Beware of redeeming payback point linked to ICICI

Beware of redeeming payback point linked to ICICI

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Deal Cadet
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I have 2 payback cards. One with ICICI credit card and other is with mobikwik. Both payback card numbers are different but both are linked to same number. I was charged Rs 25+GST in June for redeeming 100 points from my mobikwik payback account in march. Previously ICICI never used to charge me for that. Anyone has experienced the same?

16 Comments  |  
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AFAIK ICICI always used to charge for redeeming Payback

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Rahil42 wrote:

AFAIK ICICI always used to charge for redeeming Payback

i know.. but thing is I have redeemed points from my mobikwik payback card not ICICI credit card payback card.

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Deal Newbie
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Rs.99/- plus GST charged

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Deal Subedar
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Both these card accounts are merged and hence this problem change different number for your ICICI card

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Deal Subedar
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ICICI always charge for redeeming points.. ICICI is unfair since they charge for all payback points accumulated through other ways and linked to their credit card

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Deal Subedar
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Once I had spoken to customer care and they asked me to escalate the issue to higher level

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Deal Subedar
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They have being doing this for years. I had lot of escalation & finally de-linked my payback from ICICI.

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nuhearts wrote:

They have being doing this for years. I had lot of escalation & finally de-linked my payback from ICICI.

If we delink our debit card and credit card from ICICI.. Still we can get points n able to redeem without charges? Is it possible bro? Plz rply.. Thnkz

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ImPulkit wrote:

If we delink our debit card and credit card from ICICI.. Still we can get points n able to redeem without charges? Is it possible bro? Plz rply.. Thnkz

@A2Zdeals @jsmart

Saikcw
Deal Lieutenant
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rajeshcaicwacs259 wrote:

ICICI always charge for redeeming points.. ICICI is unfair since they charge for all payback points accumulated through other ways and linked to their credit card

The best part is after charging this Rs 25 if it cross your credit limit, they will charge penalty for that . Double whammy smiling_imp

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Deal Subedar
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ImPulkit wrote:

If we delink our debit card and credit card from ICICI.. Still we can get points n able to redeem without charges? Is it possible bro? Plz rply.. Thnkz

no, you wont get benefits from icici to you payback. I was happy without this, so went ahead with the same.
I get payback points now for shopping at bigbazaar, ebay, bookmyshow, etc and redeem them without any charges.

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nuhearts wrote:

They have being doing this for years. I had lot of escalation & finally de-linked my payback from ICICI.

How did you do this ? Is it possible to delink payback from icici provided both are using same mobile nos..

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Deal Subedar
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Please delete

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vikramreddevils wrote:

How did you do this ? Is it possible to delink payback from icici provided both are using same mobile nos..

yes, had written to the nodal department, questioning how can they charge against points redemption that they have not credited, it was a heated discussion & they offered to delink mentioning that I will no more earn points for ICICI transactions (which I anyways rarely use) and hence opted for that.

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Deal Cadet
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Sbi charge 100 + gst, Almost all Bank charge on point exchange so always try to redeem points after 10k to get maximum benefit

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Deal Newbie
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sbi debit card rewards free redemption

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