Best credit card?

Best credit card?

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Cropped572244563
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I never used Credit card. can someone guide me about best available credit card and how to get most benefit from it?

i have only icici and yesbank accounts.

19 Comments  |  
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Deal Cadet
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Try SBI Simply Click, its very good for online transactions

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Deal Newbie
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What are your major spending areas and how much you spend in a month or a year?

Cropped572244563
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jambui wrote:

What are your major spending areas and how much you spend in a month or a year?

Mostly recharge/bill payment.  2k per month. Shopping plus groceries 5k per month

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Deal Subedar
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SBI Simply Click

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Deal Cadet
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Icici giving credit card to office salary ac i don’t kNow which type of credit card ..

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iamshashikant wrote:

Charges ?

499 plus gst on joining
Yearly same(waiver if spent 90k)
Best for online transaction becoz of 5x rewards

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ursvaru1244 wrote:

499 plus gst on joining
Yearly same(waiver if spent 90k)
Best for online transaction becoz of 5x rewards

But 5x for which transaction ? I use to pay around rs.1000 for mobile recharge and electricity bill for a month and gas bill etc ..+ 2000 rs fkr grocery may be

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ursvaru1244 wrote:

499 plus gst on joining
Yearly same(waiver if spent 90k)
Best for online transaction becoz of 5x rewards

Which type of card ? Like platinum etc ? I filed form for debit card and I said them please i don’t need credit card as well .. but they took sign for 1 page credit card as well

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iamshashikant wrote:

But 5x for which transaction ? I use to pay around rs.1000 for mobile recharge and electricity bill for a month and gas bill etc ..+ 2000 rs fkr grocery may be

5x rewards on" all online transactions" (mobile bill,electric bill etc)

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iamshashikant wrote:

Which type of card ? Like platinum etc ? I filed form for debit card and I said them please i don’t need credit card as well .. but they took sign for 1 page credit card as well

Simply click is only credit card ,not debit card (I don’t knew which form u filled)

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ursvaru1244 wrote:

Simply click is only credit card ,not debit card (I don’t knew which form u filled)

But it is icici or u talking about sbi ?

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Deal Newbie
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AMEX is the best!!

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_One_Miller_ wrote:

SBI Simply Click

+1
Do all recharge via amazon you get 2.5% value back in amazon or cleartrip voucher.
Spend 1 lac in a year and earn 2000 voucher plus card annual fees of rs.500 waived off.
So if you can reach 1 lac to 2lac spend in a year then effective value back is 3.25% to 4.5% in amazon + cleartrip vouchers.
Search google for more details.

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jambui wrote:

+1
Do all recharge via amazon you get 2.5% value back in amazon or cleartrip voucher.
Spend 1 lac in a year and earn 2000 voucher plus card annual fees of rs.500 waived off.
So if you can reach 1 lac to 2lac spend in a year then effective value back is 3.25% to 4.5% in amazon + cleartrip vouchers.
Search google for more details.

Anyone know best Debit Card Available : For spend based offer??

There are lots of Credit with 2-3% cash back on 5 lac spend etc. Any debit card?

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Deal Newbie
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indusind DC is spend based higher the spend higher is reward rate.

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itzdreaming wrote:

Anyone know best Debit Card Available : For spend based offer??

There are lots of Credit with 2-3% cash back on 5 lac spend etc. Any debit card?

DCB, HDFC & IndusInd.

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AtulAggarwal wrote:

Mostly recharge/bill payment.  2k per month. Shopping plus groceries 5k per month

Applied for Credit Card?

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