Wrong amount deducted in HDFC CC autopay. Will i be charged interest ?

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Deal Cadet
Johnny_Depp

Hi

Today is due date for my Feb statement. I had set total amount payment option in autopay but it has deducted a lesser amount after considering the unbilled credits i made after the statement was generated.

so, 10000 was due as per statement. I paid 2000 via paytm. this 2k is showing under unbilled credits. my total due amount still shows same 10k. but autopay deducted only 8k after reducing the 2k from total due.

will i be charged now since total settlement is not done ?

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you should not be charged. Since you have paid total 10k already

Deal Cadet Deal Cadet
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Thanks for the reply. yeah i hope there is no charge.

i am a bit skeptical about autopay considering the unbilled credit for previous statement. Will report to customer care if there is any charge. It is their system’s mistake if correct amount was not debited.

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Deal Cadet Deal Cadet
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Go ahead and pay 2K manually just to be safe.

Deal Cadet Deal Cadet
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I agree with you….because if you miss minimum payment you will be charge heavily…may be 2000 considering minimum is 10000…So why take chance

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