What are your views on these popular mutual funds?

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Finance Mentor
Demon_slayer
What are views on these popular mutual funds?

JM flexicap
Motilal Oswald midcap
Quant smallcap

Are they overhyped?
Good performers?
What is your opinion?

@malikcool @arko1983650 @DEEPANGEORGE @Rajkotian
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Pro Shopping Friend Pro Shopping Friend
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These are good funds. A few others which are good are Parag Parikh Flexi Cap, Nippon India Small Cap etc.

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Pro Shopping Friend Pro Shopping Friend
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These are good funds. A few others which are good are Parag Parikh Flexi Cap, Nippon India Small Cap etc.

Finance Mentor Finance Mentor
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Do you invest in thematic funds?

Deal Lieutenant Deal Lieutenant
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Sadly i dont track Mutual funds:( i look at "direct stocks performance" but not MF since it has expense ratio i mostly avoid MF's, (i mean i am my own fund manager)

my MF portfolio is around 3% of my total Networth i think, so i am not the right person for this:) direct stocks contribute around 90% of my networth


My reasoning (I am aggressive investor)

1) i go with stocks usually since there is very minimal charges associated with stocks:) so i doubt i can help with comparison of MF's

2) also MFs we can't trust any past performance as indicator as Fund manager changes can hurt any MF's and also TER keeps on changing based on Fund manager which i hate

3) for stocks we can at least barely consider past performance a little (still not recommended to consider only past performance)

but in comparison with "mutual funds" i support "direct stocks" with respect to past performance gauging 

Finance Mentor Finance Mentor
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That's great. If you can pick stocks that's a great way investing.

The TER is a small price to pay for investors who don't have the time or knowledge to invest directly in stocks. So it doesn't bother me as much.

So I invest in both mutual funds and direct stocks. Mutual Funds perform better than my own portfolio, I will admit.

Deal Cadet Deal Cadet
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PPFAS was good earlier, not any more. Same goes with Quant, they are churning their portfolio soo frequently that even they don't know what they are up to.

Finance Mentor Finance Mentor
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How did you come to this conclusion?

Can you explain? I'm curious to know.
Generous Generous
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I prefer investing into direct equity rather MFs. 😬

Finance Mentor Finance Mentor
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To each their own. Everyone should invest in what they think is best.
Finance Mentor Finance Mentor
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Motilal one started performing only last year. It was category dud for all years before 2023. JM Flexi started firing around mid 2022. All active funds go through this up & down patch. Most fail to beat their benchmark. 

Ppfas Flexicap is underperforming now although, in the recent interview with their Fund manager, the FM specifically mentioned that they are "happy to underperform" in this current market valuation zone. 

Give your MF Atleast 3 years to make a call. Compare it with its peers and benchmark. 

My current MF holding and stock holding is 50-50 each with both being added. 

I prefer MFs over stocks. 

On a side note - Quant amc is algorithm based fund and not a an active fund manager based. It plays on arbitrage theme so the portfolio turnover is 400-600% at times (multiple buys and sells everyday/ month / quarter). There are other funds that beat even quant amc though.

As of today, prefer value based MFs. 

Finance Mentor Finance Mentor
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Thank you for the detailed answer. I too have come to prefer mf for investing than stocks. At the moment stocks have a higher allocation in my portfolio, it will change in the future, I think.
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