Hot Deal

Amazon Pay ICICI card Blocked

4442°
Shopping Friend
ShreyansSethia

“Dear Customer,it is observed that your Amazon Pay ICICI Bank Credit Card is being used for commercial/business purpose. As per the T&C,we would be holding back the reward points for Feb’20 statement and your card will be blocked for further use. For details,call our Customer Care on 18001020123.”

339 Comments  |  
113 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied
This is new scream. May be learned from Flipkart
Firestorm Firestorm
Link Copied
sweat_smile
Deal Cadet Deal Cadet
Link Copied

tum karte kya the card ke sath?

Generous Generous
Link Copied
laughing

You could have askef it different way? laughing

View 1 more reply
Deal Cadet Deal Cadet
Link Copied

Bahut bill pay karate ho credit card se?

Deal Newbie Deal Newbie
Link Copied

How much amount of txns did you do?

Cool Cool
Link Copied
joy joy
Deal Lieutenant Deal Lieutenant
Link Copied

i guess you know the reason

Analyst Analyst
Link Copied

Whatever it is, but its shocking and could lead to loss (unless 19/2 rwd pts cleared already). Also risks could spill over to the linked amazon prime account.

View 1 more reply
Helpful Helpful
Link Copied

Same with Me

Deal Subedar Deal Subedar
Link Copied

Hame chaiye azaadi…
Terms & conditions se azaadi…
Loot machaane ki azaadi..

Deal Cadet Deal Cadet
Link Copied

Ban jao lootere, agla number tumhara hi hoga.
Jaise Bharat ne Angrejon ko Black-list kiya, Ye e-commerce sites tumhe Black-list karengi stuck_out_tongue

View 2 more replies
Deal Cadet Deal Cadet
Link Copied

Don’t share card details and don’t book for usemycard.com

Mobile Guru Mobile Guru
Link Copied

Almost everyone has Apay card these days
Don’t think this has nothing to do with usemycard.com (If it is FX Axis..then yes it would’ve been the case)

Mobile Guru Mobile Guru
Link Copied

Lol
Baar baar gv kharidliya shayad worried

Deal Subedar Deal Subedar
Link Copied

Kitne baar buy kiya? And kitna

View 7 more replies
Mobile Guru Mobile Guru
Link Copied

*

Deal Cadet Deal Cadet
Link Copied

This is very serious matter.

Deal Cadet Deal Cadet
Link Copied

Who much ur spending per month??

Deal Subedar Deal Subedar
Link Copied

Koi h jo 1Lakh se kam ka use kiya, fir v account block ho gaya?

Deal Subedar Deal Subedar
Link Copied

I have done 4 Lakhs transactions in 1 month and 2 lakhs worth orders cancelled, never had any problem with apay card.

Deal Subedar Deal Subedar
Link Copied

Great… Means I’m not alone 😂

View 15 more replies
Cool Cool
Link Copied

Play Safe with Amazon pay ICICI Card
Amazon and ICICI Monitoring on Spend patterns
#ICICICardusers

Deal Lieutenant Deal Lieutenant
Link Copied

Why I got alert as loot flushed

Wildfire Wildfire
Link Copied

Now Ops 1lakh cashback on amazon pay for last year paying back it seems flushed flushed flushed

Freebie Finder Freebie Finder
Link Copied

This is a new tension!

Deal Cadet Deal Cadet
Link Copied

Mera to fk Axis block ho gya bhai, 1% pe kar diya month me 2.17 lakh ka transaction, aur fk pe order cancel v hote h bahut, isi cancel aur confirm k chakkar me transaction badha aur card cancel ho gya

Deal Subedar Deal Subedar
Link Copied

What exactly happened.. please tell

Benevolent Benevolent
Link Copied

OP give tips to avoid blocking..It would be of great help for others

Helpful Helpful
Link Copied

Max rewards I received in single month is 2k, hope my card will not get blocked

Like Magnet Like Magnet
Link Copied

I think typo.. It should be 20K and your card on hitlist frowning

View 1 more reply
Beacon Beacon
Link Copied

Yesterday only I booked flight tickets worth of 1.6 lac for friend using my icici apay card. Anything to worry about?

Critic Critic
Link Copied

If you pay reasonable income tax(for someone spending 1.6 lakh on flight tickets) then no worry else chances of coming into IT department notice.

View 5 more replies
Benevolent Benevolent
Link Copied

my card was also blocked during prime day sale last year…when contacted icici cc they told me that because i had done so many txns on amazon(all were of small amount)…due to security reasons they have blocked it..then they unblocked it after i requested them.

Deal Cadet Deal Cadet
Link Copied

Bhai this is block for 24 hour if do more than 10 transaction in 24 hour with same merchant

Deal Subedar Deal Subedar
Link Copied

Spending high amounts on cards to earn points is problematic..,..

Income tax department links amount spend on cc with your declared income….

Watch it, to earn fee bucks u will have to spend more later

Mobile Guru Mobile Guru
Link Copied

Wonder if this the banks share this information (credit card blocked) with credit bureaus?
If they do (instead of just account closure)…then I guess the credit score takes a bit hit

Deal Subedar Deal Subedar
Link Copied

Yes… Cibil will hit badly,,,,

Deal Cadet Deal Cadet
Link Copied

Banks usually cancel cards if they suspect that the user is doing manufactured spends or commercial or business transactions on personal cards. Manufactured spends could be transferring credit card money through some websites or app to bank and in the process of doing that also earning rewards, banks can also put a hold on credit cards if they find out that huge amounts of gift cards are being purchased, in this case they can hold and ask for an explanation and if satisfied with it then they remove the hold or else cancel the card. Buying gift cards for personal use is allowed but buying in huge quantities can be considered as manufactured spend and card can be cancelled as the bank might suspect that you are going to resell those gift cards for commercial use. As far as usage of cards for commercial or business is concerned then that is not allowed on personal cards and it may also be mentioned in the cards terms and condition except if a credit card company especially has a business variant credit card which clearly mentions in its terms and condition that business spends are allowed, then no issues.

Deal Newbie Deal Newbie
Link Copied

My card is canceled… do you have any solution. Total transaction around 50 lac

Mobile Guru Mobile Guru
Link Copied

50 lakhs? hushed
In how many months ?
Guess you should be ready for IT Raids if the declared ITR is like ~10 lakhs per annum

View 12 more replies
replyuser
Click here to reply
Reply