Finalized two health insurances need suggestions

Finalized two health insurances need suggestions

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Deal Cadet
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Father age 43
Mother age 40
My age 17
Brother’s age 14

Plans selected:-
1)Max Bupa Health Companion with health recharge (smart saver) policy bazaar exclusive
Plan details:-
3L+7.5L(health recharge) 3 Lakh (health recharge)
Premium-17000
2)Religare 5+5 plan :-
Premium 17600
Cover 5 Lakh + 5 Lakh (health recharge)
WHATS THE CONFUSION
One plan selected based on policy bazar agent other based on cover fox
I asked the agent of cover fox if i face an accident tomorrow facing an amount of 10 Lakhs in ur networking hospital how much claim will be granted 10 Lakhs or 5 Lakhs
He said 5 Lakhs and after that the next 5 lakhs health recharge will get activated
Where as policy bazar says u will get 10 Lakh rs claim and 3 Lakhrs health recharge activated
But on the title its mentioned 7.5 L is also health recharge
Premium is not much different
If anyone has good knowledge of such insurances or experiences please help me in choosing one
Both says they will provide a guarantee claim certificate
Both says claim settlement percentage is 100%
Both says this is the best plan (i know they just want to sell their plans)
Both talk negative about each other obviously as they are competitors
Both says they have both the plans to sell but they want to sell the best plan to me, i really doubt
Now please help me finalize one if u have experience of any one
Or check these details of policies and plz suggest one
Your suggestions will be much helpful
http://delivery.policybazaar.com/DJQLBPN?id=134...

http://delivery.policybazaar.com/DJQLBPN?id=134...

14 Comments  |  
6 Dimers
Roger federer photos 9 150x150
Deal Subedar
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https://cdn0.desidime.com/attachments/photos/594901/original/Screenshot_20191114-192647645.jpg?1573739825

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Deal Cadet
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@isntitb149 what is your location ?  I can provide you from star health at very good discount . Family health optima

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Deal Cadet
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ItsBetter wrote:

@isntitb149 what is your location ?  I can provide you from star health at very good discount . Family health optima

Ahmedabad

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Deal Cadet
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rogerthat wrote:


https://cdn0.desidime.com/attachments/photos/594901/original/Screenshot_20191114-192647645.jpg?1573739825

Yes exactly the same was said to me by the policy bazaar one
If u even know any other good plans than these please suggest

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Deal Cadet
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If u have any of the health insurance which u think is worth based on ur experience please do suggest

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Deal Cadet
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isntitb149 wrote:

Ahmedabad

15700 + 10% discount for 3 lac policy. It also includes 2 times 3 lac recharge. Total 9 lac Star health – family health optima

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Deal Cadet
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Expand
isntitb149 wrote:

Ahmedabad

18700 + 10% discount for 5 lac policy. It also includes 2 times 5 lac recharge. Total 15 lac

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Deal Cadet
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isntitb149 wrote:

Ahmedabad

17700 + 10% discount for 4 lac policy. It also includes 2 times 4lac recharge. Total 12 lac

18157365 1092022577569460 9015892503473472591 n
Deal Subedar
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Call both agents for home visit at same time and let them fight and bring out cons from each others plan🤣🤣 no experience in insurances but that 7.5 lakh looks good

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Deal Cadet
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@ItsBetter or any one,

Can we pay any HEALTH/MEDICAL insurance policy with Amazon Pay ? That would fetch some more discount.

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ramadesidime wrote:

@ItsBetter or any one,

Can we pay any HEALTH/MEDICAL insurance policy with Amazon Pay ? That would fetch some more discount.

Not while starting a new policy

Roger federer photos 9 150x150
Deal Subedar
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go for star health insurance

it has wider hospital coverage

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Deal Cadet
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go for star or any nationalized company
dont consider cost as a primary factor while buying this

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Deal Cadet
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rogerthat wrote:

go for star health insurance

it has wider hospital coverage

Which one is the best plan in star considering 5 lakh cover and 5 lakh health recharge
Or any plan being value for money

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