which yes bank credit card is worth taking?

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Chennai Super Kings
Tanmayyy

I want to take a yes bank credit card but the reward values adn redemption all looks very confusing to me. If anyone has any idea which card is worth taking please suggest. 

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Deal Cadet Deal Cadet
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none

Royal Challengers Bangalore Royal Challengers Bangalore
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None are good, get any one if they are giving it LTF. I got one last year and have used it multiple times as there will be occasional offers for YES Bank Cards. 

Chennai Super Kings Chennai Super Kings
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Santhu4444 wrote:

None are good, get any one if they are giving it LTF. I got one last year and have used it multiple times as there will be occasional offers for YES Bank Cards. 

Yes need for the offers , they are offering LTF and asking me to choose any cc i want so I’m confused

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Yes need for the offers , they are offering LTF and asking me to choose any cc i want so I’m confused

get exclusive

if not

 then preferred

Deal Subedar Deal Subedar
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avoid yes bnk cc all trash

Chennai Super Kings Chennai Super Kings
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Tanmayyy wrote:

Yes need for the offers , they are offering LTF and asking me to choose any cc i want so I’m confused

Choose any one if available in LTF. (Can only use at the time of Bank offers, if any)

How ur getting this, by Agent or directly from bank?
@PowerStar

Royal Challengers Bangalore Royal Challengers Bangalore
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Tanmayyy wrote:

Yes need for the offers , they are offering LTF and asking me to choose any cc i want so I’m confused



What are the Options? Probably Prosperity and Exclusive variants would be offered.

Chennai Super Kings Chennai Super Kings
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Scorpion wrote:

Choose any one if available in LTF. (Can only use at the time of Bank offers, if any)

How ur getting this, by Agent or directly from bank?
@PowerStar

Agent

Chennai Super Kings Chennai Super Kings
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Santhu4444 wrote:



What are the Options? Probably Prosperity and Exclusive variants would be offered.

They are giving any cc from the prosperity range , including business variant.

Chennai Super Kings Chennai Super Kings
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pranavcool wrote:

avoid yes bnk cc all trash

Getting ltf

Deal Subedar Deal Subedar
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Tanmayyy wrote:

Getting ltf

still i only take cc when it will be useful getting so many confuses and makes hectic in some way despite ltf

Deal Lieutenant Deal Lieutenant
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If they only offering prosperity range, check this

Yes bank launch RuPay Prosperity Rewards Plus Credit Card (Offers & details)

Please Visit
https://ddime.i...rK

Royal Challengers Bangalore Royal Challengers Bangalore
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Tanmayyy wrote:

They are giving any cc from the prosperity range , including business variant.

I have got Prosperity Plus and it is good for occasional offers. Check their website, it has details for each sub variant of Prosperity. Get the higher version one or one you feel better. 

While agent gets signature on documents, just check if they have mentioned your card as LTF and take that pic for documentation (in case something goes south regarding charges).

Deal Subedar Deal Subedar
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BBal wrote:

@prem4998

I assume your options are prosperity plus or edge or premia. Out of these 3 you may take premia. Don’t expect a lot. Can be used purely for bank offers only.

Chennai Super Kings Chennai Super Kings
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Scorpion wrote:

Choose any one if available in LTF. (Can only use at the time of Bank offers, if any)

How ur getting this, by Agent or directly from bank?
@PowerStar

I Got Call From Agent Only! 

Yes Bank Cards Are Worth Only IF LTF 

Chennai Super Kings Chennai Super Kings
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Tanmayyy wrote:

Agent offering ltf

Dont Believe Agents Words

YES Bank Stopped Issuing LTF Cards 

Beware ! 

Chennai Super Kings Chennai Super Kings
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PowerStar wrote:

Dont Believe Agents Words

YES Bank Stopped Issuing LTF Cards 

Beware ! 

Agent will be coming in an hour , how to take confirmation for ltf from him?

Chennai Super Kings Chennai Super Kings
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Tanmayyy wrote:

Agent will be coming in an hour , how to take confirmation for ltf from him?

PM

Mobile Guru Mobile Guru
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None is worthy

Got YES Prosperity Edge LTF sometime in 2020 and now started wondering why i even got this card ( Have the used the card only once in 1.5yrs). Even ICICI (Not Apay variant*) is so much better than these YES cards, FK/Amazon has 10% discount/cashback offers at least once an year (BBD/GIS*)

Royal Challengers Bangalore Royal Challengers Bangalore
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Tanmayyy wrote:

Agent will be coming in an hour , how to take confirmation for ltf from him?

It will be clearly mentioned in the documents you need to sign. That’s what I told in earlier post, check that & take pictures of document. 

Super Stud Super Stud
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I heard Their packaging was cool but they have downgraded packaging also sweat_smile

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