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Amazon Pay ICICI Credit Card limit

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abhishekjohn...

I have a ICICI bank credit card with 26k limit.
Today i applied for amazon pay icici credit card. After activation i can see the new card also has 26k limit.
Is 26k limit shared with both card or 26k individual limit.?

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Deal Subedar Deal Subedar
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It would be individual limit. Even both the limits are of equal amount but both would be separate.

Deal Subedar Deal Subedar
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Shared limits

Deal Lieutenant Deal Lieutenant
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They call it combined limit, the maximum you can spend is 26k on both card and not 52k.

Pro Entertainer Pro Entertainer
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This is true. It will show you seperate limits. But try crossing 90% of your card limit then you will get the actual picture.

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Deal Newbie Deal Newbie
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mixed statements…still confused

Deal Cadet Deal Cadet
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Treat both as seperate cards. Limits are different for both.

Deal Lieutenant Deal Lieutenant
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You can ask the cc, they say this clearly

Deal Lieutenant Deal Lieutenant
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Both are not different cards as per Cc please ask CC, everything will be clear @abhispree @abhishekjohn094293

Benevolent Benevolent
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Even I was under impression that they are independent limits, but NO.
Its a combined limit. Spending on one card reduces limit for other card too, confirmed many times.

Deal Cadet Deal Cadet
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Its combined limit, do one transaction from icici bank card and check balance limit in sms then do transaction with icici Amazon pay card and again check limit.

Deal Cadet Deal Cadet
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It’s not combined limits as each card would have it’s own terms and conditions and credit limits unless it’s a supplementary card or so.

Deal Lieutenant Deal Lieutenant
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Try asking the customer care, everything will become clear

Deal Cadet Deal Cadet
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how to increase credit limit for it? Its too much less as compared to my other bank cards limit. confused

Deal Lieutenant Deal Lieutenant
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No short cut formula, only with time you can get it done, but depends on how much is less from individual to individuals.

Still want the limit increase, just open a savings account and deposit 20-25 lakhs , in 3 months they might offer limit enhancement

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