your views on lazypay upi

185°
Deal Subedar
neehesh

It says we don’t have to link our bank account to it’s upi ID. Based on credit score and payment history we get the ID. With it we can pay online and offline (within our credit limit) and pay at the end of billing cycle (as per my understanding).

Do you guys think this is useful?
How can we use it efficiency?

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Deal Subedar Deal Subedar
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“Based on credit score” is the only thing to worry.. if u r planning for a high loan amount then avoid this as too such many small enquires may hurt your credit score

Deal Subedar Deal Subedar
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Its good, sometimes it does not work with scan to pay on phonepay,paytm codes. Give a message " Merchant is not valid ". I am using sometime for offline payments

Tech Guru Tech Guru
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Repayment options? Paytm wallet allowed?

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Generous Generous
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coming soon since eons

Deal Cadet Deal Cadet
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same for me. I stopped using this tool because they are not serious in starting this service for all.

Deal Subedar Deal Subedar
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Got my kyc verified in 2 days. I don’t find a way to use this upi ID on Amazon. On fk it says invalid ID!

Generous Generous
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how much limit u got on lazypay UPI?

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Deal Newbie Deal Newbie
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Please DONT USE IT! I cancelled a flipkart order and the refund has still not been credited to my Lazypay account and the issue in ongoing since a week and no one from their team wants to own up to the task, not even one call from their end.

Lazypay is the most unprofessional company I have come across when it comes to billing issues or refund credit issues. If you still plan on using it, good luck!

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