Yes Pay, digital wallet from Yes Bank
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YES PAY is a Digital Wallet enabling Social Media & smart phone users to register seamlessly and then spend wisely. It provides a host of facilities like Mobile/DTH recharge, purchase of gift vouchers and avail discount coupons. Moreover YES PAY can be accessed through Facebook, without a separate registration.
To register for YES PAY one need not be a YES BANK customer.
Key Features –
Load Money – Money can be loaded conveniently using YES BANK or any other Bank Account through Debit Card/NetBanking or IMPS
Send and Receive Money – Instant and secure fund transfer to other YES PAY users or Bank Accounts. Option to request money from friends/contacts.
Settle Dutch – Option to easily split party bills or expenses amongst a group of friends
Goals – For some of the in-app purchases, option to select a goal amount and contribute a specified amount periodically (weekly or monthly for a period not exceeding one year) and save it for future date.
Prepaid Mobile/DTH recharge – Recharge prepaid mobile connections of all leading telecom operators like Vodafone, Airtel etc. Option to recharge DTH connection of all major providers like Tata Sky, Dish TV etc.
Shop – Online shopping from more than 30,000 merchants through a single click check out.
Handset Protection – Purchase insurance for Mobile Handset/Tablet by simply logging into YES PAY. Insurance will have features like Handset Damage protection, Replacement Handset, Lost Card Insurance etc.
Purchase Gift Vouchers/Coupons – Purchase gift vouchers of top brands such as Baskin Robbins, Domino’s, Croma, exclusive coupons & many more.
Gift Boxes – Gift an experience to near and dear ones across variety of categories like dance, wellness, adventure & many more.
Attractive Reward Points – Earn reward points on every transaction which can be easily redeemed anytime and can also be used for shopping within this wallet.
Bill Payments – Pay Bills of all leading billers pan India conveniently
Music – Download and enjoy latest songs across various categories
Anyone checked with fc go card? if its worked then easily we can send the fr balance to bank account.
@esakki raja wrote:
Anyone checked with fc go card? if its worked then easily we can send the fr balance to bank account.
smell is cominh for future loot if this fc go card allowed
@deepak.k wrote:@esakki raja wrote:
Anyone checked with fc go card? if its worked then easily we can send the fr balance to bank account.smell is cominh for future loot if this fc go card allowed
FC go card is credit card
So no smell
@disclaimer Please add the app link to the first post: https://play.google.com/store/apps/details?id=c...
@disclaimer you are becoming bank expert. I guess you are already.
All banks will come with wallets same they did first netbanking, core banking, Mobile banking & apps.
All those looking to loot, alas you won’t smell or taste any. Sooner or later all banks & wallets will streamline.
On lighter note a song dedicated to all loot guys
“mujhko rana ji maaf karna, galti maare se ho gayi”
Ref : Rana kapoor
@DealSeeker wrote:
@disclaimer Please add the app link to the first post: https://play.google.com/store/apps/details?id=c...
Mobile web, can’t edit first post.
@A2Zdeals wrote:
@disclaimer you are becoming bank expert. I guess you are already.
All banks will come with wallets same they did first netbanking, core banking, Mobile banking & apps.
Just beginner, you and @DealSeeker are pros 
Entry of Kotak Mahindra and Indusind awaited. Still, my favorite is PayZapp, least issues faced. Lime surely the worst.
@disclaimer wrote:I wish indusind doesn’t come. They messed up deutsche portfolio. Their mobile app is just started. Let’s see.@A2Zdeals wrote:
@disclaimer you are becoming bank expert. I guess you are already.
All banks will come with wallets same they did first netbanking, core banking, Mobile banking & apps.
Just beginner, you and @DealSeeker are prosEntry of Kotak Mahindra and Indusind awaited. Still, my favorite is PayZapp, least issues faced. Lime surely the worst.
@A2Zdeals wrote:
I wish indusind doesn’t come. They messed up deutsche portfolio. Their mobile app is just started. Let’s see.
Cards? DB still offering banking accounts.
@disclaimer wrote:Ya deutsche had sold only cards business.@A2Zdeals wrote:
I wish indusind doesn’t come. They messed up deutsche portfolio. Their mobile app is just started. Let’s see.
Cards? DB still offering baning accounts.
@disclaimer wrote:@DealSeeker wrote:
@disclaimer Please add the app link to the first post: https://play.google.com/store/apps/details?id=c...
Mobile web, can’t edit first post.
Noticed that you have added it to the second post. That’s good enough. Otherwise, I would have requested a mod to make the edit.
