your views on lazypay upi

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Deal Subedar
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It says we don’t have to link our bank account to it’s upi ID. Based on credit score and payment history we get the ID. With it we can pay online and offline (within our credit limit) and pay at the end of billing cycle (as per my understanding).

Do you guys think this is useful?
How can we use it efficiency?

14 Comments  |  
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“Based on credit score” is the only thing to worry.. if u r planning for a high loan amount then avoid this as too such many small enquires may hurt your credit score

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Its good, sometimes it does not work with scan to pay on phonepay,paytm codes. Give a message " Merchant is not valid ". I am using sometime for offline payments

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ZitOO wrote:

Its good, sometimes it does not work with scan to pay on phonepay,paytm codes. Give a message " Merchant is not valid ". I am using sometime for offline payments

Repayment options? Paytm wallet allowed?

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andromeda wrote:

Repayment options? Paytm wallet allowed?

Card/UPI/net banking
NOTE- credit card (including AMEX) are accepted, but I don’t think it’s gonna stay there for long

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ZitOO wrote:

Its good, sometimes it does not work with scan to pay on phonepay,paytm codes. Give a message " Merchant is not valid ". I am using sometime for offline payments

Today i got the scan&pay feature and upi id but unable to pay at phonepe/paytm merchant
But previous I’ve a good experience with epaylater cause from that i can pay anywhere (paytm/phonepe etc…

So where can i pay through LAZYPAY

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ImRebel wrote:

Today i got the scan&pay feature and upi id but unable to pay at phonepe/paytm merchant
But previous I’ve a good experience with epaylater cause from that i can pay anywhere (paytm/phonepe etc…

So where can i pay through LAZYPAY

pay to merchant register UPI ID.

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abhishek012 wrote:

pay to merchant register UPI ID.

Should we opt it??
I think they decide credit ability on score
Also do they mention their credit limit as loan in cibil???
Most of the plus services do that

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VellaBoy wrote:

Should we opt it??
I think they decide credit ability on score
Also do they mention their credit limit as loan in cibil???
Most of the plus services do that

LazyPay UPI is UPI based credit card.

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Got my kyc verified in 2 days. I don’t find a way to use this upi ID on Amazon. On fk it says invalid ID!

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neehesh wrote:

Got my kyc verified in 2 days. I don’t find a way to use this upi ID on Amazon. On fk it says invalid ID!

how much limit u got on lazypay UPI?

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demerius2020 wrote:

coming soon since eons

same for me. I stopped using this tool because they are not serious in starting this service for all.

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Please DONT USE IT! I cancelled a flipkart order and the refund has still not been credited to my Lazypay account and the issue in ongoing since a week and no one from their team wants to own up to the task, not even one call from their end.

Lazypay is the most unprofessional company I have come across when it comes to billing issues or refund credit issues. If you still plan on using it, good luck!

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