[AmericanExpress] ePrepaid : Reloadable online card account
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https://www279.americanexpress.com/IGPRWeb/plac...
Max balance in the account at a particular point of time: Rs 10000
A meagre 50 Payback bonus points if registering using Payback card
http://campaigns.payback.in/pb/Oct-2014/Amex_da...#
Funding using debit card/netbanking.
AMEX having limited acceptance for now, but having some unique customer specific features eg ICICI won’t return gateway charges if you cancel a train ticket, but AMEX does!
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What is ePrepaid?
ePrepaid is a digital reloadable Prepaid Card Account from American Express with a validity of 5 years, that enables you to conveniently and safely make online purchases at all Indian websites that accept American Express Cards.
With ePrepaid, you can load as much as you need, up to Rs 10,000 per month. This is safer than exposing your entire bank account online. When the funds in your ePrepaid Card Account run out, you can conveniently reload it via a Net Banking account or a Debit Card.
With online Card Account management, you can check your balance and transaction history. You can also get your Card Account balance and transaction history by calling us toll-free at 000-800-440-2332 (Monday-Friday; 9 am to 7 pm) within India.
Can I set up more than one ePrepaid Card Account?
Only one ePrepaid Card Account per person is allowed.
How do I add money to my ePrepaid Card Account?
You can add money to the ePrepaid Card Account from your Net Banking account or a Debit Card online. When you are applying for ePrepaid, you will be asked to choose the bank or the Debit Card that you wish to transfer funds from.
When your ePrepaid funds are running low, you can reload your Card Account online at americanexpress.co.in/eprepaid
How often can I add funds to ePrepaid?
You can add funds as frequently as you want, provided that the total balance in your ePrepaid Card Account does not exceed Rs 10,000 at any time. Also, you cannot add more than Rs. 10,000 cumulatively in any calendar month.
Can I use ePrepaid at an ATM or to pay for goods and services at physical merchant locations?
No, you cannot use ePrepaid at ATMs or to make purchases at physical merchant locations. ePrepaid is a digital reloadable Prepaid Card Account to be used for online shopping in India.
Can I request a physical card to be shipped to me?
No, we cannot provide a physical plastic card. ePrepaid is a digital product for shopping with online merchants who accept American Express Cards.
Are there any restrictions on where I can use my ePrepaid?
ePrepaid is designed for use with online merchants in India that accept American Express Cards. ePrepaid cannot be used for purchases at retail merchants, purchases by phone, or other “Card Not Present” transactions. ePrepaid may not be used in casinos, online gambling sites or for car rental reservations. Certain other limitations apply. Please see the user agreement for more information
How do I cancel my ePrepaid Card Account?
You can cancel your ePrepaid Card Account by calling Customer Service at 000-800-440-2332 (Monday-Friday; 9 am to 7 pm) within India. You should ideally use all of the available funds on the Card Account before requesting cancellation.
Can ePrepaid have negative balance?
If a merchant authorises a transaction for an amount greater than the ePrepaid’s actual available balance, the transaction will be declined.
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goss8877 wrote:
disclaimer
Deal Cadet
Thank you 
nice find.
voted up and registered with 100 Rs card. 
This seems good for online purchases. Is it like a Virtual card? If yes, do they give you a card number?
Or is it a online payment gateway like Paypal (login and password)?
rahulpatil wrote:
nice find.
voted up and registered with 100 Rs card.
Tried with the min allowed Re 1 
Like Amex Gift Card, this too is not working at Paytm 
wanna_bee wrote:
This seems good for online purchases. Is it like a Virtual card? If yes, do they give you a card number?
Or is it a online payment gateway like Paypal (login and password)?
Similar to Wallets like Paytm/Mobikwik but not Virtual Card.
Like a normal Amex credit card, you can use eZclick + you also get 15 digit card number(fixed, not a one time usage card) to make online transactions.
