anybody adding money to NPS using CC?

154°
Deal Lieutenant
Sharingan

Anyone aware of any CC offers on high spends?
I am looking to add 50k in NPS as the market is down and have always added during the diwali period when we had CC offers, this time it’s better to add now.

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Deal Newbie Deal Newbie
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Cc takes 0.9% plus gst

Deal Lieutenant Deal Lieutenant
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I already mentioned that I have been using CC for years, ofcourse I know this

Deal Subedar Deal Subedar
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Both credit card and debit card have similar charges.

Also the NPS deadlines for Year 19-20 has been extended so not sure if transactions done now will be under this year or next.

Shopping Friend Shopping Friend
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The option rests with you , and it depends whether you have higher income in Fy 2019-20 or 20-21.

Plus in FY 20-21, you will also have option of paying tax at a lower rate in case you don’t opt for any deductions.

So plan your taxes and make an informed decision accordingly.

Deal Subedar Deal Subedar
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@rahulkothu Yeah, too many variables. Can you please point to the source for ‘The option rests with you’?

Deal Newbie Deal Newbie
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Adding 50000 will cost you 531rs extra. But if u pay with sbi simply click cc, u get 1.25% back as points which is 625.

Deal Lieutenant Deal Lieutenant
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reallly?

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Deal Cadet Deal Cadet
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ICICI amazon pay cc gives 1% cashback for NPS loading? And also Diners accepted or not on NPS site?

Deal Subedar Deal Subedar
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Have used az pay ICICI on nps , it gives 1% cb.

Deal Subedar Deal Subedar
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How much will hdfc regalia first give?

Deal Lieutenant Deal Lieutenant
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What is maturity period of investment in nps

Deal Subedar Deal Subedar
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Do we get 1.5% cashback on NPS payment if we pay via fk axis cc?

Benevolent Benevolent
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Hopefully yes.
My last NPS payment was via Axis Ace card…got the SMS saying your last transaction is eligible for 2% cashback

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