best credit card?

99°
Deal Cadet
klaus

I want to know which banks credit card is best for all types of shopping offline /online and for other purpose also. Please suggest the best card for maximum benefit.

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Deal Lieutenant Deal Lieutenant
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No such card exisits https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif
Banks don’t compromise by providing all in one cards, you have to. I wish some bank offers card with 5% cashback on grocery and fuel, 10% cashback on bill pay, acclerated rewards on dining, wallets etc by charging appropriate annual fees, but not possible.

Deal Cadet Deal Cadet
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For online shopping
HDFC moneyback card 1.6% cashback for online transaction – no annual fees
For fuel
Icici hpcl amex card : 21 rs cashback per 500 fuel pay – 199 annual charges

Deal Newbie Deal Newbie
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Amex

Helpful Helpful
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@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Deal Newbie Deal Newbie
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@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

Deal Cadet Deal Cadet
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@arindambansal89113 wrote:

@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

how ?

i think 1500 rs. annual charges !!!

Deal Newbie Deal Newbie
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@dada2015 wrote:


@arindambansal89113 wrote:

@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

how ?

i think 1500 rs. annual charges !!!

1000 but u get 8000 reward points straight away. And that too can be waived off after some spend limit

Deal Cadet Deal Cadet
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@arindambansal89113 wrote:

@dada2015 wrote:


@arindambansal89113 wrote:

@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

how ?

i think 1500 rs. annual charges !!!

1000 but u get 8000 reward points straight away. And that too can be waived off after some spend limit

ok. how can i make this card ? is any salary criteria ?

i have hdfc card from last 3 years will they make card to card basis ?

Deal Lieutenant Deal Lieutenant
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@dada2015 wrote:

@arindambansal89113 wrote:

@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

how ?

i think 1500 rs. annual charges !!!


1000+ ST joining fees
Then 4500+ST

Min income:6LPA

Application processing can be completed digitally: fill online form, obtain in principle approval then send scanned docs.

Deal Lieutenant Deal Lieutenant
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@dada2015 wrote:

@arindambansal89113 wrote:

@dada2015 wrote:


@arindambansal89113 wrote:

@hese wrote:


@arindambansal89113 wrote:

Amex


https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Yes, American Express Gold Card. Best points redemption ratio across all cards.

how ?

i think 1500 rs. annual charges !!!

1000 but u get 8000 reward points straight away. And that too can be waived off after some spend limit

ok. how can i make this card ? is any salary criteria ?

i have hdfc card from last 3 years will they make card to card basis ?


Dd2014!

Deal Subedar Deal Subedar
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go for hdfc, atleast you get an option to fix limits from overall limit you get. Helps to reduce chances of high value frauds. No other CC is offering such option as of now

Secondly, their offers are also interesting.

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