Cash Deposit Limits And Charges Of Various Banks

248°
Deal Subedar
kanz

I want to know cash deposit limits of various banks, what’s the number cap and value cap they are offering in current as well as savings account.

I know about three banks,

Axis- Five times a month or 10 lakhs whichever is earlier in savings and salary account.

Kotak Jifi Saver – - Not sure website says 7.5lakh per month no number cap. Anyone having it please confirm.

SBI savings account – - 25000 per day, number cap don’t know.

Please suggest some banks and accounts which are flexible in cash deposit and I only charges are levied.

TIA

24 Comments  |  
9 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

who told u there is such deposit limit in sbi bnk for normal saving acc

they accept 49 k without pancard and above 50 k u need pan

Deal Subedar Deal Subedar
Link Copied
@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.

Deal Subedar Deal Subedar
Link Copied

Vu For Attention… https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Deal Subedar Deal Subedar
Link Copied
@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Deal Subedar Deal Subedar
Link Copied
@BliNdThOkO_10 wrote:


@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Deposit of cash at non-home CBS branches

P-Segment-Rs.25,000/- per daySME Segment-Rs.2.00 lac per day

Rs.2/- per 1000. min.Rs.50/- per transaction.

And at Home branch only 5 times per month

http://tinyurl.com/h...vt

Deal Subedar Deal Subedar
Link Copied
@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.

http://tinyurl.com/h...vt

Deal Cadet Deal Cadet
Link Copied

@^^^^ SBI charges 50Rs for Cash deposits from Non-Home Branches. i.e. if your account is in Say X Branch of SBI. then all other SBI Branches are Non-Home Bracnhes for u

Deal Subedar Deal Subedar
Link Copied
@reviveme wrote:

@^^^^ SBI charges 50Rs for Cash deposits from Non-Home Branches. i.e. if your account is in Say X Branch of SBI. then all other SBI Branches are Non-Home Bracnhes for u

50rs is minimum charge, after 25K you get charged 2.5rs plus ST per 1000rs

Deal Subedar Deal Subedar
Link Copied

so better avoid sbi..lolz

Deal Captain Deal Captain
Link Copied
@desibuddy wrote:

so better avoid sbi..lolz


True. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Subedar Deal Subedar
Link Copied
@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges

Deal Cadet Deal Cadet
Link Copied

Canara Bank ..BoB.,,,,Union Bank of India,,..Other Public Sector Banks except State Bank group if you want to avoid this levy on depositing money… check their charges n facilities…


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz
Tou kisko Pakde? Suggest some good bank with no charges

Deal Colonel Deal Colonel
Link Copied
@BliNdThOkO_10 wrote:

Vu For Attention… https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


Vu for Stand at ease https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Deal Cadet Deal Cadet
Link Copied
@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges

Deal Cadet Deal Cadet
Link Copied
@kanz wrote:

@BliNdThOkO_10 wrote:


@kanz wrote:

@lostdrms wrote:

who told u there is such deposit limit in sbi bnk for normal saving acc


they accept 49 k without pancard and above 50 k u need pan

See cash deposit charges SBI you ll get it.


No Charges , they accepting more then 50k with pan card..

Deposit of cash at non-home CBS branches

P-Segment-Rs.25,000/- per daySME Segment-Rs.2.00 lac per day

Rs.2/- per 1000. min.Rs.50/- per transaction.

And at Home branch only 5 times per month

http://tinyurl.com/h...vt


Don’t know exact rate but prior to last 3 months SBI charges me 50 rs for depositing 10k in non home branch. But on February they charged me 57 rs.

Deal Subedar Deal Subedar
Link Copied
@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Deal Cadet Deal Cadet
Link Copied
@kanz wrote:

@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Average monthly balance is 5k for saving account ( 0 for me as its salary account).

Yes no charges on cash deposit

Deal Cadet Deal Cadet
Link Copied
@ISO wrote:

@kanz wrote:

@ISO wrote:


@kanz wrote:

@desibuddy wrote:

so better avoid sbi..lolz

Tou kisko Pakde? Suggest some good bank with no charges


IDBI – 0 charges on cash deposit, free 24 hr imps, free neft, no debit card charges
What’s average maintain balance?
Are you sure no cash deposit charges?

Average monthly balance is 5k for saving account ( 0 for me as its salary account).

Yes no charges on cash deposit


http://www.idbi.com/sabka-basic-saving-accou...sp

http://www.idbi.com/service-charg...sp

Deal Lieutenant Deal Lieutenant
Link Copied

So many account variants, you can’t discuss all in one place https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Deal Subedar Deal Subedar
Link Copied
@disclaimer wrote:

So many account variants, you can’t discuss all in one place https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Start with one then one by one

From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

@disclaimer share your reviews also.

Deal Lieutenant Deal Lieutenant
Link Copied
@ISO wrote:

Don’t know exact rate but prior to last 3 months SBI charges me 50 rs for depositing 10k in non home branch. But on February they charged me 57 rs.


Most banks’ Schedule of charges omit service tax, so 50 becomes 57 with service tax.

Deal Lieutenant Deal Lieutenant
Link Copied
@kanz wrote:

From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

share your reviews also.


Unless the purpose of thread is known, it won’t be heading in the direction desired by you. You want a repository of general information or want to fulfill your specific requirements?

Deal Subedar Deal Subedar
Link Copied
@disclaimer wrote:


@kanz wrote:


From discussion figured out IDBI has no charges for Ipms and also no cash deposit charges that’s great we can deposit unlimited cash no cap on it.

Axis SBI Kotak all have cash deposit charges number cap and value cap.

share your reviews also.


Unless the purpose of thread is known, it won’t be heading in the direction desired by you. You want a repository of general information or want to fulfill your specific requirements?

Cash Deposit is my main purpose, most of the banks are having number cap and value cap whichever gets earlier exhausted then they levy charges like per 1000 2-5rs
IMPS is chargeable in most of the banks.

So which is the most flexible bank with zero charges in this general points?

Deal Lieutenant Deal Lieutenant
Link Copied
@kanz wrote:

Cash Deposit is my main purpose, most of the banks are having number cap and value cap whichever gets earlier exhausted then they levy charges like per 1000 2-5rs
IMPS is chargeable in most of the banks.

So which is the most flexible bank with zero charges in this general points?


Regular account with any bank won’t help in this case, try something like ICICI silver account where min balance requirements is 25000 per month but no limit on cash deposit. Or salary account. But still, there is a cap on max transactions allowed in savings bank account.

replyuser
Click here to reply
Reply