WHICH IS BEST NEOBANK CREDIT CARD ?

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aslam_ali

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Deal Cadet Deal Cadet
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If you don’t neeed them , stay away from such ccs , they aren’t credit cards just credit with a card apart from onecard

Talk-Of-The-Town Talk-Of-The-Town
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One card is an official credit card while others are credit line.. as far as I know if you own a credit card never select a credit line ..

Cool Cool
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Fanil wrote:

One card is an official credit card while others are credit line.. as far as I know if you own a credit card never select a credit line ..

If you own a cc, never select a cl…can you please explain bro?

Deal Newbie Deal Newbie
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jain01010199 wrote:

If you own a cc, never select a cl…can you please explain bro?

It’ll add 2 consumer durable loans on your CIBIL. This will most definitely reduce your CIBIL score. So it isn’t recommended to use credit line if one has a credit card.

On the other hand, if you don’t have a cc, applying for credit line and paying in time can help generate CIBIL score. Once it’s generated, apply for a cc and cancel all credit lines

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