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Credit Cards On "Card To Card" Basis

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Pro Entertainer
Tejaa
Name few basic credit cards which can be applied through "card to card" basis and also mention the minimum limit required in our existing credit card to apply for one ? P.S: No ITR and salary slip
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Deal Lieutenant Deal Lieutenant
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friendship card… no minimum required in existing card

Pro Entertainer Pro Entertainer
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BCC

Deal Colonel Deal Colonel
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how to do BCC in DD without taging in post.

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Deal Cadet Deal Cadet
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Standard Chartered Bank Platinum Rewards Card
SBI FBB Style Up Card

These are two cards I’m familiar with.

Deal Lieutenant Deal Lieutenant
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I got rbl card on basis of Sbi card. No salary slip no ITR.

Pro Entertainer Pro Entertainer
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Thanks, can you tell the exact name of the card and also how did you applied ? online ? if yes then can you provide any link ?

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Deal Cadet Deal Cadet
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HDFC
SBI
Standard Chartered
ICICI
Yes Bank

this banks provide credit cards basis on another bank credit card,
they ask for document old credit card xerox, statement instead of Income proof
(In some case current credit card should be one year old)

Analyst Analyst
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As per my experience ICICI doesn’t provide card on card basis. I have received multiple calls in past and all of them denied when i told them that i want card on card basis.

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Helpful Helpful
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Got HSBC platinum visa card life time free without income proof documents in against of ICICI credit card statement.

The same for Citi rewards card , got against with Hdfc statement.

Deal Cadet Deal Cadet
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How ? I want to make HSBC card, on card to card basis.@esakkiraja

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Deal Subedar Deal Subedar
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As per my Knowledge max. all cards can be applied like that, Personally I know about these
SBI
SC
HSBC
ICICI
Amex

Deal Subedar Deal Subedar
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Plz anyone point out the cards doesn’t need the Card Holder to be in eligible cities.

Eg: I wanted to apply for HSBC Credit card. In site my city is not listed so I couldn’tapply. I given cityas some other got call from HSBC but said I am not eligible as I am notin listed cities.
Then I went to HSBC bank in another city then also no luck.

I have ICICI SCB SBI credit cards… Any Cards which can be got on Card to Card basis in which living / working City doesn’t matter.

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Deal Cadet Deal Cadet
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Useful post !!

Deal Subedar Deal Subedar
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bro icici (card to card) is true but ull definetly get lower limits,my bro have 1.5l card applied icici c2c he got only 40k limit

Deal Lieutenant Deal Lieutenant
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Right. Icici I think is Chu bank. They gave me 20,000 limit. lol. I surrendered after paying fee for 2 years. Happy with HDFC CC

Deal Cadet Deal Cadet
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Query ….. Applying Card to Card basis does not means that the new Card will be Lifetime free , right ??

It only results in issuance of new card (with Annual Charges) but without submitting Salary Slips or ITR ?

Pro Entertainer Pro Entertainer
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yes

Deal Subedar Deal Subedar
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I remember applying for and getting a Citi IOC card using card on card (hdfc) and IIRC that hdfc card too was received based on card on card (Citi rewards)

Pro Entertainer Pro Entertainer
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applied online or you visited branch ?

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Finance Mentor Finance Mentor
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All of the aforesaid banks accept card to card basis – Apply through agent/personnel instead of online/customer care representative.

All SBI cards can be applied on that lines as well. I have an SBI Prime on C2C basis against HDFC Regalia.

Also, the credit limit on the new card depends on the variant of the new bank card you applied for. For example, had I applied for SBI simply save credit card against Regalia, I’d have got around 1L – 1.5L card limit as that is the uppermost slot of Simply Save variant. To get higher credit limit on C2C, apply for a higher variant from SBI (in this case) or ICICI as per your query.

Generous Generous
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Not true atleast in SBI. I got SBI Simply click with 3lac+ limit. Income proof not submitted.

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Pro Entertainer Pro Entertainer
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Amex MR CC is running promotion
Lifetime Free till Sep 30, 2017
Only For New Customers who never had Amex Card
Salary / Self employed Annual Gross 12 lacs+
20/08/2017 to 30/09/2017

Deal Newbie Deal Newbie
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Sir, can I please have more information on this promotion?

Link or source of information.

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Finance Mentor Finance Mentor
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That’s interesting. Maybe it is location specific then

Deal Cadet Deal Cadet
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Kuchh log Credit Card bechne waalon ki call se pareshaan hote hain…. ek saheb yaha mile , jo Call naa aane se pareshaan hain:-P eek

Deal Cadet Deal Cadet
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Does IndusInd allow Card to Card basis CC ??

Does it has a Lifetime Free card because its web link shows huge Charges
https://www.indusind.com/content/dam/indu.../P

Does anyone confirm this who Owns IndusInd Credit card ??

