Which is the best online bank for UPI transactions?

146°
Deal Cadet
mihir2812711

I want to keep my main accounts clean. Please suggest one online account with Zero MAB. Not interested in any Debit card, just a UPI payment mechanism.

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Deal Captain Deal Captain
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Paytm/Airtel 

Chennai Super Kings Chennai Super Kings
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paytm

Deal Captain Deal Captain
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Ppb

Community Angel Community Angel
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Paytm best online bank

Pro Blogger Pro Blogger
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Paytm bank is best

Punjab Kings Punjab Kings
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 Doesnt paytm charge for sms related service. . Or are there no charges? 

Cool Cool
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bapu123 wrote:

 Doesnt paytm charge for sms related service. . Or are there no charges? 

No charges

Critic Critic
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bapu123 wrote:

 Doesnt paytm charge for sms related service. . Or are there no charges? 

Just fyi, no bank charges more than Rs.18 per quarter(aka 3 months so avg Rs.6 per month) for sms service & you can get more than that per month by sending Rs.1 via amazonpay upi offer every few days.

Pro Blogger Pro Blogger
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bapu123 wrote:

 Doesnt paytm charge for sms related service. . Or are there no charges? 

No charges

Punjab Kings Punjab Kings
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https://cdn0.desidime.com/attachments/photos/739674/original/IMG_20220203_171201.jpg?1643888567

But it says this

Pro Blogger Pro Blogger
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bapu123 wrote:

https://cdn0.desidime.com/attachments/photos/739674/original/IMG_20220203_171201.jpg?1643888567

But it says this

Yes, if you activate sms alert services.

By default mostly all banks disabled for sms alert services and SBI, Bank of India etc charge sms alert fees when you use miss call based balance check etc. If you dnt use this services for 3 months then no SMS alert fees deducted from your bank account.

Punjab Kings Punjab Kings
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abhishek012 wrote:

Yes, if you activate sms alert services.

By default mostly all banks disabled for sms alert services and SBI, Bank of India etc charge sms alert fees when you use miss call based balance check etc. If you dnt use this services for 3 months then no SMS alert fees deducted from your bank account.

 Understood. . Ty very much 

Deal Subedar Deal Subedar
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Can try any of the neo banks…

Niyox- Zero balance. UPI is via yes bank (Yes bank leads in UPI because of the tie-ups)

Jupiter- Zero Balance. UPI is via Axis bank (app is good…will surely recommend)

if you are using paytm ..why not start using paytm bank 

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