By the way, if you have tried this app already, please do let us know about the withdrawal limits/restrictions. 
@DealSeeker wrote:@disclaimer wrote:@DealSeeker wrote:
@disclaimer Please add the app link to the first post: https://play.google.com/store/apps/details?id=c...
Mobile web, can’t edit first post.
Noticed that you have added it to the second post. That’s good enough. Otherwise, I would have requested a mod to make the edit.By the way, if you have tried this app already, please do let us know about the withdrawal limits/restrictions.
Installed the application, but as I am not interested in recharge/billpay/GVs/Music using that app and it doesn’t have any virtual card or transfer to bank feature, haven’t added any money. Monthly limit 10000 and per transaction add cash limit 5000.
@disclaimer wrote:
Installed the application, but as I am not interested in recharge/billpay/GVs/Music using that app and it doesn’t have any virtual card or transfer to bank feature, haven’t added any money. Monthly limit 10000 and per transaction add cash limit 5000.
Thanks for mentioning the load limits.
By the way, the details include this: “Send and Receive Money – Instant and secure fund transfer to other YES PAY users or Bank Accounts. Option to request money from friends/contacts.”
Does “bank accounts” refer only to linked Yes Bank accounts?
@DealSeeker wrote:@disclaimer wrote:
Installed the application, but as I am not interested in recharge/billpay/GVs/Music using that app and it doesn’t have any virtual card or transfer to bank feature, haven’t added any money. Monthly limit 10000 and per transaction add cash limit 5000.
Thanks for mentioning the load limits.By the way, the details include this: “Send and Receive Money – Instant and secure fund transfer to other YES PAY users or Bank Accounts. Option to request money from friends/contacts.”
Does “bank accounts” refer only to linked Yes Bank accounts?
Good catch!!
Details were hidden in app, it says transfer to a mobile number. If number already a yes pay user, it will be transferred to the wallet. Otherwise customer can register for wallet, or wait for 72 hours to enter bank details for transfer using IMPS.
Message if Freecharge go card used
We are sorry but the transaction failed.
Reason: Credit card used in Debit Card PG.
@DealSeeker wrote:@disclaimer wrote:
Installed the application, but as I am not interested in recharge/billpay/GVs/Music using that app and it doesn’t have any virtual card or transfer to bank feature, haven’t added any money. Monthly limit 10000 and per transaction add cash limit 5000.
Thanks for mentioning the load limits.By the way, the details include this: “Send and Receive Money – Instant and secure fund transfer to other YES PAY users or Bank Accounts. Option to request money from friends/contacts.”
Does “bank accounts” refer only to linked Yes Bank accounts?
@disclaimer
The App description on Playstore stated that money can be transferred to other bank accounts. I successfully registered my non-yesbank account in the app but could not figure out how to withdraw money to that account as there doesn’t seem to be an option to do so. Sent an email to yespay support. Will post an update after I hear from them.
EDiT: BTW, has anyone tried the JioMoney app? I installed it and signed up. There is an option to load money via CC and withdraw money to a bank account, but haven’t really tried to do so yet.
@1cooldesidd wrote:
“@disclaimer”
The App description on Playstore stated that money can be transferred to other bank accounts. I successfully registered my non-yesbank account in the app but could not figure out how to withdraw money to that account as there doesn’t seem to be an option to do so. Sent an email to yespay support. Will post an update after I hear from them.
FAQ says option to register bank account will be available only after 72 hours, and only if the recipient is not having yes pay account.
@disclaimer wrote:@1cooldesidd wrote:
“@disclaimer”
The App description on Playstore stated that money can be transferred to other bank accounts. I successfully registered my non-yesbank account in the app but could not figure out how to withdraw money to that account as there doesn’t seem to be an option to do so. Sent an email to yespay support. Will post an update after I hear from them.
FAQ says option to register bank account will be available only after 72 hours, and only if the recipient is not having yes pay account.
Are we talking about the same thing here? I am talking about registering/adding a bank account to yespay app to withdraw money from wallet and I added my other bank account to yespay wallet immediately after creating yespay account.
As for the item from the FAQ that you mentioned, seems like you are talking about sending money to another mobile no. which is not yet registered for a yespay account.
@1cooldesidd wrote:
Are we talking about the same thing here? I am talking about registering/adding a bank account to yespay app to withdraw money from wallet and I added my other bank account to yespay wallet immediately after creating yespay account.
As for the item from the FAQ that you mentioned, seems like you are talking about sending money to another mobile no. which is not yet registered for a yespay account.
OK. Even I can’t find any such option.
