking for IDFC Millennia CC (I'm not salaried or HNI etc. for higher CCs).

Only the reward redemption fee kills the deal...

Input your details in idfc site/3rd party places and idfc ll decide which variant ll be given to you. 🙂 Take any card which is being offered to you, you ll get sales time discount, roadside assistance n railway lounge facility. 

All IDFC cc have 99+gst reward points redemption fee. As for amazon & fk offers, I don't know where are you seeing "lots of offers" but if you have cc from sbi,hdfc,icici,axis then every 2-3 weeks there is a sale offer on amazon/fk. IDFC classic has 1% cb on online & 0.5% cb on offline while select has 1.2% on online & 0.6% on offline txns so even rewards wise IDFC cc are not that good. You won't get wealth unless you are a HNI. IDFC WoW is FD based card with 1% cb but it has 0% forex fee so good for doing online international txns if you do 6-7k worth of such txns every year else sbi cb card charges 3.5% as forex charge but gives 5% cb too so net 1.5% cb on international online txns.

1. Wealth
2.  Select 
3.  Millenia
4.  Classic
5. WoW (Good but requires secure in terms of FD)

You might find your Answer in this forum Check it out ->👇🏼

https://www.desidime.com/discussions/which-is-t...