Hotness Fino payments bank & Wallet App load money via ...

Hot Deal Fino payments bank & Wallet App load money via Debit/Credit Cards (Launch RuPay Classic/Platinum card)

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Fino payments bank & Wallet App load money via Debit / Credit Cards. (Launch RuPay Classic/Platinum card)

Fino payments bank app & Wallet App link:- https://play.google.com/store/apps/details?id=c...

View and transact from all your accounts including Wallet, Saving account, Current account, Insurance
Check all your balances. View or email detailed statement
Have a flexibility of sending money from any of your account or wallet
Send Money through IMPS, NEFT or Mobile number to anyone within or outside FINO Payments Bank
Send Money to mobile wallets of your friends and family with minimum clicks
Apply for any product. i.e. Saving Account, Current Account, Cards, Insurance within seconds
Get personalized offers on your mobile
Load money in your wallet using your Debit / Credit Cards or Net Banking. You can also save your cards for reloading quickly in future.
No need to worry about cash, Pay at most of Petrol pumps with BPay by scanning a QR code. You can also use your BPay to hassle free payment of your LPG Cylinder.
Recharge your pre-paid mobile number of all the major telecom operators. Not only mobile you can also recharge your DTH
Pay your Mobile, Electricity, Gas, Landline, Broadband etc. bills for all the major operators
Pay your insurance premium with BPay for all the major insurance companies
We are adding merchant fast and quick. With BPay acceptance at Merchant network growing, we endeavor to help our customer use BPay at more and more outlets. Expect more merchants to be added daily.
We are coming with a lot of new features including UPI in near future.

There are 6 types of saving bank account visit here:- http://www.finobank.com/personal/products/savin...
1) Pratham Savings Account (Monthly average balance requirement Rs1000)
2) Saral Salary Account (Zero Balance account to manage salary income)
3) Sanchay Savings Account (No requirement of maintaining a minimum balance)
4) PMJDY Account (Zero balance account)
5) PMJDY Small Account (Zero balance savings account)

All 6 types of saving bank account give 4% interest p.a. on daily balances paid quarterly

Note:- Fino Payment Bank recently launch RuPay Classic/Platinum debit card, dnt know this is Live or not.

Fino Payment Bank RuPay Classic debit card:- http://www.finobank.com/personal/products/cards...
Fino Payment Bank RuPay Platinum debit card:- http://www.finobank.com/personal/products/cards...

12 Comments  |  
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Deal Captain
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Ye Konsi Company Hai

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Deal Lieutenant
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KwiKNiK wrote:

Ye Konsi Company Hai

company kya Bank hai yeh.

by d way you also open Fino Wallet account (without kyc): https://play.google.com/store/apps/details?id=c...

also load money via Debit/Credit Cards and send to other bank option available.
minimum send money may be Rs100 but didn’t tried yet.

Family in hand %28good%29
Analyst
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Customer app by Fino Paytech Payments Bank
Only 10k-50k installs
Only 474 reviews, though 392 out of this are 5 Star!!
Some ppl have highlighted risks/bad experience reflected also in 40 “1 star” ratings (E.g. Ajay Singh: Account se paisa cut ja raha h. Wallet me nhi aa raha h. Useless app.)

Worth a try and exploring further… sad

Family in hand %28good%29
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abhishek012 wrote:

company kya Bank hai yeh.

by d way you also open Fino Wallet account (without kyc): https://play.google.com/store/apps/details?id=c...

also load money via Debit/Credit Cards and send to other bank option available.
minimum send money may be Rs100 but didn’t tried yet.

Try karo and failed txns nahi hue to bata dena!! We will also follow you then on taking calculated funding risks with this wallet… smile lol

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Deal Captain
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rpal wrote:

Customer app by Fino Paytech Payments Bank
Only 10k-50k installs
Only 474 reviews, though 392 out of this are 5 Star!!
Some ppl have highlighted risks/bad experience reflected also in 40 “1 star” ratings (E.g. Ajay Singh: Account se paisa cut ja raha h. Wallet me nhi aa raha h. Useless app.)

Worth a try and exploring further… https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Give A Try And Post A Review
T : Aap Isko Try Karke Apni Raye De

Family in hand %28good%29
Analyst
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KwiKNiK wrote:

Give A Try And Post A Review
T : Aap Isko Try Karke Apni Raye De

Sure!! Waiting for our neighbourhood wallet guru @abhishek012 to take the first step…and confirming clear-to-proceed for us poor mortals… cool

Observation: Jitne paise nahi, uss se zyada to no of wallets ho gaye hain installed…aur ab ye payments banks!! lol

btw, payments bank a/c-after wallet is converted to it-normally do not allow option to add money using credit cards/prepaid cards etc… wink

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Deal Lieutenant
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rpal wrote:

Try karo and failed txns nahi hue to bata dena!! We will also follow you then on taking calculated funding risks with this wallet… https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

mera friend Fino bank ka merchant hai. He told me kuch bhi problem hua toh mai hu na https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

next month he start distribution fino RuPay cards.

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abhishek012 wrote:

mera friend Fino bank ka merchant hai. He told me kuch bhi problem hua toh mai hu na https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

next month he start distribution fino RuPay cards.

Good news!!
We can then expect reliable updates and insightful tips from the OP.. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Family in hand %28good%29
Analyst
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rpal wrote:

Sure!! Waiting for our neighbourhood wallet guru @abhishek012 to take the first step…and confirming clear-to-proceed for us poor mortals… cool

Observation: Jitne paise nahi, uss se zyada to no of wallets ho gaye hain installed…aur ab ye payments banks!! lol

btw, payments bank a/c-after wallet is converted to it-normally do not allow option to add money using credit cards/prepaid cards etc… wink

First impressions!!

App appears rudimentary-and not much useful:UPI and some sections showing “Coming soon”
Add money: Does not work with Amex. Citi Visa worked.
Send Money to bank: Min 100 allowed through IMPS. Charges as high as 20 for 100… eek
Offers section: Hardly anything. “0.75% CB on Fuel Txn”
Elec bill payment: 28 odd standard billers there in dropdown…

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Deal Lieutenant
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5572
76
Expand
rpal wrote:

First impressions!!

App appears rudimentary-and not much useful:UPI and some sections showing “Coming soon”
Add money: Does not work with Amex. Citi Visa worked.
Send Money to bank: Min 100 allowed through IMPS. Charges as high as 20 for 100… https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif
Offers section: Hardly anything. “0.75% CB on Fuel Txn”
Elec bill payment: 28 odd standard billers there in dropdown…

forget about wallet.

open Fino payments bank and everything is FREE but same benefit like paytm payments bank already give.

Family in hand %28good%29
Analyst
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abhishek012 wrote:

forget about wallet.

open Fino payments bank and everything is FREE but same benefit like paytm payments bank already give.

Agree.

So overall conclusion in my view:
App: Rudimentary interface+some parts more like work-in-progress.
Wallet: Avoid-as not much useful. Money will get stuck-as transfer to bank is chargeable (at high rate)
Payments Bank: May be useful, but app interface still not that great. Reliability untested as of now. Better to wait and rather go for Paytm/Airtel Payment Banks if you want to go for that-which would give ‘same benefits’ with better/more reliable /solid brands and apps…

T: I am taking out (thru txn) Rs.10 transferred from Visa card-and for now uninstalling the wallet app… sad

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Credit Card mangwana hai

Missing