@disclaimer wrote:@1cooldesidd wrote:
Are we talking about the same thing here? I am talking about registering/adding a bank account to yespay app to withdraw money from wallet and I added my other bank account to yespay wallet immediately after creating yespay account.
As for the item from the FAQ that you mentioned, seems like you are talking about sending money to another mobile no. which is not yet registered for a yespay account.
OK. Even I can’t find any such option.
You can add bank account to yespay but there doesn’t seem to be a way to transfer money to that account. I wonder whats the use of adding a bank account to the wallet.
@1cooldesidd wrote:
…
EDiT: BTW, has anyone tried the JioMoney app? I installed it and signed up. There is an option to load money via CC and withdraw money to a bank account, but haven’t really tried to do so yet.
See: http://www.desidime.com/forums/hot-deals-online...
I loaded 100 bucks successfully but never got around to withdrawing it. Thanks for reminding me. 
@DealSeeker wrote:@1cooldesidd wrote:
…
EDiT: BTW, has anyone tried the JioMoney app? I installed it and signed up. There is an option to load money via CC and withdraw money to a bank account, but haven’t really tried to do so yet.
See: http://www.desidime.com/forums/hot-deals-online...I loaded 100 bucks successfully but never got around to withdrawing it. Thanks for reminding me.
@DealSeeker wrote:@1cooldesidd wrote:
…
EDiT: BTW, has anyone tried the JioMoney app? I installed it and signed up. There is an option to load money via CC and withdraw money to a bank account, but haven’t really tried to do so yet.
See: http://www.desidime.com/forums/hot-deals-online...I loaded 100 bucks successfully but never got around to withdrawing it. Thanks for reminding me.
In JioMoney, loaded 2000 from credit card and transferred to bank… It was done almost immediate like 2 hrs…
How to send loaded money to other bank ?
@dayaa wrote:
How to send loaded money to other bank ?
Anyone got a way to benefit from this?
There is a way to load this via IMPS – does anyone know?
IFSC code below:
http://www.bankifscfinder.com/BANK-IFSC-CODE/YE...
Reviews
1. Half cooked app! Yes Pay doesn’t accept credit cards, it doesn’t have ‘send to bank’ facility either. These features are must for seamless user experience. Though its UI is good & refreshing.
2. Poor customer service. Lodged a complain but got no reply. During the time of recharge I selected the network provider as idea, but automatically its been changed to reliance. And 1st time its show me that the recharge was failed, then successful. Don’t know how they recharged. They just stole my bucks. Worst wallet. Got no response from customer care.
3. Needs lot of improvisation Very easy and simple to use, loading wallet is very quick and hassle free. But can’t use this app on major apps like bookmyshow etc.. U cannot transfer money to your own yes bank account. Now I feel its an app just to make ur phone and dth recharges..
4. No option for money add by credit card There is no option for money add by credit card and no option for money transfer to bank account. Its a useless wallet.
@ravi wrote:
Reviews
1. Half cooked app! Yes Pay doesn’t accept credit cards, it doesn’t have ‘send to bank’ facility either. These features are must for seamless user experience. Though its UI is good & refreshing.2. Poor customer service. Lodged a complain but got no reply. During the time of recharge I selected the network provider as idea, but automatically its been changed to reliance. And 1st time its show me that the recharge was failed, then successful. Don’t know how they recharged. They just stole my bucks. Worst wallet. Got no response from customer care.
3. Needs lot of improvisation Very easy and simple to use, loading wallet is very quick and hassle free. But can’t use this app on major apps like bookmyshow etc.. U cannot transfer money to your own yes bank account. Now I feel its an app just to make ur phone and dth recharges..
4. No option for money add by credit card There is no option for money add by credit card and no option for money transfer to bank account. Its a useless wallet.
Yes, missing basic requirements. Other features will improve with time, but I don’t think they will allow loading using credit card.
I am a Yes Bank customer lured by their 6% interest rate offer.
And I can vouch for them being novice when it comes to technology as compared to HDFC or ICICI even SBI.
Their netbanking interface is primitive and so is their uselss app looks like DOS based.
So do not keep high hopes with this one.
Better try Digibank 
wallet (or even account) or Sloknit for now.
https://play.google.com/store/apps/details%3Fid...
Available for android, Apple and windows phone.Funding using debit card, bank account or imps. No credit card option.
Not providing any virtual card.
Having reward points and levels, entry at silver level with 100 free points. 1000 points can be redeemed for Rs 100 Baskin Robbins Boucher, some other options as well.
Option to schedule bill pay.
Some usless coupon provided by REMOVED available like those in lime.
No interest on balance.