https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9209532
I think IDFC Wealth/Wow better
Which IDFC LTF CC variant is Best ?
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Hi Everyone,
I am seeing lots of offers on Flipkart and Amazon, using IDFC card.
So, suggest me which variant card is good for 5%-10% cashback/discount on Flipkart/Amazon. And also have RAILWAY LOUNGE ACCESS.
I am seeing lots of offers on Flipkart and Amazon, using IDFC card.
So, suggest me which variant card is good for 5%-10% cashback/discount on Flipkart/Amazon. And also have RAILWAY LOUNGE ACCESS.
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https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9209562
Recently From Last Year I Think Flipkart Idfc Is Offering Instant Discount On Emi... Not On Normal Purchases.
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9213197
Really?? Really you have to ask such basic questions here whereas you can simply check bank’s website for such info?? Also a 5th grader’s brain would also suggest that best out of 4 would be the one which is listed/ranked higher of the other 3, isn’t it?
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9214725
@bikidas2060 any inputs?
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9214855
hsb202097674 wrote:Really?? Really you have to ask such basic questions here whereas you can simply check bank’s website for such info?? Also a 5th grader’s brain would also suggest that best out of 4 would be the one which is listed/ranked higher of the other 3, isn’t it?
Because 5th graders have lots of time to do research, and I don't have time , so I just dropped msg here, and if you dont know kindly dont put your valuable inputs here which is useless for me.
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9215017
I was looking for IDFC Millennia CC (I'm not salaried or HNI etc. for higher CCs).
Only the reward redemption fee kills the deal...
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9215078
kartikxxx wrote:@bikidas2060 any inputs?
@guest_999 bhai can help. 🙂
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9215081
Agnivo007 wrote:I was looking for IDFC Millennia CC (I'm not salaried or HNI etc. for higher CCs).
Only the reward redemption fee kills the deal...
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9215084
Input your details in idfc site/3rd party places and idfc ll decide which variant ll be given to you. 🙂 Take any card which is being offered to you, you ll get sales time discount, roadside assistance n railway lounge facility.Â
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9215479
All IDFC cc have 99+gst reward points redemption fee. As for amazon & fk offers, I don't know where are you seeing "lots of offers" but if you have cc from sbi,hdfc,icici,axis then every 2-3 weeks there is a sale offer on amazon/fk. IDFC classic has 1% cb on online & 0.5% cb on offline while select has 1.2% on online & 0.6% on offline txns so even rewards wise IDFC cc are not that good. You won't get wealth unless you are a HNI. IDFC WoW is FD based card with 1% cb but it has 0% forex fee so good for doing online international txns if you do 6-7k worth of such txns every year else sbi cb card charges 3.5% as forex charge but gives 5% cb too so net 1.5% cb on international online txns.
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9217115
guest_999 wrote:I am looking for IDFC card for these offers only-All IDFC cc have 99+gst reward points redemption fee. As for amazon & fk offers, I don't know where are you seeing "lots of offers" but if you have cc from sbi,hdfc,icici,axis then every 2-3 weeks there is a sale offer on amazon/fk. IDFC classic has 1% cb on online & 0.5% cb on offline while select has 1.2% on online & 0.6% on offline txns so even rewards wise IDFC cc are not that good. You won't get wealth unless you are a HNI. IDFC WoW is FD based card with 1% cb but it has 0% forex fee so good for doing online international txns if you do 6-7k worth of such txns every year else sbi cb card charges 3.5% as forex charge but gives 5% cb too so net 1.5% cb on international online txns.
- Train Lounge
- Domestic/International Airport Lounge
- Movie Ticket offer
- LTF
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9217135
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9217317
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kool wrote:
I am looking for IDFC card for these offers only-
- Train Lounge
- Domestic/International Airport Lounge
- Movie Ticket offer
- LTF
You can most likely get IDFC select card at best & it has 4 railway lounge access per quarter(2 hours of stay only in executive lounge at Delhi, Jaipur, Agra, Ahmadabad, Kolkata railway station), 4 domestic airport lounge access quarter on spending min 5k in previous month to lounge access & activated by 5th of the month till 5th of next month, BOGO offer 2 times per month on paytm up to 250 & is LTF.
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9305719
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guest_999 wrote:Can I use the lounge on 20th if I spend 5k on 15th, given I didnot spend 5k last monthYou can most likely get IDFC select card at best & it has 4 railway lounge access per quarter(2 hours of stay only in executive lounge at Delhi, Jaipur, Agra, Ahmadabad, Kolkata railway station), 4 domestic airport lounge access quarter on spending min 5k in previous month to lounge access & activated by 5th of the month till 5th of next month, BOGO offer 2 times per month on paytm up to 250 & is LTF.
https://www.desidime.com/discussions/which-idfc-ltf-cc-variant-is-best?page=1#post_9310967
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brittle_hammer wrote:No.
Can I use the lounge on 20th if I spend 5k on 15th, given I didnot spend 5k last month
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Really?? Really you have to ask such basic questions here whereas you can simply check bank’s website for such info?? Also a 5th grader’s brain would also suggest that best out of 4 would be the one which is listed/ranked higher of the other 3, isn’t it?