Amazon Pay later

Amazon pay later feature is available to more number of users. But still it is very a/c specific.
Got it in 1/3 accounts

Why chose amazon pay later
1. Pay next month at 0% interest
2. No credit card required
3. Credit upto ₹20k

Billing cycle will be from 16th of a month to 15th of next month. 5th of the next month will be the due date
One can avail auto debit feature to avoid remembering due date

Documents required
1. PAN
2. Aadhar