CREDIT CARDS - you have and you want
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Is HSBC Platinum any good?
@AppleFan
indusind, Heavy joining fees for good cards, and basic cards are useless
SCB, only best card is Ultimate, but it comes with joining and renewal fees. You can try their recently launched Digismart card.
CITI — you are already having good number of cards, i don’t think they will provide one.
Thanks bro, Now I understand my Paytm First card is rejected 
What’s criteria for Citi card, max how many cards should we hold?
Can one pay loan EMIs using credit card (for earning points)?
Not that we know of
In the form also they tick mark sign that you have given authority to call you by their affiliates
Admin : Just sent an alert for this thread. 
Why :- So we can considering applying for more credit cards.
Then :- More credit cards means we will do more shopping via “Desidime”.
Then :- End of story…
How did you get SBI irctc card for LTF?
How did you get SBI platinum card for LTF?
Hello Friends, need suggestions : Agar me ICICI KA FD CREDIT CARD apply karu. (minium Rs. 10000 FD ke saath) & baad me AMAZON ICICI CREDIT CARD milega?? and agar milega to wo Lifetime rahega.. kyunki after 6 months fd card close karunga…
Hey how to get Amazon pay icici credit card with no current job right now ?
Anyone holding Citi LTF card? I would like to apply for one just for the partner offers
I am having citi cashback card and rewards card both are ltf
How did you source them? Did you have an account with them?
So not really revealing cards and all, but my only suggestion is pay off your bills every month. Doesn’t matter what cashbacks etc you get, if you can’t pay bills by the end of month, don’t get a CC. This is biggest hole most urban poors live in, and can cause a lot of mental stress later in life.
Be financially wise.
1. HDFC Regalia – Day to Day spends
2. Amex Rewards – Spend 4k and get 1000 points, collect 18000 and take Rs.8000/- Amazon cash.
3. ICICI Amazon Rewards – for Amazon spends
4. ICICI HPCL Coral – 3% on HP Petrol Pump
5. Standard Chartered Manhattan – 5% on all Dmart, Big Bazaar , Mega mart etc.
6. SBI – Don’t use much.
7. HSBC – Don’t use much . Only for Saturday Movies
8. CITI Rewards – Don’t use much . CITIFriday for Movies on Paytm
Want to get :-
HDFC Diners Black.
Note :-
- Never paid minimum amount due. Always paid in full.
- Score 800+
- Using credit cards from 10+ years.
- I use my Debit card on Cred to make the payment of credit card bill. I get flat 1% cashback on the Debit card usage.
- Never Pay a rupee for Annual fees. Tell them to close the card they will say keep the card and we will reverse the Annual Fees.
By paying interest credit card takes your benefit. If you want to take benefit of credit card then Pay full due amount.
1. How much % cashback in Amex Rewards Card?
2. All cards are LTF? SBI also?
I was thinking to apply Amex Rewardz credit card…
Usually i will use my cc for paying electricity bills..1.5lakh to 2 lakh per year
Can anyone tell if there is any better card than this one?
I want to have the credit card but im a student and as much i know its only for the one who have job and all the procedure seems too complicated … Need help if im wrong
Kotak League Visa Platinuim
ICICI MMT Visa Platinuim
Indusind Bank platinuim mastercard
HDFC MoneyBack mastercard
SBI FBB Visa Platinum
Want;-
Axis Flipkart
SBI Ola
I have
1. Yes First Exclusive
2. HDFC Regalia
3. Amex Platinum Travel
4. Amex Gold Charge Card
5. Flipkart Axis CC
6. Amazon ICICI
Want: Diner’s Black or Infinia
Pros:
1. Unlimited lounge access in Yes First Exclusive. Also 1.5% returns on spend
2. 26k worth vouchers on 4L per annum with Amex Platinum Travel
3. Flipkart Axis gives 1.5% back unlimited cashback on all spend apart from flipkart and its partners!! That’s same as Yes and more than Regalia!!
Cons:
1. My Amex Platinum is not LTF. Rest are.
Guys which card is best for Petrol??
Citi Indian oil nothing great, mediocre benefit
I don’t use credit card much. I have only axis neo for 250+gst annual charge. Many people here have LTF ccs. Is there any one who got axis cc LTF? Please also guide how to get LTF cards.
If you have any saving accounts with axis, they will easily offer you LTF cc.
My payzapp load, paytm load, all getting tracked for 1.5% cashback by Axis Flipkart card…will I get cashback? Statement yet to be generated
U got cashback for wallet load??
Kindly update us
I got coaxed into applying for a SBI simply save in the Big Bazaar last evening. Charges 500, but upon transacting of rupees 2000, 2000 reward points will be credited
Is this a good card to keep?
My other cards
UBI Rupay Platinum
Amazon pay ICICI
Bank of Baroda premier
IndusInd platinum aura edge
For online transactions Simplyclick is good.
I applied by 2nd card last week.
SBI simply click 2nd card
I got call and they said it is approved.
Since how many days you were having your first SBI irctc card…? As SBI denied me a card because last card of SBI I was having since last 2 months only..they told to wait for atleast six months…
Off topic:- if we increase our credit limit of CC does it effect our CIBIL?
Can someone help me. I have currently sbi platinum, sc platinum rewars, citi cashback, hsbc platinum, icici coral, amazon icici.
I applied for hdfc and got rejected , i dont know why as i have decent cibil score. Can anyone tell me how to get hdfc card. I means do i need to open bank account with them
I have Citi Rewards and SBI SimplyClick and just got ICICI AmazonPay card. All I need now is another card which gives lounge access, not immediately though. Preferably looking for free card. Any suggestions?
Also have a question about ClearTrip voucher on reach 100k on SimplyCLlick. Are there any T&C on this or can it be used for flat discount? Can it be paired with other offers?
how much transactions to do in a month or till how many months we can remain without transaction in hdfc credit card dinner black so that the card doesn’t gets blocked
do 1 transaction every 6 months
For the amazon pay card, The no -cost emi is just a hit or miss. Its not available for all fulfilled products. Even for items sold by “apparo retial” , its unavialable.
Take this for example https://www.amazon.in/dp/B07BS2W4SG/ref=sspa_dk...=
i was under the impression that it would be available for most “amazon fulfilled” products
Dear @arunrush680 and @mtrip,
Today I came to know that they are offering zero balance privilege savings account on the base of 3 years FD of 25K with 8% interest rate. Along with that, the user would be eligible for 1.25% CB on all spends up to 1000 per month plus the premium free insurance upto the FD amount.
So isn’t it more lucrative as compared to earning 4% interest on AQB in saving account with 1.6% CB on all spends upto 2000?
Please suggest, I am more inclined towards privilege account now
Yes, I heard about the change as one of family members is opening an account. Privilege account option with 25K FD was not there when I opened the account. Go for it.
Which is the best card for departmental stores and wallet loading?
I’m planning to get ICIC Platinum Visa credit card (free).
I am a self-employed freelancer. I have an existing HDFC credit card with very good limit.
Can I get this ICICI credit card without ITR? On card-on-card basis?
I can only provide HDFC credit card statement and postpaid mobile bill as address proof. No Aadhaar, no local voter card, no driving license. I do have HDFc bank statement as address proof.
Check PM
I Have :
Hdfc money back – I have option to upgrade to Regalia but it’s not free
Icici coral
Icici Amazon
HSBC platinum
Sbi gold – Requested for Upgrade to SimplyCLICK
Sbi fbb
Axis myzone
Amex rewards
Amex platinum
Yes Bank
Wish to hold:
Citi
Scb
IndusInd