Your dream Credit Card?

56°
Deal Cadet
satswid

Hi,

Please share the ultimate high value credit card that you dream of getting one day, and the reason behind it.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
7 Comments  |  
6 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

2 years back, my dream was DCB, when I heard of 33% cashback.

I got it just last week and it has been reduced to mere 10% (3x) which is equivalent to 6-7% in true cashback value. Still was happy, as I got it LTF and even 6-7% on amazon vouchers is good, as my existing cards give only 5% cashback. And default reward rate of 3.3 (2.2% true cashback) is more than any of other cards.

My next dream card currently is IDFC wealth card mainly for free spa visits. None of my existing cards have this benefit.



Deal Cadet Deal Cadet
Link Copied

Which Spa visits are free?

Crowdpuller Crowdpuller
Link Copied
Knight11 wrote:

2 years back, my dream was DCB, when I heard of 33% cashback.

I got it just last week and it has been reduced to mere 10% (3x) which is equivalent to 6-7% in true cashback value. Still was happy, as I got it LTF and even 6-7% on amazon vouchers is good, as my existing cards give only 5% cashback. And default reward rate of 3.3 (2.2% true cashback) is more than any of other cards.

My next dream card currently is IDFC wealth card mainly for free spa visits. None of my existing cards have this benefit.



Can u share real benefits of idfc wealth card

Deal Cadet Deal Cadet
Link Copied
GKN wrote:

Which Spa visits are free?

It gives dreamfolk pass. Most of the airport spa is covered.

Deal Cadet Deal Cadet
Link Copied
Expand
dhinchakrohit wrote:

Can u share real benefits of idfc wealth card

All idfc cards have same reward rates – 1.5% online, 0.75% offline, 2.5% for spends above 20k. Only other benefits like airport lounge/spa, golf, movie BOGO varies. 

Deal Subedar Deal Subedar
Link Copied

It was Citi Ultima (Infinite, not Signature). Dream never materialised though & can never now – When NRV was high, the spends weren’t and when the spends shot up substantially on Prestige, the NRV declined. By the time NRV and spends balanced out, Citi decided to wrap up their credt card business. 

Sigh 😞

Hunk Hunk
Link Copied

Will not say a Dream card but yeah it’s a boon in this inflation a proud holder of SBI Ola credit card enjoying 7% max 500 p.m https://ddime.i...fW

replyuser
Click here to reply
Reply