Are Insurance company reimbursing for patients ...

Are Insurance company reimbursing for patients died due to corona ?

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Deal Lieutenant
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Are they reimbursing in full as per agreed amount. Just curious , dont know why I feel they may be making a denial citing some cookedup stuff

19 Comments  |  
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Deal Subedar
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Death due to an epidemic or pandemic will usually not be reimbursed by regular insurers.

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Deal Lieutenant
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G-Gowda wrote:

Death due to an epidemic or pandemic will usually not be reimbursed by regular insurers.

pensive thats bad
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Deal Subedar
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G-Gowda wrote:

Death due to an epidemic or pandemic will usually not be reimbursed by regular insurers.

Even term insurance bro?… As they claim any death!

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Deal Cadet
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Star_Chaser wrote:

Even term insurance bro?… As they claim any death!

+1

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Deal Subedar
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… it shd cover. in companies.

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Deal Cadet
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I should be covered in mediclaim as well as term policy

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Deal Lieutenant
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even death by suicide is covered after a year. if i am not wrong

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Deal Cadet
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hospitalization covered as some health insurances company advertises but what is the need ,I think treatment if free from govt.

Got an email from HDFC Ergo about this

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Tech Guru
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karthi4052752 wrote:

even death by suicide is covered after a year. if i am not wrong

It should be but we never know if they come with new terms smile

IRDA should make a clear statement and come with a strict ruling.

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Deal Lieutenant
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ZitOO wrote:

hospitalization covered as some health insurances company advertises but what is the need ,I think treatment if free from govt.

Got an email from HDFC Ergo about this

hospitalization is covered even by star but am talking about life insurance and not health insurance

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Deal Subedar
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its covered due to govt rule passed currently

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Deal Cadet
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ZitOO wrote:

hospitalization covered as some health insurances company advertises but what is the need ,I think treatment if free from govt.

Got an email from HDFC Ergo about this

Govt provides free treatment in govt hospitals only. Not on private hospital.

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Shopping Friend
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All life insurance companies to process COVID-19 death claims: Industry body

All life insurance companies will process claims due to death by COVID-19, an industry body assured on Monday. The industry’s umbrella body Life Insurance Council said the ‘force majeure’ clause will not apply in case of COVID-19 death claims and both private and state-run players will follow this. The clause generally refers to unforeseeable circumstances that may prevent someone from fulfilling a contract. There have been over 100 deaths in India due to the COVID-19 pandemic and over 3,000 people have been infected.

“The spiralling global and local impact of COVID-19 pandemic has emphasised the fundamental need for life insurance in every household. The industry is taking every measure to ensure that the disruption caused to policyholders, due to the lockdown is minimal,’ the council’s Secretary General S N Bhattacharya said. Customers had reached out to individual life insurance companies seeking clarity on this clause in their contract, which resulted in the clarification, the council said. The statement urged customers not to get swayed by any misinformation or misrepresentation, asserting that the life insurance companies will stand by them in the difficult times. PTI

https://news.rediff.com/commentary/2020/apr/06/...

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Deal Newbie
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This you need to confirm with the Insurance Company. you can go through policy wordings, you will get all the details about this from there
Check out the latest COVID-19 insurance by ETMONEY: One of its kind insurance offerings that will pay you a lump sum amount on diagnosis of COVID-19. The plan will cost just Rs. 159 and will have a validity of one year.

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Deal Cadet
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I am really happy that I bought max life term insurance 3 years ago. I am paying only 13k for 1.5 Cr insurance. They are covering it.

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Deal Subedar
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Tera_Jija wrote:

I am really happy that I bought max life term insurance 3 years ago. I am paying only 13k for 1.5 Cr insurance. They are covering it.

Check pm plz

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