Best Saving Bank Account ( Opinions Required) a...

Best Saving Bank Account ( Opinions Required) and DCB Bank and Digibank by DBS ( Review Required )

21°
Cancer
Deal Cadet
108
801
32

Hi all , i am thinking to open an account in DCB and DBS Bank,
can anyone having an existing account with these two bank give me a brief or details on how are the banks
how is the customer service and offers and any other details that I should consider

Why I am considering these two Banks right now ?

For DCB i am planning to open the SHUBH-LABH SAVINGS ACCOUNThttps://www.dcbbank.com/cms/showpage/page/dcb-s...
which is giving an equivalent benefit of 8.3% / Annum Interest rate

For DBS , I could find several offers of BMS voucher (around 4 BMS vouchers can be collected) + Rs.250 Cashback offer of account opening , couln’t find any other benefit from their website , if you have any details please share.
https://www.dbs.com/digibank/in/promotions/memb...

https://www.dbs.com/digibank/in/promotions/welc...
https://www.dbs.com/digibank/in/promotions/new-...

https://www.dbs.com/digibank/in/promotions/term...

Further if you have any suggestion of a Saving bank account which I should opt for please let me know, my present location is Bangalore

5 Comments  |  
4 Dimers
Download
Deal Cadet
64
889
11

Open in IDFC First Bank stuck_out_tongue
Oh, but you may already have opened many account in IDFCFIRST Bank grinning

Jokes apart

I am customer of DCB bank for last 6 months.
So far so good.
Customer support is good. Get connected to them quickly.

One thing I didn’t like is their mobile app, you cannot do much in mobile app apart from seeing account statement.

Reshad abd 26 01 2017
Deal Subedar
50
1303
12

I have dbs account.

Missing
Deal Cadet
75
485
7

First of all make sure that your aadhaar address city lies in one of these cities(or NCR):
https://www.dbs.com/digibank/in/citie...ml
If it is not then drop DBS bank,no other way other than changing your aadhaar address city.

BMS voucher offer depends heavily on the balance you usually maintain so someone who usually keeps ~1 lakh in dbs acc mostly get bms offers for adding 1 lakh & keep it there for 15 days while someone who usually keeps 20-30k usually gets bms offers for adding 10-15k. DBS gives 5% interest rate on first 1 lakh & 7% on next 1 lakh & 5.5% on next 3 lakh. Another thing to note is that dbs is purely online so better not do anything fancy on mobile(like updating to latest android 10 just after it is available for your mobile) or rooting/magisk etc because their app is quite sensitive. In case of app not working you have to rely on their internet banking but that does not have an option to add payees(only through app you can add payees). All in all,try your best to keep their app working(avoid immediate update to latest versions before reading comments on playstore for a week or so) & avoid uninstalling/reinstalling their app as much as you can.

Cancer
Deal Cadet
108
801
32
Dastro wrote:

Open in IDFC First Bank stuck_out_tongue
Oh, but you may already have opened many account in IDFCFIRST Bank grinning

Jokes apart

I am customer of DCB bank for last 6 months.
So far so good.
Customer support is good. Get connected to them quickly.

One thing I didn’t like is their mobile app, you cannot do much in mobile app apart from seeing account statement.

Yes , Already have 3 accounts with IDFC (mine , my brothers and my cousin brother ) and referred many guys to open in IDFC on Desidime Too toungueout
Thanks for the review bro…
Any other bank you feel is better ?

Cancer
Deal Cadet
108
801
32
guest_999 wrote:

First of all make sure that your aadhaar address city lies in one of these cities(or NCR):
https://www.dbs.com/digibank/in/citie...ml
If it is not then drop DBS bank,no other way other than changing your aadhaar address city.

BMS voucher offer depends heavily on the balance you usually maintain so someone who usually keeps ~1 lakh in dbs acc mostly get bms offers for adding 1 lakh & keep it there for 15 days while someone who usually keeps 20-30k usually gets bms offers for adding 10-15k. DBS gives 5% interest rate on first 1 lakh & 7% on next 1 lakh & 5.5% on next 3 lakh. Another thing to note is that dbs is purely online so better not do anything fancy on mobile(like updating to latest android 10 just after it is available for your mobile) or rooting/magisk etc because their app is quite sensitive. In case of app not working you have to rely on their internet banking but that does not have an option to add payees(only through app you can add payees). All in all,try your best to keep their app working(avoid immediate update to latest versions before reading comments on playstore for a week or so) & avoid uninstalling/reinstalling their app as much as you can.

Thanks for the hidden secrets of the DBS app…. will keep these in mind if i open the account

Missing