credit card bill pay using debit card also gone...

credit card bill pay using debit card also gone in paytm

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Deal Newbie
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Visa debit card not allow to pay credit card bill paytm
In some day mobikwik also follow?

11 Comments  |  
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Deal Subedar
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I was thinking to open dcb account for extra cashback
But ab sirf mobikwik bacha h 😑
Also i think sbi card users can pay by debit card in yono app

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Deal Subedar
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Earlier ppl used to pay bills via cc also right?
I guess that stopped by govt long back, isnt it?

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Deal Cadet
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it’s working for me (only with rupay card) .. tried on the website.. Mobikwik is the only way now for other DCs..

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Critic
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VellaBoy wrote:

I was thinking to open dcb account for extra cashback
But ab sirf mobikwik bacha h 😑
Also i think sbi card users can pay by debit card in yono app

SBI card users can pay cc bill using sbi debit card by sbi card site too.

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guest_999 wrote:

SBI card users can pay cc bill using sbi debit card by sbi card site too.

any cashback for that?

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Deal Subedar
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guest_999 wrote:

SBI card users can pay cc bill using sbi debit card by sbi card site too.

Anything for Amazon Icici Pay??

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Vinod358 wrote:

any cashback for that?

Yes, for ₹200 you will get 2 points… 100 points maximum.

If i paid 10k, i will get 100 points. Means ₹25.

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guest_999 wrote:

Yes but it is still available in a different form with extra charges(do read T&C carefully).
https://www.sbicard.com/en/personal/benefits/lo...

Thanks for commenting.
But i’ll go mad if i red all these TNC so if you know these can you please jot these down in a mist so that it would be beneficial for all of us smile

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mrKool_JJ wrote:

Thanks for commenting.
But i’ll go mad if i red all these TNC so if you know these can you please jot these down in a mist so that it would be beneficial for all of us smile

Balance Transfer will result in your bank clearing the outstanding dues on other card. For sbi if it is visa card of any other bank then outstanding will be cleared within 3 days but if it is a non-visa card then sbi will give you a chq for the outstanding amount which you need to deposit to pay for outstanding dues on other card.

From whatever I read it seems that you will have to pay some processing charges & you will have to pay up to 3.35% interest(depending on your card,whatever interest is applicable for part payment/late payment) on any purchase(online & offline) made on card after taking a balance transfer till the day you repay it completely so basically you must not use your card on which you have taken balance transfer(BT) until you pay it fully.

Above is as per my understanding of reading these T&C so there may be some mistakes but mostly it should be correct.Also each bank will most likely have different T&C but I think it is still not such a good option else many would be using it.

In short this option is only for those who are in a bit of payment crisis & I think doing this regularly will also negatively impact your cibil score.

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Deal Newbie
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You can pay Visa/MasterCard credit card bill in Paytm from any banks Rupay Debit Card.
I paid my SBI Card bill with HDFC Rupay Premium Card.

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