Zero Joining Fee Standard Chartered Credit Card

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prem4998
Joining fee waiver is only for Smart, Digi and Easemytrip Cards (Double confirm with agent while applying, I am not responsible). Offer valid till tomorrow Dec 6, 2022.

Only salaried individuals. Min. Salary requirement is net salary of 25k+. Recommended is 35k+.

C2C for Salaried individuals minimum CL on existing other bank card should be 75k. Recommended 1L.

Strict NO for self-employed with no salary slip or active PF number

Note: I am not getting any monetary benefit for doing this.

DM me your contact number and I will share it with the agent.
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Deal Cadet Deal Cadet
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Rather than sharing our number with him you can share his number with us. Just my thought.

Perfectionist Perfectionist
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For scb smart joining fee is anyways waived off currently. So apply online for oneplus buds offer. For digi smart oneplus offer is not applicable and there is no concept of joining fee anyways instead it's monthly fee
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Deal Subedar Deal Subedar
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Any ltf card?

Deal Cadet Deal Cadet
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Rather than sharing our number with him you can share his number with us. Just my thought.

Generous Generous
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Tjs15 wrote:

Any ltf card?

No
Generous Generous
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amey_dev143 wrote:

Rather than sharing our number with him you can share his number with us. Just my thought.

No problem with that but cannot do it publicly
Deal Subedar Deal Subedar
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@prem4998 please dm me agent friend's contact details if s/he operates in Delhi.

You can share his email id also. 

Deal Subedar Deal Subedar
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The self-employed torture has no ends, proven by this offer again...

Generous Generous
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Agnivo007 wrote:

The self-employed torture has no ends, proven by this offer again...

I am myself a self-employed and disappointed
Deal Cadet Deal Cadet
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Agnivo007 wrote:

The self-employed torture has no ends, proven by this offer again...

Yeah these foreign banks especially HSBC and Standard Chartered discriminate in issuing to self-employed vs salaried. sad
Like Magnet Like Magnet
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Any way to get sc ultimate if one already hold sc credit card but the limit is less than 4 lakh But meet the eligibility criteria of sc ultimate
Perfectionist Perfectionist
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For scb smart joining fee is anyways waived off currently. So apply online for oneplus buds offer. For digi smart oneplus offer is not applicable and there is no concept of joining fee anyways instead it's monthly fee
Beacon Beacon
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Had applied for smart on 02.11.2022 but nothing after that no communication no rejection email or sms nothing. If I contact customer care they say shall inform final verdict after full investigation. Lost hope getting it
Deal Subedar Deal Subedar
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neel648 wrote:
Had applied for smart on 02.11.2022 but nothing after that no communication no rejection email or sms nothing. If I contact customer care they say shall inform final verdict after full investigation. Lost hope getting it

Final Verdict, sound like supreme court judgement stuck_out_tongue_closed_eyes

Beacon Beacon
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myfungang829 wrote:

Final Verdict, sound like supreme court judgement stuck_out_tongue_closed_eyes

What kind of full investigation who knows lol
Deal Cadet Deal Cadet
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shriAyodhya wrote:
Any way to get sc ultimate if one already hold sc credit card but the limit is less than 4 lakh But meet the eligibility criteria of sc ultimate
If limit on existing SC card is less than 4L, then you can try with a C2C approach, provided you hold another CC with a reasonably high limit, such as 6-7L+. C2C is dicey, though. Having an existing card with 4L+ limit is almost a slam dunk. You can check with an agent, or call the bank CC to enquire about a limit increase. Or you can apply fresh if you meet their internal eligibility criteria, which isn't really well known.
Like Magnet Like Magnet
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starbearer wrote:
If limit on existing SC card is less than 4L, then you can try with a C2C approach, provided you hold another CC with a reasonably high limit, such as 6-7L+. C2C is dicey, though. Having an existing card with 4L+ limit is almost a slam dunk. You can check with an agent, or call the bank CC to enquire about a limit increase. Or you can apply fresh if you meet their internal eligibility criteria, which isn't really well known.
In that case i have to close my existing sc credit card