Deal Subedar Deal Subedar
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indusind aura credit card.. LTF and no joining fees.
indusind is very different than others . they dont give you anything in writing. so everyone has its own offer !

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Deal Cadet Deal Cadet
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For ICONIA AMEX IndusInd Card-on-Card basis, on contacting my IndusInd branch , i was told of Two Options with this card :

1. 10k Annual Fees with Welcome Voucher worth 10k (Pataloons, UCB, Bata etc)
or
2. 5k Annual Fees with Wecome Voucher worth 5k of Satya Paul

That’s it… No other option provided.

Deal Subedar Deal Subedar
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So as per above Discussions the Below Banks only provide Credit card on Card 2 Card basis …

SBI
SC
HSBC
ICICI

& NO banks issue cards out of there Servicable Area.

Generous Generous
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You were saying diff thing in last post.

“Also, the credit limit on the new card depends on the variant of the new bank card you applied for.”

Card category doesn’t decides credit limit, profile of person does.

Though I agree they won’t give you a particular card if limit falls below certain category.

Like if I applied prime then they’d approved it.

But no credit limit doesn’t depends on card you apply for. Solely on person’s profile where age, income, credit score, current outstanding is a big factor.

Finance Mentor Finance Mentor
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Maybe SBI & other banks do things differently at your place of residence. I reside in a small town. It has taken me over 6 years to get my hands on the first SBI card here only because “My place of residence was not serviced by SBI!” I still cannot choose AMEX or even a YES Bank credit card. RBL doesn’t service my location, nor does HSBC. Limited to HDFC, ICICI and now SBI " the credit limit on the new card at my “village” (lol – smh) depends on the variant of the new bank card you applied for".

Deal Cadet Deal Cadet
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@A2Zdeals
which all Credit cards do you possess ??
https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

Deal Colonel Deal Colonel
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all in all https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif @A2Zdeals

but when will i get Amex cc for 12k salary https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

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Finance Mentor Finance Mentor
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The platinum card is free. Ferrari has an annual fee.

Deal Newbie Deal Newbie
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Recently I got Hdfc diners credit card , they told me to avoid annual fee, you have to pay any utility bill, that includes if I can pay my parents icici 3 monthly bill for this, and did I am eligible to any 1st time offers, I haven’t started using till now, and they didn’t send any vouchers

Deal Newbie Deal Newbie
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Sorry *lic insurance premium

Deal Cadet Deal Cadet
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@GoogleCA
@A2Zdeals

I had applied for IndusInd ICONIA Amex….
But they send me a VISA version….

Have raised complaint ….. but seriously poor work by IndusInd — didnot even care enough to chk whats filled up in form… they even Goofed-Up in the Office address… Could not even copy properly from my Business Card.

Should I now convert it to Dual Variant ( Keep VISA + get AMEX) or, cancel VISA & keep AMEX only ???

Deal Cadet Deal Cadet
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Tagging @A2Zdeals @GoogleCA properly

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Deal Subedar Deal Subedar
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any new card updates?

Community Angel Community Angel
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I visited my city branch , cc agent has huge list he was calling them to provide free credit card , when i asked application on card to card basis he said ,card to card can be applied through sbi Credit Card only or fd basis or your salary should be 30000 , when i asked him do all these people has salary of 30000 or do they have any FD he said ye list upar se ayee hai inko koi zarurat nhi , what should i do

Finance Mentor Finance Mentor
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Talk to your branch agent? None of us here are employed in the bank branch where you hold your account. And also, I really don’t understand your post at all in the first place https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Deal Newbie Deal Newbie
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SBI, HDFC, Yes, Indusind, Axis, ICICI, etc. provide on card to card basis. Except Citi and Amex, all provide CC on c2c basis.

Beacon Beacon
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I am having axis bank lifetime free cc & amex membership rewards card which will complete it’s 1 yr. in January & I don’t know whether they will waive off renewal fees completely or not.

I am having bank account in yes bank & today I got call from yes bank cc dept, that they are offering me Yes prosperity rewards card lifetime free. I found that no additional or good benefit in this card compare to my axis or amex card. I found few offers previously on DD with yes bank 2X or 10X rewards points. On Which cc of Yes bank had this offer? Is it good deal to get this card as lifetime free or should I ask for any better card ( Rewards plus or edge card) in lifetime free offer? They do provide lifetime free cc, card on card basis? Highest limit I have in axis bank cc with 1.5 lac, while salary is 8lac/annum.

@A2Zdeals

Deal Lieutenant Deal Lieutenant
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Can get Prosperity Edge with 8lpa income.

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Deal Subedar Deal Subedar
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Guys, I was thinking to apply for new card on the basis of card on card on this vacation. Do we have share the entire statement or just the front page? I’m kind of skeptical/ shy about sharing the entire credit statement :p

Community Angel Community Angel
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Pm me the reason

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