Which of these is the best card currently?
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Which of these is the best card currently?

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aslam_ali

Slice

UniCard

Onecard

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The PostMighty The PostMighty
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If you don’t neeed them , stay away from such ccs , they aren’t credit cards just credit with a card apart from onecard

Hunk Hunk
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One card is an official credit card while others are credit line.. as far as I know if you own a credit card never select a credit line ..

Cool Cool
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Fanil wrote:

One card is an official credit card while others are credit line.. as far as I know if you own a credit card never select a credit line ..

If you own a cc, never select a cl…can you please explain bro?

Deal Newbie Deal Newbie
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jain01010199 wrote:

If you own a cc, never select a cl…can you please explain bro?

It’ll add 2 consumer durable loans on your CIBIL. This will most definitely reduce your CIBIL score. So it isn’t recommended to use credit line if one has a credit card.

On the other hand, if you don’t have a cc, applying for credit line and paying in time can help generate CIBIL score. Once it’s generated, apply for a cc and cancel all credit lines

Deal Subedar Deal Subedar
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saxena_ wrote:

It’ll add 2 consumer durable loans on your CIBIL. This will most definitely reduce your CIBIL score. So it isn’t recommended to use credit line if one has a credit card.

On the other hand, if you don’t have a cc, applying for credit line and paying in time can help generate CIBIL score. Once it’s generated, apply for a cc and cancel all credit lines

How to cancel credit lines? I guess amazon paylater and flipkart paylater are also comes under that… pls help. need to close.

Like Magnet Like Magnet
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it’s automatically cancelled after their contract period.
period could be check by cibil or Experian score

Like Magnet Like Magnet
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Varada wrote:

How to cancel credit lines? I guess amazon paylater and flipkart paylater are also comes under that… pls help. need to close.

it’s automatically cancelled after their contract period.
period could be check by cibil or Experian score

Deal Newbie Deal Newbie
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This is myth. One has credit card cannot have slice card.

All that matters is timely payment and making most from the offers of each card.

I have numerous credit cards along with slice card. I have also home loan. Have been paying all payments timely since last 10 years. Finally, I have good CIBIL score.

Deal Cadet Deal Cadet
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Varada wrote:

How to cancel credit lines? I guess amazon paylater and flipkart paylater are also comes under that… pls help. need to close.

Contact customer care, follow up till it comes as closed in your credit report.
I did for both Amazon and flipkart.

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