Cash Deposit Limits And Charges Of Various Banks

Cash Deposit Limits And Charges Of Various Banks

Score: 7 Votes: 7
Score: 7 Votes: 7
Score: 7 Votes: 7
Score: 7 Votes: 7
Score: 7 Votes: 7
Kanz
Deal Subedar
1
87
1930
27

I want to know cash deposit limits of various banks, what’s the number cap and value cap they are offering in current as well as savings account.

I know about three banks,

Axis- Five times a month or 10 lakhs whichever is earlier in savings and salary account.

Kotak Jifi Saver – - Not sure website says 7.5lakh per month no number cap. Anyone having it please confirm.

SBI savings account – - 25000 per day, number cap don’t know.

Please suggest some banks and accounts which are flexible in cash deposit and I only charges are levied.

TIA

24 Comments  |  
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Deal Cadet
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who told u there is such deposit limit in sbi bnk for normal saving acc

they accept 49 k without pancard and above 50 k u need pan

Kanz
Deal Subedar
1
87
1930
27
@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.

Missing
Deal Subedar
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Vu For Attention… https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

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Deal Subedar
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@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Kanz
Deal Subedar
1
87
1930
27
@BliNdThOkO_10 wrote:


@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Deposit of cash at non-home CBS branches

P-Segment-Rs.25,000/- per daySME Segment-Rs.2.00 lac per day

Rs.2/- per 1000. min.Rs.50/- per transaction.

And at Home branch only 5 times per month

http://tinyurl.com/h...vt

Kanz
Deal Subedar
1
87
1930
27
@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.

http://tinyurl.com/h...vt

Missing
Deal Cadet
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@^^^^ SBI charges 50Rs for Cash deposits from Non-Home Branches. i.e. if your account is in Say X Branch of SBI. then all other SBI Branches are Non-Home Bracnhes for u

Kanz
Deal Subedar
1
87
1930
27
@reviveme wrote:

@^^^^ SBI charges 50Rs for Cash deposits from Non-Home Branches. i.e. if your account is in Say X Branch of SBI. then all other SBI Branches are Non-Home Bracnhes for u

50rs is minimum charge, after 25K you get charged 2.5rs plus ST per 1000rs

Avatar
Deal Subedar
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so better avoid sbi..lolz

Kanz
Deal Subedar
1
87
1930
27
@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges

Missing
Deal Cadet
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176
664
8

Canara Bank ..BoB.,,,,Union Bank of India,,..Other Public Sector Banks except State Bank group if you want to avoid this levy on depositing money… check their charges n facilities…


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz
Tou kisko Pakde? Suggest some good bank with no charges

Missing
Deal Cadet
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57
686
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@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges

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Deal Cadet
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57
686
10
@kanz wrote:

@BliNdThOkO_10 wrote:


@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Deposit of cash at non-home CBS branches

P-Segment-Rs.25,000/- per daySME Segment-Rs.2.00 lac per day

Rs.2/- per 1000. min.Rs.50/- per transaction.

And at Home branch only 5 times per month

http://tinyurl.com/h...vt


Don’t know exact rate but prior to last 3 months SBI charges me 50 rs for depositing 10k in non home branch. But on February they charged me 57 rs.

Kanz
Deal Subedar
1
87
1930
27
@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Missing
Deal Cadet
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57
686
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@kanz wrote:

@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Average monthly balance is 5k for saving account ( 0 for me as its salary account).

Yes no charges on cash deposit

Missing
Deal Cadet
0
57
686
10
@ISO wrote:

@kanz wrote:

@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Average monthly balance is 5k for saving account ( 0 for me as its salary account).

Yes no charges on cash deposit


http://www.idbi.com/sabka-basic-saving-accou...sp

http://www.idbi.com/service-charg...sp

Missing
Deal Lieutenant
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So many account variants, you can’t discuss all in one place https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Kanz
Deal Subedar
1
87
1930
27
@disclaimer wrote:

So many account variants, you can’t discuss all in one place https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Start with one then one by one

From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

@disclaimer share your reviews also.

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Deal Lieutenant
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@ISO wrote:

Don’t know exact rate but prior to last 3 months SBI charges me 50 rs for depositing 10k in non home branch. But on February they charged me 57 rs.


Most banks’ Schedule of charges omit service tax, so 50 becomes 57 with service tax.

Missing
Deal Lieutenant
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@kanz wrote:

From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

share your reviews also.


Unless the purpose of thread is known, it won’t be heading in the direction desired by you. You want a repository of general information or want to fulfill your specific requirements?

Kanz
Deal Subedar
1
87
1930
27
@disclaimer wrote:


@kanz wrote:


From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

share your reviews also.


Unless the purpose of thread is known, it won’t be heading in the direction desired by you. You want a repository of general information or want to fulfill your specific requirements?

Cash Deposit is my main purpose, most of the banks are having number cap and value cap whichever gets earlier exhausted then they levy charges like per 1000 2-5rs
IMPS is chargeable in most of the banks.

So which is the most flexible bank with zero charges in this general points?

Missing
Deal Lieutenant
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271
4172
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@kanz wrote:

Cash Deposit is my main purpose, most of the banks are having number cap and value cap whichever gets earlier exhausted then they levy charges like per 1000 2-5rs
IMPS is chargeable in most of the banks.

So which is the most flexible bank with zero charges in this general points?


Regular account with any bank won’t help in this case, try something like ICICI silver account where min balance requirements is 25000 per month but no limit on cash deposit. Or salary account. But still, there is a cap on max transactions allowed in savings bank account.

Missing