Axis Prime Account ?

Axis Prime Account ?

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Deal Cadet
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Axis Bank Is offering me upgrade to prime account currently i maintain 10000 minimum in my account is there anyone who has prime account is it worth to upgrade ?

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Deal Cadet
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Waste offer.Just comes with increased min monthly avg balance & no practical benefits whatsoever. Keep more than 10-15k only in a bank which gives at lest 5-6% interest rate or give some good credit card(like ICICI amazon pay card or one of the HDFC card).

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guest_999 wrote:

Waste offer.Just comes with increased min monthly avg balance & no practical benefits whatsoever. Keep more than 10-15k only in a bank which gives at lest 5-6% interest rate or give some good credit card(like ICICI amazon pay card or one of the HDFC card).

they have given me flipkart axis bank co branded card

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Dealcharmer wrote:

they have given me flipkart axis bank co branded card

If you already got the flipkart card then even more pointless to upgrade your savings account. Btw did you got this card on the basis of your salary/cibil or was it just offered to you on the basis of your savings acc history.

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Deal Subedar
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guest_999 wrote:

If you already got the flipkart card then even more pointless to upgrade your savings account. Btw did you got this card on the basis of your salary/cibil or was it just offered to you on the basis of your savings acc history.

+1
I would also like to know.

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Deal Subedar
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Dealcharmer wrote:

they have given me flipkart axis bank co branded card

Credit or debit card??

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Ash-D wrote:

Credit or debit card??

There is only flipkart axis credit card,no debit card.

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Deal Subedar
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guest_999 wrote:

There is only flipkart axis credit card,no debit card.

Ohh i didn’t knew that
I don’t have much knowledge of cards.

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Deal Subedar
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Bro please answer this asked by @guest_999
Please answer to this also
“Btw did you got this card on the basis of your salary/cibil or was it just offered to you on the basis of your savings acc history of maintaining minimum balance.”
@Dealcharmer

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Ash-D wrote:

Bro please answer this asked by @guest_999
Please answer to this also
“Btw did you got this card on the basis of your salary/cibil or was it just offered to you on the basis of your savings acc history of maintaining minimum balance.”
@Dealcharmer

I have a account with axis bank since 2012 and maintaining 10000 this is my main account so i transact around 11-12 lacs per annum and i already had a free axis neo credit card and then i called their customer care and asked them to upgrade it to flipkart cobranded card . and i am self employed not salaried

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Deal Subedar
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Dealcharmer wrote:

I have a account with axis bank since 2012 and maintaining 10000 this is my main account so i transact around 11-12 lacs per annum and i already had a free axis neo credit card and then i called their customer care and asked them to upgrade it to flipkart cobranded card . and i am self employed not salaried

Thanks for your reply.

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Dealcharmer wrote:

I have a account with axis bank since 2012 and maintaining 10000 this is my main account so i transact around 11-12 lacs per annum and i already had a free axis neo credit card and then i called their customer care and asked them to upgrade it to flipkart cobranded card . and i am self employed not salaried

No wonder you got it easily.Now try to get ICICI amazon pay card too. Just open an account in ICICI bank to keep 10-12k & get their ltf platinum card https://www.icicibank.com/Personal-Banking/card... & after 3-4 months apply for icici amazon card.

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@guest_999 I have a sbi prime card should i downgrade it to simply click ?? as i do most of my shopping online. the only benefit of sbi prime is that i get pizza hut voucher every quarter on spending 50000 ?

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Dealcharmer wrote:

@guest_999 I have a sbi prime card should i downgrade it to simply click ?? as i do most of my shopping online. the only benefit of sbi prime is that i get pizza hut voucher every quarter on spending 50000 ?

Are you sure you are using this card in correct manner? This card gives 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments capped to max of 3000 points per month for utility bill payments so by paying utility bills of 5k per month you will be able to get 1000 points which is equal is Rs.250 per month(4 reward points=Rs.1) just for paying utility bills.You also get 15 Reward Points per Rs.100 spent on BigBasket & 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies.You earn 2 Reward Points per Rs.100 on all other retail spends.Reward points on this card can be adjusted against your next credit card bill(4 reward points=Rs.1).

SBI simply click gives 10 reward points per Rs.100 spend on amazon,bookmyshow,cleartrip,foodpanda,netmeds,rentomojo & urbanclap(wallet loading not incl on these sites). It gives 5 reward points per Rs.100 spend on all other online spends & 2 reward points per Rs.100 for offline transactions.The reward points(4 reward points=Rs.1) you get on this card can only be used to redeem options available in redeem section(recharges,products,vouchers etc).

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@guest_999 I have not been using it for bills because i pay bills using different wallets like paytm,phonpe or payzapp according to the best offer available at that time … i have earned around 15000 reward points so far . so what do you recommend ? should i keep this or go for simplyclick ? the only benefits i got from this card are 3000 welcome voucher of shopper stop and a pizza hut voucher every quarter .

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15000RPs are equal to Rs.3750 & this card’s annual cost is 3k so you are still earning something but not enough.My friend also uses this card but his annual spend is 5 lakh+ so he also gets 7k flight vouchers which he use to book flights. Just compare the sbi simplyclick reward points with your usage & see how much extra benefits you will get by downgrading as its annual fee of Rs.500 will be waived off in your case as annual spend will definitely be more than 1 lakh so basically it will be free for you. Also try to get amazon pay card & use that for all amazon spends for 5% off unless there is some sbi card 10% off offer in which case use sbi simplyclick card.

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guest_999 wrote:

15000RPs are equal to Rs.3750 & this card’s annual cost is 3k so you are still earning something but not enough.My friend also uses this card but his annual spend is 5 lakh+ so he also gets 7k flight vouchers which he use to book flights. Just compare the sbi simplyclick reward points with your usage & see how much extra benefits you will get by downgrading as its annual fee of Rs.500 will be waived off in your case as annual spend will definitely be more than 1 lakh so basically it will be free for you. Also try to get amazon pay card & use that for all amazon spends for 5% off unless there is some sbi card 10% off offer in which case use sbi simplyclick card.

how do you convert reward points into rupees ?

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Dealcharmer wrote:

how do you convert reward points into rupees ?

Check the sbi card page but usually for SBI 4 reward points equal Rs.1 across all debit & credit cards.SBI prime card page says these reward points can be adjusted against credit card bill but sbi simplyclick card page mentions that reward points on that card can only be redeemed.

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guest_999 wrote:

No wonder you got it easily.Now try to get ICICI amazon pay card too. Just open an account in ICICI bank to keep 10-12k & get their ltf platinum card https://www.icicibank.com/Personal-Banking/card... & after 3-4 months apply for icici amazon card.

M having icici chip platinum card on FD… can i upgrade to amazon pay icici card ?

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akashchalana.ac697 wrote:

M having icici chip platinum card on FD… can i upgrade to amazon pay icici card ?

If you are having this card for 3-4 months then contact icici customer care & ask for icici amazon card.They should approve it for you.

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