I applied last time on their portal but they said i need to close my credit card and then reapply sc ultimate again

I dont want to close LTF SCB cc which i have
Deal Cadet Deal Cadet
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shriAyodhya wrote:
In that case i have to close my existing sc credit card

I applied last time on their portal but they said i need to close my credit card and then reapply sc ultimate again

I dont want to close LTF SCB cc which i have
Ah you want SC ultimate in addition to the LTF SC card you already have? Well, I'm not certain you'll get Ultimate directly. You can apply for a fresh Smart / Digismart / Titanium / Easemytrip card. Those should be easier to get, while holding on to your LTF CC. In case your new card is issued with a limit above 4L, or gets offered a limit increase taking it past 4L, you can immediately upgrade it to Ultimate. Might take some time, depending on the limit you get with the new card.
Deal Cadet Deal Cadet
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Does this card beat sbi cashback card? Or atleast apay icici? 

Critic Critic
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dosa wrote:

Does this card beat sbi cashback card? Or atleast apay icici? 

No Standard Chartered card is really good other than their top end Ultimate card not to mention I have read some horror stories about standard chartered bank's very poor support in case of fraud txns(intl txns done without otp & reported within few hours still bank did nothing) so decided to never apply for this bank's card unless see some solid evidence of their improved customer support in case of fraud txns.

@agnivo007

Deal Subedar Deal Subedar
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Also heard about lack of good redemption options and high minimum points required for redemption on SC cards... @guest_999

Helpful Helpful
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guest_999 wrote:

No Standard Chartered card is really good other than their top end Ultimate card not to mention I have read some horror stories about standard chartered bank's very poor support in case of fraud txns(intl txns done without otp & reported within few hours still bank did nothing) so decided to never apply for this bank's card unless see some solid evidence of their improved customer support in case of fraud txns.

@agnivo007

I had different experience. I had a fraud international transaction of approx. $788 on some gift card in multiple tx of 30$ on my ultimate card . It was our 1-2pm approx. don't remember now. Incident is of 2-3yrw back. Reported in morning had follow up for three days and they said you just pay the bill for this month it will be reimburse in next billing cycle. It was all cover under insurance for me... Support was polite. they even sent a guy with documents at my place so yeah that's my experience
Deal Cadet Deal Cadet
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guest_999 wrote:

No Standard Chartered card is really good other than their top end Ultimate card not to mention I have read some horror stories about standard chartered bank's very poor support in case of fraud txns(intl txns done without otp & reported within few hours still bank did nothing) so decided to never apply for this bank's card unless see some solid evidence of their improved customer support in case of fraud txns.

@agnivo007

Better to keep card disabled for Intl txns. For domestic txn anyways cvv + otp is must. Even ultimate(3.3%) doesn't beat sbi cashback (5%). Inspite of this ultimate is a paid card & not LTF 

Generous Generous
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dosa wrote:

Better to keep card disabled for Intl txns. For domestic txn anyways cvv + otp is must. Even ultimate(3.3%) doesn't beat sbi cashback (5%). Inspite of this ultimate is a paid card & not LTF 

Ultimate has no restrictions or cap on 3.3%
Deal Cadet Deal Cadet
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avgn wrote:
For scb smart joining fee is anyways waived off currently. So apply online for oneplus buds offer. For digi smart oneplus offer is not applicable and there is no concept of joining fee anyways instead it's monthly fee

Online which website for Smart with Buds offer ?

Any last date for Offer ?

Generous Generous
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urmila.contact wrote:

Online which website for Smart with Buds offer ?

Any last date for Offer ?

I think buds offer has ended

Deal Cadet Deal Cadet
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Noticed in two cases. SC makes a CIBIL enquiry and stops communication nor issue a card.

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