CREDIT CARDS - you have and you want
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How to get BOB card?
Mine is weird case. My Experian score is less than 750 while others are higher than this.Also the Experian score shows only one credit card linked whereas others show accurate.Mobile number etc are linked,contacted Experian and they asked me to check with my current bank… Waiting for response.
What did bank say?
Which credit card gives good rewards for GROCERY?
I spent 2 -3 L per month on department stores. Currently i own icici, kotak, rbl, hdfc. Help me to upgrade or degrade to get good grocery card.
Kotak Essentia – 10% Cashback
Anyone with Citi Rewards card can you confirm if Shopping from Dmart is considered under Departmental store category or Grocery? Since under departmental store we get more rewards.
Delete
HSBC Platinum gave me good introductory offer
Applied through Bank bazaar got 750 Amazon voucher
card had introductory offer of 10%cashback received 2500
Got swiggy Gift voucher 250
Got cleartrip 2x vouchers 1k each but not much of use as valid on roundtrip
Just in first month crossed 50k billing received 500 BMS winpin
Even without calculating Cleartrip benifits received so far is 4000 rs of which 2500 was clear cash benefit
Nil joining and annual fees
Intro offer is good but not much value of the points for regular txns. I think it’ comes out to 25p per 100 rs if you want an Amazon voucher.
Cashback is given by amazon for bill payments… What is the necessity for these many cards?
I have citi hdfc sbi amex icici and axis credit card axis is worst among them. Bcoz of points perspective
I have following cards:
American Express Platinum Travel
American Express Membership Rewards
Citibank Rewards Platinum
HDFC Bank Visa MoneyBack
HSBC Platinum
Amazon Pay ICICI Bank
ICICI Platinum
SBI IRCTC
SC Bank Platinum Rewards
YES FIRST Preferred
and applied for Flipkart Axis Bank Credit Card.
amex, for 18k 7.5k how?
18k points gives you 7.5k statement credit
24k points gives 10k statement credit
Have:
Amazon ICICI Credit Card
ICICI Platinum card (they offered upgrade but it was not LTF)
American express gold credit card (they offered platinum but it was not LTF)
Indus Ind Platinum Aura Card (with travel plan)
Citi Cashback Card
HSBC Platinum Card
ICICI Paylater (UPI based current a/c with credit limit)
Want to have :
Paytm First, may be, but not yet sure
Had but discontinued
SBI Card
Citi Diners Club
Which SBI Card?
@panchabhut any issues with sbi? I am tempted to get 1 but wary of their customer service
SBI cards are not issued by the bank. The issuer is SBICPSL which is a NBFC with some stake-holding by SBI. So the standard safeguard of Banking Ombudsman is not applicable in case of SBI Cards. And they made some unauthorised charges in my card.
How long does it takes time for Cashback in Amazon pay ICICI Credit card ? for the purchase in Amazon.
Monthly cycle..apay balance gets credited 19th of every month.
Which card gives good rewards for spends in hotel. I spent 3-6 lakhs per month for hotel stays. I need the upgrade from any of these banks below.
Cards i have now,
Kotak royale signature
ICICI Amazon pay
Hdfc diners clubmiles
Rbl maxima.
Fees of RBL Maxima?
Every month I spend 8-9lakhs online
Mainly nobroker site
Which is best credit card
I only have SBI simply save with 30,000 limit
My cibil is 790+
Monthly salary is 0
No job/no business
Any suggestion is welcome
With 30k limit how do you spend 900k per month Please PM me the trick
Have:
HDFC Regalia
RBL Fun +
ICICI HPCL Coral
ICICI Amazon
STANC Manhattan
STANC Titanium
CITI Rewards
CITI PAYTM First
AMEX Membership Rewards
AXIS Neo
YES First Preferred
HSBC Platinum
KOTAK Royale
INDUSIND Platinum
Want to have :
Any SBI LTF
So all cards you hold are LTF?
SBI gives LTF Prime Card in some cases and SBI Unnati Credit card is free for first 4 years. However, Annual fees spend based reversal available for each SBI Card.
For cards like Amazon pay and sbi simply click , Do you get reward points for spends less than 100 ? is it calculated cumulatively, like say you make several transactions of 90 in a month and you get points for rs 900 ?
Not in case of Simply click.
@AnnamalaiNryaa which credit cards you have & You want??
Check pm
For starters which cards are must have? Pls suggest
Simply click
Dinners card for starters is possible?
Any thing is possible in this world , only thing is are you willing to go that far ?
Stop discussing related to his tax liability guys… Its his burden… Discuss about creditcards pls
Just used my Flipkart axis card on Paytm, and received sms saying i am eligible for 1.5% cashback.
Can someone please confirm whether paytm payments are eligible because as per t&c 1.5% cashback is not eligible on wallets.
Did you pay through Paytm or just added to Paytm wallet?
Have:
HDFC Diners Black (Primary)
SBI SimplyClick
ICICI Platinum (LTF) (Just for ICICI offers)
ICICI AmazonPay (LTF)
Axis MyZone (LTF) (Good for movies)
Axis Flipkart
Kotak Platinum League (Cheater bank. Upgraded from Urbane without my consent. Will surrender in future)
Want to have (Can’t get right now since these banks don’t issue card in my city):
Amex MRCC
Citi Rewards
Standard Chartered Ultimate
HSBC (any LTF)
How is the reward rate on diners black now…? Is it reduced
@humanearth @mtrip please check PM
I am new to cc
Why all are interested in HDFC diners black
What does it give.
How to redeem diners reward points for cash or Amazon gv
It gives minimum 33% return on partner program
“Load to APay and place orders – 2% prime rewards” how is that possible @mtrip
Need icici amazon cc applied 10 days back but no reply from the representative side
Holding
Sbi-Simplyclick
Hdfc-Moneyback
Both are ltf.
Pls anybody help me to get icici cc or any other good cc with LTF
Simply click ltf? How, salary account?
Anybody want refer for any credit card or cred pm
Pm sent
Can you set sub-limit and net limit in sbi cards like you can in hdfc cards? To avoid the entire credit line being open to fraud
Yes You can do through Netbanking login.
Anybody want refer for any credit card or cred pm
I want —
• IndusInd Iconia AMEX CC
• RBL MoneyTap Black CC or RBL Platinum Delight CC
• BoB Select CC