You are about to lose your exclusive banking HDFC

144°
Deal Cadet
arnabdimer

Received 1 email from HDFC BANK, with the subject line "You are about to lose your exclusive banking".

Email body:

Dear Customer,
You’re a part of our privileged few customers who enjoy the unmatched benefits of the Imperia Banking programme.
Almost all our customers maintain their Average Monthly Balance to enjoy benefits worth 1,00,000 that are extended to them as part of this programme.
We bring to your notice that the Average Monthly Balance across all your HDFC Bank accounts and linked family accounts in your group for the quarter/month ending Jun'24 is currently below the minimum programme requirement of: 

Average monthly balance of 10 Lakhs in your Savings Account
Average quarterly balance of 15 Lakhs in your Current Account
Average monthly balance of 30 Lakhs in a combination of Savings Account & Fixed Deposit

DOES IT REALLY IMPACT?

WILL THEY DOWNGRADE? 

IF THEY DOWNGRADE, THEN DOWNGRADE TO WHICH BANKING PROGRAMME?

If anyone have any idea, please respond.

Thank You in advance.

14 Comments  |  
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Benevolent Benevolent
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they will probably from impria to preferred then classic ,if dont downgrade from classic mostly if u have 50k nrv with hdfc 

Deal Lieutenant Deal Lieutenant
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How long were you in imperia?

Deal Cadet Deal Cadet
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Around 1 year. Why?

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Deal Cadet Deal Cadet
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Received same msg for my preferred banking. Though the balance was only a little short around 1.5 lakh.

Coupon Connoisseur Coupon Connoisseur
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Mine got downgraded from preferred to standard even though my avg bal was above 1.25L, 2 days after downgrade asked RM he just upgraded it back to preferred.

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