feel free to ask any bank related queries
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stop using zomato and move on.
this is how things work now.
also move to private bank if suitable.
Someone from Kanpur posted on olx he can help get LTF BoB credit card. I called him and he said some offer is going on for the January month.
@rogerthat please confirm if its correct.
Let me know this too
How is the review about IDFC First bank.? I want to keep 2-3 L in it.
Only 1 L amount is covered under insurance so looking for review.
RBI has never allowed any scheduled commercial bank to fail in India till now(all the failed banks since Independence were not this type) so nothing much to worry about. Also all scheduled commercial banks are much more regulated by RBI directly so only thing you should be concerned about is the customer service/features because money wise,from a typical person’s point of view,all scheduled commercial banks are same.
i took my hdfc diners club card on fd, and was told during verification that i have to pay annual fees and also the branch guy told me fees… when asked alter about making it ltf, this idiot of a branch guy did not even know the card variant name and asked a third party agent who was sitting near him and that guy said ltf… when asked through customer care, they said this card has annual fees and is not ltf… now i asked this idiot again , he said it is ltf and keeps pestering me for his insurance policy as usual….
any direct way to check?
Trust customer care guy.
Anyone know about icici insta home loan? Is it really no documents needed except property documents?
Most probably for existing ICICI customers because they already have KYC verified so ICICI has all financial details of them including PAN number so they can check credit history.
@rogerthat Kotak 811 account is hold/freeze for using more IMPS, monthly i was using around 15-20 IMPS. without my permission they have freezed 25K. they are asking for jutificaiton, i never taken any loan from them. for my own money i need to provide justification. however, i will visit any branch with ID proof as per Customer care advise. is it valid to put accout on hold ?
My upi is not working 😪😪
In my kotak 811, i was 50k… After reading this i transferred to my ICICI account through imps. 
ICICI bank ATM swallowed a note when I deposited cash and returned a receipt stating fake note detected . Is there any chance ATM FICN detector made a mistake ? It took several tries to accept one last remaining note and after trying 2 different notes , swallowed and returned receipt of fake note detected with message contact bank mgr for details..
no idea in this regard , but machine more likely is to be right in its working.
@indianboy My friend got 1 lakh+ pre-approved limit on his kotak 811 debit card for emi eligibility on amazon(he keeps around same amt on an avg in account) & yet when he applied for their cheapest credit card(urban gold with 299 annual charges waived on 15k spend in year) his application was rejected because he is currently not holding any job(in between jobs actually but good financial position). Kotak bank is good for loans & keep it & forget it kind of savings account but it is not for active/unusual usages & credit cards.
is it leagle to invest our money in our family members name
you can gift them money legally
then they can invest
What is difference between full flage running bank Vs. Small finance bank?
Does deposit in small finance bank is equally safe (upto 1lac, after new budget it will be 5 lac) as other private banks?
google karo
and
deposit insurance will be 5 lac for these banks too.
My sb account has been blocked by my bank due to technical issues. I transacted twice before it happened. My account was unblocked after 2 weeks. I had about 55k balance. Can i seek compensation from the bank for their mistakes?
Which bank is this? Need to stay clear from it
Indusind bank
Was it blocked because of inactivity for a period of more than 1 year? If yes, then they need to send an sms informing the same
@rogerthat bhai, i have monthly and quaterly payout fds. if I redeem prematurely, will I get full amount or penalty on them? monthly and quaterly payout hai so principal is fixed, usme se kategi penalty shayad?
there will be penalty by way of interest adjustment
eg.
you have quarterly payable fd
you come in between the quarter to close fd
now interest differs for various time duration slabs 0-31-60-90-150-240-365 days.
you will get lower interest rate on your deposit thats it.
some banks apart from this levy 1%-2% premature closure charges (from the interest accrued , not from principal)
I checked my experian credit score on bank bazaar. Since two months, my home loan is shown as other loan. Is there any need to worry?
nope just forget these things
@rogerthat bro… from last few months my standard chartered credit card not showing in cibil report. Its showing earlier and disappeared from last 3 months. What could be the reason? Any idea?
no info regarding this
@rogerthat this is the 2nd time SBI has blocked my card I usually use add Money in kotak 811 and mobikwik using SBI debit card, customer care ask to visit branch to unblock and branch as to apply new card 
you must have passed threshold limit
don’t do this things
Hi, Actually i had to transfer some amount to a person, but after transferring i came to know that the account to which i transferred the monry has been closed by the person. How can i now proceed to get my money back?
Will it be automatically refunded to my account or there’s some procedure that I’ll have to follow?
Automatically, you will get the money credited back to the same source (your bank account) in few minutes / hours / days.
Some banks, almost immediate. Nothing to worry
Okayyy.. thank you 
HDFC CC customer care number to talk agent, I am tired of trying.
Can anyone help me regarding this messge and the message in black portion is account no or anything else as this is not my account no
AFAIK Its an authorization to LIC to debit your bank account for 1500/- on regular intervals..
monthly, quarterly or yearly debit as the case may be.. against whatever reason to allowed Lic to create this mandate for, most probably for premium/loan payment.
& regarding no. in black.. well that’s UMRN as it says i.e. Unique Mandate Reference number, generated against each new mandate registration.
Just received a SMS from SBI
On your request, KYC details has been updated in account no xxxxx, If not requested, please contact your branch.
The details of last digits of my account is correct so seems not a case of cross linking, so is SBI updating KYC details without me requesting or what is it? I am at a zone where e pass is hard to get so kindly suggest what to do?
Someone please tag someone active or can help me in understanding this or can reply accordingly.
no idea
prima facie nothing to worry
@rogerthat Currently I am having home loan from axis bank at 7.80 of 18 lac
Today I received call from HDFC person giving home loan at 7.05% shall I switch to HDFC or continue with axis
How to avoid blockage or suspend of Amazon icici and flipkart axis credit card? Coz I’m doing a lot of transaction now a days….
@rogerthat please solve this issue
https://ddime.i...iJ