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Debit card stopped working online

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Community Angel
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More than one month passed since my IOB (Indian Overseas bank) debit card stopped working online. only ATM withdrawal working , Contacted branch manager, nodal officer , done everything but card declines every payment , even during UPI registration I am getting card declined error Please suggest me solution , How do I unblock my partially blocked card , staff in IOB is noob be it branch manager or nodal officer they don't know what is the problem . Any help would be greatly appreciated
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Benevolent Benevolent
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Probably they(system) disabled online usage after some suspicious transaction.
Give a written complaint in your branch and email that copy online to customer care.
Only enquiries don’t help, they know the issue but lazy.
Else spend little to get new debit card(charges apply)

Community Angel Community Angel
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Thanks for your reply
I already given complaint to branch but branch manager did nothing except emailing to same customer care,
Even she don’t know how to do it
she is ready to help but she don’t know how to help

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Benevolent Benevolent
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Contact Thier telephone support they ll help you…All bank staffs are noob.theu just knows update the passbook …how they get a job God knows…

Community Angel Community Angel
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There is no telephone support in IOB unfortunately

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Deal Cadet Deal Cadet
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Bock that card and ask them to re-issue a new one.

Blogger Blogger
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bro

1. whether your card is chip card or non chip card.
2. whether you are getting sms from bank on transactions debit/credit

if above two conditions are fulfilled :

only thing left to do are

(1) mobile number registration for online usage through IOB ATM (if they are having such facility in their ATM) and (2) register for VBV or rupay pay secure as per your card variant on relevant website

you will be definitely be able to use online after that.

even if you are not able to use card online then go for complaint through customer complaint/grievances portal of IOB

do not go for another card as you will be charged for new card which you should not bear .

as suggested by some other fellow members you write a complaint letter and make two copies and acknowledgement for bank officer/manager,
after doing so they will escalate the matter up the chain

if branch personnel says for new card tell them that i will not bear any such charges

proceed and reply i am here to help you

FROM A BANKER

Community Angel Community Angel
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Thanks for replying
My card was working fine, unfortunately I have done a small transaction on cursed mobikwik to check their vcc and IOB reported it as fraud transaction wallet disabled ,+ IOB debit card disabled,
1. My card is chip card
2.mobile number registered
I will write complaint again with acknowledgement copy

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Entertainer Entertainer
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It appears to me like the problem of Verified by Visa or Secure code if Mastercard. Try to register from their site. Change secure code once.

Community Angel Community Angel
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No no already registered payment declines after successful 3d authentication
The problem is online transactions blocked due to suspicious transaction

Community Angel Community Angel
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Soon iob will be merged into a new bank along with 4 others

Community Angel Community Angel
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Should I wait till then?

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Benevolent Benevolent
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This is really strange… I guess nothing will happen will this card now u vl have to destroy this card and issue a new one..
Even my sbi shit dc works fine after 5 long years and transacting like shit for all those penny loots on dd toungueout

Deal Lieutenant Deal Lieutenant
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Today my sbi visa dc stopped working..I tried 5-6 times since morning on multiple websites.

After filling up details, the transactions never reach bank site through gateway

Strangely this happens even on sbi’s own site https://www.onlinesbi.com/prelogin/icollectho...tm

No OTP coming…Even before OTP the transaction gets failed.. What does this indicate?

This card worked fine till last week.

Deal Captain Deal Captain
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same with me, i think sbi blocked debit card usage on all sites to reduce competition.

Only way is switch to other bank.

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Deal Subedar Deal Subedar
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Now sbi is working fine.. please check..

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