Best way to use Payback points?

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

"@Cherry":http://www.desidime.com/users/18387 wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

I endorse your views. This is best option.

@Cherry wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

First redeem points to Oxigen wallet. Then create VC using Oxigen wallet balance earned by redeeming points. Then go to Udio wallet and load udio wallet with Oxigen VC. Then transfer the udio wallet balance to bank without any charge.

@dilli-110058 wrote:

"@Cherry":http://www.desidime.com/users/18387 wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

I endorse your views. This is best option.

@pikkuboss wrote:

@Cherry wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

Why mobikwik? When you can encash it for free of charge.

First redeem points to Oxigen wallet. Then create VC using Oxigen wallet balance earned by redeeming points. Then go to Udio wallet and load udio wallet with Oxigen VC. Then transfer the udio wallet balance to bank without any charge.

@pikkuboss Thanks for letting me know better option… I never knew such an option exists.. how to redeem to oxigen wallet? is there an option present in the app? i am new to oxigen wallet. so bear with me..

@Cherry wrote:

@pikkuboss wrote:

@Cherry wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

Why mobikwik? When you can encash it for free of charge.

First redeem points to Oxigen wallet. Then create VC using Oxigen wallet balance earned by redeeming points. Then go to Udio wallet and load udio wallet with Oxigen VC. Then transfer the udio wallet balance to bank without any charge.

@pikkuboss Thanks for letting me know better option… I never knew such an option exists.. how to redeem to oxigen wallet? is there an option present in the app? i am new to oxigen wallet. so bear with me..

Similar to Mobikwik, Oxigen also lets you redeem payback points.
Register in Oxigen with same number as in payback & redeem your points there to have Oxigen balance.
Then create Oxigen VCC & use in UDIO as explained by @pikkuboss

@Cherry wrote:

@pikkuboss wrote:

@Cherry wrote:

redeem them on mobikwik and use them for recharge/online shopping… i think 4pts = 1rupee is the conversion rate on mobikwik.

if you get a better conversion rate with any other outlet, you can go that way..

Why mobikwik? When you can encash it for free of charge.

First redeem points to Oxigen wallet. Then create VC using Oxigen wallet balance earned by redeeming points. Then go to Udio wallet and load udio wallet with Oxigen VC. Then transfer the udio wallet balance to bank without any charge.

@pikkuboss Thanks for letting me know better option… I never knew such an option exists.. how to redeem to oxigen wallet? is there an option present in the app? i am new to oxigen wallet. so bear with me..

thanks @A2Zdeals and @pikkuboss .. I hope OP’s question is resolved now..

Anyone want to know how to encash bank points? I will open a new thread then.

u can also convert as Amazon.in Gift voucher via WooHoo

@prithvirao17 how did you accumulate so many points?

is the conversion rate same for all websites to redeem payback points ie 4points = 1 rupee

Thanks everyone for the inputs. I think its best to have it as cash. So i’ll go the oxi method and get ~3k cash

@rockersnow wrote:

@prithvirao17 how did you accumulate so many points?

I use my credit card a lot. Mainly for hotel/flights booking. I travel a lot

I just tried and get “Currently the payback service is not available”. I’ll try again a bit later/

how to create card in oxiginwallet ?

@desidude2013 wrote:

is the conversion rate same for all websites to redeem payback points ie 4points = 1 rupee

yes

@prithvirao17 wrote:

@rockersnow wrote:

@prithvirao17 how did you accumulate so many points?

I use my credit card a lot. Mainly for hotel/flights booking. I travel a lot

bro, which card ru using and how many points u get per 200 spend. i am getting 6

@prithvirao17 I used to convert all my accumulated points for petrol (HPCL Card).