Hotness Credit Card Query

Hot Deal Credit Card Query

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Pikachu
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nomag wrote:

Criteria are just show off toungueout
Try Regalia – you will get for sure

Hahaha! grinning Okay mate. I will try and hope they will approved it.

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nomag wrote:

Criteria are just show off toungueout
Try Regalia – you will get for sure

Minimum age is 21 ya 18 for HDFC Credit card?

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malikcool wrote:

Yes RBL on card to card basis.

SBI no bro I don’t have any previous relationship with SBI at all & I don’t own any account in SBI ever.

The SBI executive simply told me that your cibil score is good that’s why no other document is needed except one photo + photocopy of aadhar.

I think they already have photocopy of your PAN Card.

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-PC wrote:

Minimum age is 21 ya 18 for HDFC Credit card?

Regalia official criteria
Salaried Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income> Rs 1,20,000
Self Employed Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 12 Lakhs per annum

Pikachu
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-PC wrote:

I think they already have photocopy of your PAN Card.

I don’t know if they have photocopy of my PAN Card or not.

But surely they have my PAN number because when I submitted the SBI CC form online PAN card was a mandatory field and I have entered it.

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Bhalla_here wrote:

you might get started with diners rewards.

How is acceptance of diners card locally? I herad that like amex, diners also need some special POS & many of them are not having it…

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malikcool wrote:

Okay. Thanks mate. I will give it a try.

+KG for sharing some useful info’s. plus1

better to go for diner clubmiles instead of rewardz
both have same criteria for eligibility but clubmiles offer better rewards in comparison with diner rewardz.

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nomag wrote:

Regalia official criteria
Salaried Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income> Rs 1,20,000
Self Employed Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 12 Lakhs per annum

I got regalia first for only 5 lac ITR. 12 for Only Regalia seems very high

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drjpatwa wrote:

How is acceptance of diners card locally? I herad that like amex, diners also need some special POS & many of them are not having it…

yes
online it is acceptable on many(but not on their own payzapp) but offline you will surely face some problem with many local merchants.

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drjpatwa wrote:

How is acceptance of diners card locally? I herad that like amex, diners also need some special POS & many of them are not having it…

acceptance is good now a days.
All HDFC and most of Pine labs machine accept Diner cards

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pbcmehul wrote:

I got regalia first for only 5 lac ITR. 12 for Only Regalia seems very high

Thats what i mentioned earlier – criteria are just show off.. toungueout

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drjpatwa wrote:

How is acceptance of diners card locally? I herad that like amex, diners also need some special POS & many of them are not having it…

not at all….acceptability is not an issue…i havnt seen any machine which do not accept diners

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nomag wrote:

Thats what i mentioned earlier – criteria are just show off.. toungueout

Bro i have applied for diners black, but my income is some short so not got it and finally got regalia

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Any update?

Pikachu
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-PC wrote:

Any update?

Yes. Got the simply click 3 days back & verification done for the RBL on 20th and they said it will take 10-15 business days.

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Can my times credit card upgraded in Regalia First in future as it is co-branding card.? Suggest.

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malikcool wrote:

Yes. Got the simply click 3 days back & verification done for the RBL on 20th and they said it will take 10-15 business days.

@malikcool few questions
1 Which all cards you have as of now?
2 How you applied for RBL Bank CC?
3 Simply click Annual fees is ₹499. Does it charges GST extra? (Website mentioned ₹499 only & no tax, but for Elite & Prime Annual fee+GST also mentioned)
4 You have normal Simply Click or Simply Click Advantage ? & Visa or MasterCard?

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_One_Miller_ wrote:

@malikcool few questions
1 Which all cards you have as of now?
2 How you applied for RBL Bank CC?
3 Simply click Annual fees is ₹499. GST charges extra? (Website mentioned ₹499 only & no tax but for Elite & Prime +GST also mentioned)
4 You have normal Simply Click or Simply Click Advantage ? & Visa or MasterCard?

3. GST is applicable even if it’s not mentioned on the website.

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sardasa wrote:

3. GST is applicable even if it’s not mentioned on the website.

After how many days I have to pay first Annual fee?

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_One_Miller_ wrote:

After how many days I have to pay first Annual fee?

Once you complete your card anniversary year, annual fee will be billed to your card. It will be waived off if you spend the required amount for waiver.

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dev007 wrote:

Once you complete your card anniversary year, annual fee will be billed to your card. It will be waived off if you spend the required amount for waiver.

Not renewal fees. I applied for Simply click.

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_One_Miller_ wrote:

After how many days I have to pay first Annual fee?

Along with 1st month bill.

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sardasa wrote:

Along with 1st month bill.

After 1 month of Card arrival?

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_One_Miller_ wrote:

After 1 month of Card arrival?

Yes, with ur first credit card statement

Which starts from day, u got card to next month same date

For me its 13

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gauravnandwanii wrote:

Yes, with ur first credit card statement

Which starts from day, u got card to next month same date

For me its 13

Today . grinning

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_One_Miller_ wrote:

Today . grinning

But it will take time, to get that good score, approx 5-6 months, even my is 700 score now, from December

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gauravnandwanii wrote:

But it will take time, to get that good score, approx 5-6 months, even my is 700 score now, from December

Which CC you have?

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_One_Miller_ wrote:

@malikcool few questions
1 Which all cards you have as of now?
2 How you applied for RBL Bank CC?
3 Simply click Annual fees is ₹499. Does it charges GST extra? (Website mentioned ₹499 only & no tax, but for Elite & Prime Annual fee+GST also mentioned)
4 You have normal Simply Click or Simply Click Advantage ? & Visa or MasterCard?

@sardasa1 @gauravnandwanii @dev007
+KG to you all for your valuable inputs.

Pikachu
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_One_Miller_ wrote:

@malikcool few questions
1 Which all cards you have as of now?
2 How you applied for RBL Bank CC?
3 Simply click Annual fees is ₹499. Does it charges GST extra? (Website mentioned ₹499 only & no tax, but for Elite & Prime Annual fee+GST also mentioned)
4 You have normal Simply Click or Simply Click Advantage ? & Visa or MasterCard?

1. ICICI Bank Unifare Credit Card, SBi Simply Click, RBL Titanium Delight
2. Got the call from RBL Sales team then they sent the executive at my place, took the documents and it’s done.
3. Yes GST is applicable to all cards.
4. It’s SBI Simply Click master Card

Refer to this:- https://www.sbicard.com/en/personal/credit-card...

5. Once your first-month statement generated the annual fee will be added in the first month of the statement itself.
Once you pay the annual fee within 15-20 days you will get 500rs Amazon voucher.

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malikcool wrote:

1. ICICI Bank Unifare Credit Card, SBi Simply Click, RBL Titanium Delight
2. Got the call from RBL Sales team then they sent the executive at my place, took the documents and it’s done.
3. Yes GST is applicable to all cards.
4. It’s SBI Simply Click master Card

Refer to this:- https://www.sbicard.com/en/personal/credit-card...

5. Once your first-month statement generated the annual fee will be added in the first month of the statement itself.
Once you pay the annual fee within 15-20 days you will get 500rs Amazon voucher.

1- what’s rewards program of ICICI Unifare CC?
2- RBL CC is Card-on-Card basis?
3- Any information about Simply click advantage CC? (Not normal simply click CC) & Any advantage of MasterCard over Visa ?

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