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Why RuPay card not support on Netflix, Paypal, Google, youtube, Erosnow etc (here is the answer)

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abhishek012

Why RuPay card not support on Netflix, Paypal, Google, youtube, Erosnow etc (here is the answer):

Many of you always want to know why RuPay cards not support on Netflix, Paypal, Google, youtube, Erosnow etc websites?

the reason is RuPay cards currently not support “recurring payments” or “Standing Instructions”.

if you dnt know what is “recurring payments” or “Standing Instructions” then in short you need to know All subscription-based websites need one time your visa/mastercard otp and every month they auto debit their monthly plan amount from your bank account without need of your visa/mastercard otp

“This feature would have enabled customers to issue a onetime mandate to make recurring payments for periodic services rendered from merchants. The use cases for this would have been automatic payments of monthly bills and subscription-based services,”

citing concerns of possible misuse, the Reserve Bank of India (RBI) left this feature on RuPay cards.

RBI scrapped the feature because it felt the technology could be misused by unregulated operators to widen their credit network using pyramid schemes and chit funds.

check Netflix FAQ section page: https://help.netflix.com/en/node...49

Cards must be enabled for recurring e-commerce transactions to work with Netflix.

https://i.imgur.com/nmchUQi.jpg

Youtube / Google play store payment page:

https://i.imgur.com/EzQqiba.jpg

All subscription based websites need “recurring payments” or “Standing Instructions” e-commerce transactions cards

PayPal earlier also need “recurring payments” card to work on International transaction but now PayPal launch in India, hope PayPal will support RuPay card for domestic transaction in future without need of “recurring enabled”.

Tag your Bank & RuPay card or NPCI on twitter page and suggested them to enabled “recurring payments” or “Standing Instructions” on All RuPay Credit Cards & some selected banks RuPay debit cards.

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Deal Cadet Deal Cadet
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Thanks for the information.

Finance Ninja Finance Ninja
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Tag RuPay card & NPCI on twitter page and suggested them to enabled “recurring payments” or “Standing Instructions” on All RuPay Credit Cards & some selected banks RuPay debit cards.

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Deal Subedar Deal Subedar
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Nicely elobarated blush

Mine BOB rupay platinum debit card never runs for Amazon pay cash-load / Order .
Same with mine friends same card happening .

Working flawlessly with other sites like paytm …
Can you suggest anything on

Finance Ninja Finance Ninja
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Amazonpay cash-load offers, i send UPI to courier boy’s UPI bank account. smile stuck_out_tongue

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Critic Critic
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They should leave that choice to customer. Those who are willing to take risk, they should let them opt in.

Finance Ninja Finance Ninja
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hmm. currently RBI also not allowed “recurring payments” on UPI version 2.0

UPI version 2.0 support “recurring payments”.

SBI, ICICI, Axis bank are already requested to RBI, enabled recurring payments feature in UPI 2.0

UPI version 2.0 will launch within few months or end of 2019.

If RBI allowed "recurring payments” on UPI version 2.0 then atleast we get UPI option on Google Play store, youtube, netflix, amazon auto balance-load etc.

Deal Cadet Deal Cadet
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Deducting money without OTP verification is fraud I think rolleyes

Analyst Analyst
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its supposedly a feature. But you go to rent a car and they charge your card but its not really charged, they charge it after you return the car and the charge will depend on how much you used the car.

Now this is a great feature since otherwise you would have to wait until they checked the car and charged you etc and this most likely happens at the air port and you want to check in.

But many others abuse this feature. I would say all of them abuse it. You can call the card company and refute the charges and they will cancel the charges etc.. But try that in india. Like I said above, google charged me by making me sign up using a 6 month free trial option and instantly charged me, how to get that money back? And this was using an OTP, supposedly the OTP was only to link the card. imagine the nightmare where you get charged every month or year for decades.. You would have to go through statements and figure out who charged what and why and then follow it up.

I never bother signing up with any recurring payments. Either I sign up for a month and instantly go cancel it or try some other way or don’t use it. But like I mentioned above sometimes you have no choice.. But if car rental companies can allow you to pay cash.. Not all of them but some do.. I use those.. Its a nice feature and all that but I seen the abuse.

Critic Critic
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driving is unsafe too. But here we r, we still drive. Visa n mastercard, already provides this service, they let u enable or disable it. I think if rupay have to be Desi alternative, they should provide the same service. And let their customers choose instead of deciding for them.

Analyst Analyst
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Yea well if every time you took the car out and someone rammed into you and totaled your car you would feel differently.. This actually happened to a friend of mine and the insurance company cancelled his policy and it happened so often that he found it very difficult to get car insurance. He lost like 3 cars in the space of just over an year. The others were minor but if you have not noticed, getting a new car fixed these days costs more than half the price of a new car.

Tell him about the dangers of driving.. Oh yea from what I saw, none of the accidents were his fault. 2 of the accidents were people running red lights and running into him. The other was the guy making a left turn without slowing down or looking trying to get ahead of a signal about to turn into a red light and smacked right into the side as both were making left turns from different areas. The insurance companies should have understood that since none of the accidents were his fault.

Finance Ninja Finance Ninja
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NPCI said: We are in the process of enabling Recurring Payments for RuPay Cards with partner Banks and also process of enabling RuPay Cards in Google Play Store and are targeting to go-live in the near future.

but i personally think NPCI will take 2 years time to go live Recurring Payments for RuPay Cards.

one more update:

NPCI send a notice to all banks for Mandatory Update of Ingenico Kernel Version 5.26 & 7.26 to latest Kernel Version 5.38 and 8.38 on all POS terminals with in next three months time.

Therefore, with effect from 1st June 2019 member Banks are requested to deploy any new “Ingenico” make of POS terminals with updated “Kernel Version 5.38 and 8.38”.

latest Kernel Version 5.38 and 8.38 support RuPay NCMC Contactless cards & RuPav International Card Affiliates acceptance on all NFC based POS terminals.

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