Hot Deal

Bank of Baroda Credit Card

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Deal Cadet
credit_hunter

Hello Dimers,

I wanted to apply for a bank of baroda premier credit card after seeing lots of offers from them. Dimers having bank of baroda credit cards, Could you please help me with the redemption options and credit limits that they give based on salary or other credit cards??

I don’t have a bank of baroda account. Other credit cards with limits close to 4 lakhs, and salary around 80k per month.

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Deal Cadet Deal Cadet
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If you want to use online, then select card is best,because on online transaction you will earn 5 times reward and in a month 4 transaction of 1000 and above online or offline will fetch you 1000 bonus reward points and 1 rp is equal to 0.25 paise. You can redeem it as statement credit in credit card net banking option

Community Angel Community Angel
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5 transactions of Rs. 1000 gives 1000 bonus points.

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Cool Cool
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I think BOB saving account/relationship is mandatory for Credit Card

Deal Cadet Deal Cadet
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I think we can open BOB saving account online.

Deal Cadet Deal Cadet
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If you are salaried person, account is not mandatory

Deal Cadet Deal Cadet
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I cannot see this. Is it mentioned anywhere??

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Deal Cadet Deal Cadet
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I cannot see this. Is it mentioned anywhere??

Deal Cadet Deal Cadet
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Yes it looks good too. But I guess they’ll send the card with a very low limit, so wanted to apply for premier.

Deal Lieutenant Deal Lieutenant
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@rogerthat please guide this dimer

Blogger Blogger
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open an account
maintain 25k or above
apply online for credit card
you will get call
salary or ITR is MUST
if Bob Branch is near you
go directly whether they are interested in issuing cc or not first and then proceed

else look somewhere else
cibil must be 725+

Deal Cadet Deal Cadet
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Thank you so much for the reply.
For now, I don’t want to open an account with them. Cibil is 776. Will try to visit the branch directly and then try.

Deal Subedar Deal Subedar
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Finally after one time rejection got the Bob select card… earlier applied through salary and ITR but it was rejected…this time applied through salary only and got the card… @rogerthat

Blogger Blogger
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i have also received card

problems facing

even with auto debit setup amount not debited.

later on I paid manually via upi but still getting calls and SMS that bill is unpaid.

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Talk-Of-The-Town Talk-Of-The-Town
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I have got my card on Card to Card….but BOB account was mandatory. Newly opened account will work.

Deal Cadet Deal Cadet
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How did you applied for it?

In website or through branch?

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