anybody adding money to NPS using CC?

anybody adding money to NPS using CC?

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Deal Subedar
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Anyone aware of any CC offers on high spends?
I am looking to add 50k in NPS as the market is down and have always added during the diwali period when we had CC offers, this time it’s better to add now.

9 Comments  |  
6 Dimers
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Deal Cadet
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Both credit card and debit card have similar charges.

Also the NPS deadlines for Year 19-20 has been extended so not sure if transactions done now will be under this year or next.

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Deal Cadet
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abhishekkjain wrote:

Both credit card and debit card have similar charges.

Also the NPS deadlines for Year 19-20 has been extended so not sure if transactions done now will be under this year or next.

The option rests with you , and it depends whether you have higher income in Fy 2019-20 or 20-21.

Plus in FY 20-21, you will also have option of paying tax at a lower rate in case you don’t opt for any deductions.

So plan your taxes and make an informed decision accordingly.

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Deal Cadet
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@rahulkothu Yeah, too many variables. Can you please point to the source for ‘The option rests with you’?

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Deal Subedar
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sathumbbsdada326 wrote:

Cc takes 0.9% plus gst

I already mentioned that I have been using CC for years, ofcourse I know this

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Deal Newbie
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Adding 50000 will cost you 531rs extra. But if u pay with sbi simply click cc, u get 1.25% back as points which is 625.

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Deal Newbie
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ICICI amazon pay cc gives 1% cashback for NPS loading? And also Diners accepted or not on NPS site?

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Deal Subedar
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harshit0509 wrote:

ICICI amazon pay cc gives 1% cashback for NPS loading? And also Diners accepted or not on NPS site?

Have used az pay ICICI on nps , it gives 1% cb.

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