@disclaimer: Thanks for the quick reply. Still not clear on some parts:- So you do get a permanent card number? Then you can use this “card” on any website which supports AmEx , right? Then when you make a payment using the “card” , it takes you to Amex gateway and gives you choice of using preloaded cash or debit card or netbanking (just like how Paytm/Mobiquik works), is this how it works?
pls anyone can explain whats this 
wanna_bee wrote:
@disclaimer: Thanks for the quick reply. Still not clear on some parts:- So you do get a permanent card number? Then you can use this “card” on any website which supports AmEx , right? Then when you make a payment using the “card” , it takes you to Amex gateway and gives you choice of using preloaded cash or debit card or netbanking (just like how Paytm/Mobiquik works), is this how it works?
Yes, a permanent card number/eZclick ID, with max balance in the account restricted to Rs 10000(so indirectly means max transaction value can be Rs 10000). Will work at all websites supporting eZclick, but might not be the case with those supporting only card number. Payment using the balance in account only, no other option at the payment page, unlike Paytm.
rjrocx wrote:
pls anyone can explain whats this
Just another wallet, but maximum limit Rs 10000. No option to get the one supporting Rs. 50000.
If any order refund makes the balance exceed Rs 10K, the excess amount will be credited back to the account you used to fund it.
disclaimer wrote:rjrocx wrote:
pls anyone can explain whats this
Just another wallet, but maximum limit Rs 10000. No option to get the one supporting Rs. 50000.If any order refund makes the balance exceed Rs 10K, the excess amount will be credited back to the account you used to fund it.
oky thnxx but when u make account its necessary to load the account with rs 10000
rjrocksss wrote:disclaimer wrote:rjrocx wrote:
pls anyone can explain whats this
Just another wallet, but maximum limit Rs 10000. No option to get the one supporting Rs. 50000.If any order refund makes the balance exceed Rs 10K, the excess amount will be credited back to the account you used to fund it.
oky thnxx but when u make account its necessary to load the account with rs 10000
Welcome! No, change the amount to anything between Rs 1 to 10000.
Added relevant FAQs from the product page in the first post.
They are not accepting their own amex cards to fund the account…
coolboy wrote:
They are not accepting their own amex cards to fund the account…
How did you manage to get an Amex debit card issued in India?
It’s not of much use to me if it cannot be loaded using credit card.
Most wallets allow loading using CC.
@disclaimer .. do you know why amex GC is not working at Paytm…
as per tnc of the amex GC it should work
everytime i try it goes and deducts and money from my GC and then paytm reports transaction failed and finally money comes back in amex GC after 7 days when the transaction vanishes …
very very strange
can this be used to get 10 percent discount on flipkart
enigma329095714 wrote:
@disclaimer .. do you know why amex GC is not working at Paytm…
as per tnc of the amex GC it should work
everytime i try it goes and deducts and money from my GC and then paytm reports transaction failed and finally money comes back in amex GC after 7 days when the transaction vanishes …
very very strange
Thats because of the payment gateway. They are not handling the non requirement of safekey for Amex gift cards on the return leg from Amex Server. So when this happens, the money is debited from gift card, but since payment gateway checks for safekey it fails on PayTM.
After couple of days, since PayTM doesn’t claim that money it automatically gets refunded to Gift card.
enigma329095714 wrote:
@disclaimer .. do you know why amex GC is not working at Paytm…
as per tnc of the amex GC it should work
everytime i try it goes and deducts and money from my GC and then paytm reports transaction failed and finally money comes back in amex GC after 7 days when the transaction vanishes …
very very strange
Same here!
ruchir.bhadani287 wrote:
can this be used to get 10 percent discount on flipkart
I don’t think so
We are writing to let you know that we are canceling the American Express® ePrepaid Card in India.
You are a current American Express ePrepaid Card holder, which means that you will need to use the available balance of your Card Account before 27th February, 2017. You can use your Card online wherever American Express is accepted.
If you do not use the full balance of your Account before 28th February, we will refund the remaining balance to you within 25 business days. The refund will be returned to the source that you used to fund the Account
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this is was planned long ago right?
i was told more than a year ago tht e-prepaid will be discontinued at the start of 2017.
disclaimer
Deal Cadet