Yes Bank Launches Paisabazaar PaisaSave Credit Card - Get 3% Cashback On Online & 1.5% Cashback On Offline Transactions Including Upi
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https://www.yesbank.in/personal-banking/yes-ind...
Fees and charges
Zero Joining Fees
Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of ₹1,20,000 in card anniversary year and get fee waiver on renewal fee for the subsequent year.
(LTF for Rupay Variant)
3.80% per month (45.60% annually) on Revolving Credit, Cash Advances and Overdue Amount
Minimum 1% of transaction value or Rs 199 whichever is higher will be levied on all Rental transactions. Please note that rental transactions are capped at 3 per 30 days period.
Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Wallet transactions.
1% charge on utility transaction above Rs 15,000 in a month
Benefits
3% Cashback On Online Spends (On all e-commerce transactions, including spends made on top online platforms, like Amazon, Zomato, Blinkit, Myntra, Swiggy, Ola, Uber, Nykaa, Ajio, BookMyShow, Flipkart, Cleartrip, and many more.)
(3% Cashback Upper Cap 5000 Thereafter 1.5%)
Unlimited 1.5% Cashback On All Other, Offline Spends Including Upi
Exclusions - No cashback is going to be accrued on spends made on fuel, EMI transactions, utilities, insurance, rent payments, wallet loading, education, jewellery, government services, hospitals, pharmacy stores, toll, and telecom equipments (MCCs 6513, 4900, 8299, 8211, 8220, 8241, 6300, 5094, 5944, 6538, 9399, 9311, 8062, 5912, 4812, 4784)
Cashback Redemption
Cashback accrued on all your spends will get credited as reward points to the credit card account, wherein 3% cashback equals to 6 rewards points per Rs. 200 spent online and 1.5% cashback will be equal to 3 rewards points per Rs. 200 spent offline.
The cashback earned using YES BANK PaisaSave Credit Card is accrued as reward points in your credit card account. You can login to your YES Rewardz account to redeem your cashback points against statement credit in 1:1 ratio to adjust it against your credit card bills. Please note, no charges will be levied on converting reward points to statement credit.
Fees and charges
Zero Joining Fees
Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of ₹1,20,000 in card anniversary year and get fee waiver on renewal fee for the subsequent year.
(LTF for Rupay Variant)
3.80% per month (45.60% annually) on Revolving Credit, Cash Advances and Overdue Amount
Minimum 1% of transaction value or Rs 199 whichever is higher will be levied on all Rental transactions. Please note that rental transactions are capped at 3 per 30 days period.
Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Wallet transactions.
1% charge on utility transaction above Rs 15,000 in a month
Benefits
3% Cashback On Online Spends (On all e-commerce transactions, including spends made on top online platforms, like Amazon, Zomato, Blinkit, Myntra, Swiggy, Ola, Uber, Nykaa, Ajio, BookMyShow, Flipkart, Cleartrip, and many more.)
(3% Cashback Upper Cap 5000 Thereafter 1.5%)
Unlimited 1.5% Cashback On All Other, Offline Spends Including Upi
Exclusions - No cashback is going to be accrued on spends made on fuel, EMI transactions, utilities, insurance, rent payments, wallet loading, education, jewellery, government services, hospitals, pharmacy stores, toll, and telecom equipments (MCCs 6513, 4900, 8299, 8211, 8220, 8241, 6300, 5094, 5944, 6538, 9399, 9311, 8062, 5912, 4812, 4784)
Cashback Redemption
Cashback accrued on all your spends will get credited as reward points to the credit card account, wherein 3% cashback equals to 6 rewards points per Rs. 200 spent online and 1.5% cashback will be equal to 3 rewards points per Rs. 200 spent offline.
The cashback earned using YES BANK PaisaSave Credit Card is accrued as reward points in your credit card account. You can login to your YES Rewardz account to redeem your cashback points against statement credit in 1:1 ratio to adjust it against your credit card bills. Please note, no charges will be levied on converting reward points to statement credit.
- Groups
- Finance
- Credit Card
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
22 Comments
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https://www.desidime.com/comments/permalink/10285240
Thanks for sharing.. Submitted application, will see
https://www.desidime.com/comments/permalink/10285698
do we need to redeem rp or automatically credits to card ?
https://www.desidime.com/comments/permalink/10285839
You've To Redeem Rp Manually For Statement Credit
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https://www.desidime.com/comments/permalink/10286492
I don't see LTF on the webpage, can anyone verify if it is LTF or not
https://www.desidime.com/comments/permalink/10286602
It's LTF For Rupay Variant, You Can Contact Customer Care For Confirmation
https://www.desidime.com/comments/permalink/10289934
Is there a way to apply directly for the Rupay variant? I don't see the apply now button on the rupay variant link here https://www.yesbank.in/personal-banking/yes-ind...
https://www.desidime.com/comments/permalink/10290160
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https://www.desidime.com/comments/permalink/10292888
Will this card work in ecom bank offers of Amazon/Flipkart/TataNeu? @ RakesMajnu
https://www.desidime.com/comments/permalink/10308105
How to check status?
https://www.desidime.com/comments/permalink/10365353
I applied for rupay variant but received master card variant what to do now?
https://www.desidime.com/comments/permalink/10365774
I spoke with CC regarding my card options. They confirmed that I will receive a MasterCard as a physical card and a Rupay virtual card. However, the Rupay card offers limited cash back points. To waive the MasterCard's annual fee, I need to spend ₹1.2 lakh exclusively on it; spending on the Rupay card won't count towards this requirement, though the Rupay card is lifetime free.
Given these considerations, should I activate the Rupay card or skip both options?
Click here to reply
Looks good. But what's the role of Paisa bazaar here. Will they share personal info with them