which is the best and easy to open digital bank account in India?

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Last Comment 2022-12-02

2021-04-11

I want to open one account without visiting branch. Which is the best option?
Minimum balance requirement is ok, if services are good.
Please provide your suggestions and experience

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161508-v2.0

2021-04-11

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I don’t know about best/worst..

PayTM via video kyc.

PS– If you are joining, let me know.. I will refer.

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good_virus

2021-04-11

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Thanks. Let me finalize and let you know if required

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Sudarshan61

2021-04-11

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Idfcfirst is good

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good_virus

2021-04-11

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Idfc I saw somewhere that 25000 is minimum balance. Is that true?

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drsa478

2021-04-11

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Kotak 811(zero balance)
ICICI mine(ZB)
IDFC First(10k and 25k, 2 variants)
Paytm payments bank.

Note: Banks in sequence of preference.

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good_virus

2021-04-11

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Any debit card or other charges for 811?
Why do you prefer it over others?

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bobfivepo874

2021-04-11

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Niyo x also good in partnership with eqitas sfb

https://www.desidime.com/discussions/which-is-the-best-and-easy-to-open-digital-bank-account-in-india?page=1#post_7536843

sauravDD

2021-04-11

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IDFC First is more preferable .
ICICI is also good

kotak 811 in my case due to some issue video kyc failed for 1 st time after that no video kyc option showing to me only by appointment

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Chudiya

2021-04-11

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I opened Digi-Start account at IndusInd, ₹20K initial funding after which it’s zero balance account

https://www.desidime.com/discussions/which-is-the-best-and-easy-to-open-digital-bank-account-in-india?page=1#post_7536872

Chiron

2021-04-11

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HDFC also offers InstaAccount
If you are below 25, can get millennia debit card with good rewards
Can get KYC done by visiting a nearby branch for quick process