Your dream Credit Card?

2 years back, my dream was DCB, when I heard of 33% cashback.

I got it just last week and it has been reduced to mere 10% (3x) which is equivalent to 6-7% in true cashback value. Still was happy, as I got it LTF and even 6-7% on amazon vouchers is good, as my existing cards give only 5% cashback. And default reward rate of 3.3 (2.2% true cashback) is more than any of other cards.

My next dream card currently is IDFC wealth card mainly for free spa visits. None of my existing cards have this benefit.

Which Spa visits are free?

Knight11 wrote:

2 years back, my dream was DCB, when I heard of 33% cashback.

I got it just last week and it has been reduced to mere 10% (3x) which is equivalent to 6-7% in true cashback value. Still was happy, as I got it LTF and even 6-7% on amazon vouchers is good, as my existing cards give only 5% cashback. And default reward rate of 3.3 (2.2% true cashback) is more than any of other cards.

My next dream card currently is IDFC wealth card mainly for free spa visits. None of my existing cards have this benefit.

Can u share real benefits of idfc wealth card

GKN wrote:

Which Spa visits are free?

It gives dreamfolk pass. Most of the airport spa is covered.

dhinchakrohit wrote:

Can u share real benefits of idfc wealth card

All idfc cards have same reward rates – 1.5% online, 0.75% offline, 2.5% for spends above 20k. Only other benefits like airport lounge/spa, golf, movie BOGO varies. 

It was Citi Ultima (Infinite, not Signature). Dream never materialised though & can never now – When NRV was high, the spends weren’t and when the spends shot up substantially on Prestige, the NRV declined. By the time NRV and spends balanced out, Citi decided to wrap up their credt card business. 

Sigh 😞

Will not say a Dream card but yeah it’s a boon in this inflation a proud holder of SBI Ola credit card enjoying 7% max 500 p.m https://ddime.i...fW