Can I add money into paytm wallet using credit ...

Can I add money into paytm wallet using credit card???

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transfer that money into bank

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they will charge you 4% if you don’t have an merchant account, and if you have a merchant account and you transfer too much or too often than they will block your merchant account.
but yes you can add money using credit card and transfer it to bank
note- you can not add money in merchant account directly using credit card

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tank_u_m8 wrote:

they will charge you 4% if you don’t have an merchant account, and if you have a merchant account and you transfer too much or too often than they will block your merchant account.
but yes you can add money using credit card and transfer it to bank
note- you can not add money in merchant account directly using credit card

That’s fine…..then I can earn cred points by paying that amount back

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zesh120790 wrote:

That’s fine…..then I can earn cred points by paying that amount back

If you are ready to spend 4% percent than better option would be go to any local shopkeeper who knows you and swipe your card at his pos machine and take money back from him at 2% (but for this method the shopkeeper needs to know you and he should not charge more than 2% as bank charges him 2% for credit cards)

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tank_u_m8 wrote:

If you are ready to spend 4% percent than better option would be go to any local shopkeeper who knows you and swipe your card at his pos machine and take money back from him at 2% (but for this method the shopkeeper needs to know you and he should not charge more than 2% as bank charges him 2% for credit cards)

I have a merchant account with 0% charges to transfer the money back into bank.

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zesh120790 wrote:

That’s fine…..then I can earn cred points by paying that amount back

Cred points value is more than 4% eek

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drupal wrote:

Cred points value is more than 4% eek

No….but paytm doesn’t charge me for transfer of money into the bank…so just add money and take it back into bank account for free

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