Credit card for senior citizens

Credit card for senior citizens

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Deal Newbie
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Which bank will give credit card for senior citizen who is aged 62. He earns 60000/ month as a pension from government and interested to have credit card after looking at cash backs. Has a cibil score of 843. Never had credit cards.

Is there any private bank such as CITI, ICICI, AMEX, IndusInd offering credit cards for senior citizens?

14 Comments  |  
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Deal Cadet
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Yes bank has given life time free credit card Yes Premia to my mother who is 68 on the basis of her saving bank relationship which is six seven years old, bank where your relative holds his pension account maybe able to give.

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Deal Newbie
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ideepika wrote:

Yes bank has given life time free credit card Yes Premia to my mother who is 68 on the basis of her saving bank relationship which is six seven years old, bank where your relative holds his pension account maybe able to give.

He holds the salary account with SBI. But when enquired in SBI they said only possible upto 60 years.

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Deal Cadet
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digitalworld wrote:

He holds the salary account with SBI. But when enquired in SBI they said only possible upto 60 years.

Maybe others can advise too. I just shared how my mom was offered her credit card.

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Deal Subedar
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digitalworld wrote:

He holds the salary account with SBI. But when enquired in SBI they said only possible upto 60 years.

Check with all banks he holds account.

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Deal Cadet
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digitalworld wrote:

He holds the salary account with SBI. But when enquired in SBI they said only possible upto 60 years.

SBI website has options for age upto 70 years

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Deal Subedar
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In 2003 ICICI gave my mother a LTF Credit Card. She was 62 at that time, earning Central Govt Pension of 25000 pm through SBI, used to file IT returns and had a TRV of about 5 L with ICICI.
She kept using it regularly as long as she was alive.

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Deal Cadet
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All banks issue new cards upto 65
Some 70 too

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Deal Cadet
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try HDFC

Loveeeeeee 2ifgch7s%281%29
Deal Subedar
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ykgo wrote:

try HDFC

Yeah HDFC provides if u have relationship with them…

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Deal Cadet
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Go for AMEX, if eligible. He may have hard time dealing with illiterate support reps of all other banks in case if there is any issue ever.

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digitalworld wrote:

He holds the salary account with SBI. But when enquired in SBI they said only possible upto 60 years.

do you inquiry at branch or at SBICARD , he can get on basis of account in sbi

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Deal Newbie
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ykgo wrote:

do you inquiry at branch or at SBICARD , he can get on basis of account in sbi

At branch we enquired and they said no as he is above 60.

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Deal Cadet
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digitalworld wrote:

At branch we enquired and they said no as he is above 60.

Contact sbicard you will get
Check pm

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