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Diners clumiles or regalia first?

403°
Vanguard
schumacher

I am being offered a choice between vc jet platinum, regalia first and diners clubmiles. Which one should i choose?
Hdfc puts the regalia first a tier above the diners clubmiles is what i gather from reviews. What would i loose out on if i go for the clubmiles instead of the regalia first.?
I don’t travel much , is there any other way to put best use of the accumulated points other than travel tickets?Does clubmiles come with a complimentary priority pass?
Also, i see that they have downgraded the 10x points to max 5000 a month
@Konquerror @A2Zdeals @nomag

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Deal Lieutenant Deal Lieutenant
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Clubmiles is much better than Regalia First.
Clubmiles don’t have PP but card itself gives you lounge access.
Check HDFC site for more info.

Like Magnet Like Magnet
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Yes, that is the reason I got diners for my wife, since I don’t want to hold addition pp card.

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Deal Cadet Deal Cadet
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If you don’t travel, you can redeem from their catalog. Acceptance wise, Regalia First will be better as it is VISA.

Deal Lieutenant Deal Lieutenant
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Diners card are better than Regalia card with 10x offer.
You will get 6 complimentary lounge visit – India & outside in total with Diner club miles but 8 complimentary lounge access in India with Realia First and 3 outside India using Priority pass.
With Regalia, you get VISA Signature card and can avail BMS weekend offer

Helpful Helpful
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Go for diner, regalia first is lower than club miles

Regalia first < clubmile , regalia < infinia < diner black

Deal Cadet Deal Cadet
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I feel Diners Club Miles is better than Regalia First. owing to following:

  1. Diners Club miles 10X promo will give you 13% reward rate using Smartbuy (maximum cap 5000 points) on Amazon, Flipkart and 13% on partner websites like Uber, Swiggy, BigBasket etc. There is no 10X offer on Regalia First. Regalia First will give you 5% cash back, maximum Rs. 1000/- per month using Smartbuy for Amazon and Flipkart.
  2. Diners clubmiles will give you 6 Complimentary access to 700+ Lounges Worldwide in a calendar year, Regalia First gives only 3 international lounge access, however Regalia first gives 8 complementary domestic lounge access.
  3. Both cards provide 4 points per 150 spent. Diners Clubmiles has better value of rewards if you convert them to Air Miles using Miles Echange program.
  4. 1 point of regalia first is equivalent to Rs. 0.3 if used for booking flight tickets on https://hdfcbankregalia.myrewar...om, however 1 point of Diners Clubmiles is equal to Rs 0.50 when used for booking flight tickets on https://www.hdfcbankdinerscl...n/

Many people talk about low acceptability of Diners Club Card and as per my personal experience, I haven’t faced any issue so far in bangalore. Diners uses Discover network and so is RuPay and hence where ever RuPay cards are accepted, Diners would be accepted too. Hence I would suggest to go for Diners Clubmiles card.

Finance Ninja Finance Ninja
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Diners Club Card accept 4 million RuPay Card POS merchants across India.

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The Alpha The Alpha
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No doubt…diner club miles n then upgrade to diners black

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