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Amazonpay ICICI credit card apply query

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Deal Cadet
Aveejeet

I want Amazonpay ICICI credit card without any income proof. SO I recently opened a savings account . now there is two option which I think may work
1. Maintaining a balance around 30-40k in savings account & if they offer me any kind of credit card then ask them only process Amazonpay ICICI credit card if possible Or,
2.Apply for any credit card against FD and later ask them to convert it to Amazonpay ICICI credit card..
So any of this will work? Knowledgeable person must share their thoughts

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Deal Subedar Deal Subedar
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Nope. None of them

Helpful Helpful
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+1

Deal Cadet Deal Cadet
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Why don’t u get an income proof

Deal Cadet Deal Cadet
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My income proof is not enough as per their standard

Deal Lieutenant Deal Lieutenant
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Then I highly recommend you not to get a CC at this stage of life.

Community Angel Community Angel
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laughing
Mobile Guru Mobile Guru
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Go for Option 1

Deal Subedar Deal Subedar
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Works but not for amazon pay cc.

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Pro Critic Pro Critic
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Option 3: Get a ICICI credit card against FD. Use it for 3-6 months. Apply for Amazon Pay ICICI credit card from your Amazon account. Most probably you will get the approval instantly. Then after a month, close your old ICICI credit card.

Deal Subedar Deal Subedar
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Seems not working. In my case.

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Deal Cadet Deal Cadet
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Did the eligibility criteria get strict now? I got my card approved last year without any itr etc

Mobile Guru Mobile Guru
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That was only during first 1/2 months of the credit card launch
They even gave Apay cards to students without any salary slip/ITR

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Deal Cadet Deal Cadet
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Oh.Must be too many applications from non salaried individuals that forced them to stop it.

Pro Critic Pro Critic
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Yes and those people are abusing the credit card like there is no tomorrow. laughing

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Deal Subedar Deal Subedar
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Yep offer abuse may be good reason of application rejections.

Pro Critic Pro Critic
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Not offer abuse but credit card reward abuse.. those people were using 40-50 times their credit limit to earn 5% rewards. Imagine people earning 75k to 1L rs as rewards per month.

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Generous Generous
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To all those who have apay cc without account. How many days icici took to create user id?

Deal Cadet Deal Cadet
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Under a week mostly

Flame Flame
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I actually got by option 2 but not asking them to convert I applied for amazon pay card first time that time my fd card was 1 month old only so they rejected applied recently again fd card is 6-7 months old it got approved

Benevolent Benevolent
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A big relief to many here smile

Deal Cadet Deal Cadet
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did your existing coral or platinum card got upgraded? also is the credit limit the same for apay CC? and what was the FD amount?

Since this is the first time I’m hearing that existing fd linked card got upgraded, which I too waited for 6 months but closed the FD when the card didn’t got upgraded.

Deal Subedar Deal Subedar
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My area is not serviceable for Amazon pay cc. But i just got platinum cc approved. Can i go to branch and get it upgraded to apay card?

Deal Cadet Deal Cadet
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can we use the same apay card in 2-3 amazon accounts will it cause any problem?

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