Hotness Flipkart Axis Vs Amazon ICICI Credit Card Compa...

Hot Deal Flipkart Axis Vs Amazon ICICI Credit Card Comparison & Review

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Flipkart Axis Vs Amazon ICICI Credit Card Comparison

Both Flipkart and Amazon are providing Rs.500 rewards on your successful application of CC.

Benefits on Flipkart Axis Credit Card:

  • 5% cashback on Flipkart, Myntra and 2GUD.
  • 4% cashback of on all preferred merchants.
  • 1.5% cashback on all other categories.
  • 20% Upto off at 4500+ partner restaurants with the card under the ‘Dining Delights’ program.
  • Cardholders will also get four complimentary lounge visits across airports in India and fuel surcharge waiver of 1% up to ₹500 per month.
  • Credit card will also offer customers extra savings on EMI spends on the Flipkart platform, on all tenures.

Benefits on Amazon ICICI Credit Cards:

  • 5% for Amazon Prime members and 3% back for all other customers for shopping on Amazon.in
  • 2% for all customers on spends on digital categories on Amazon.in such as, bill payments, recharges, wallet load etc.
  • 2% for all customers on spends on Amazon Pay merchants (e.g., Swiggy, Bookmyshow, Yatra, and many more)
  • 1% for all customers on spends on any merchant location in the country, where Visa cards are accepted.
  • 15% minimum off on your dining bill at participating restaurants.
  • Customers also get fuel-surcharge waiver and no cost EMI offers on a large selection. No earnings on fuel, EMI transactions and gold purchases.

My Initial Review
I Find Flipkart Axis Card to be more beneficial in terms of RP

  • FK offering 4% CB on Partners store while amazon offering only 2%
  • FK providing 1.5% CB on any other spend while only 1% by Amazon
  • More Discount on Restaurants (20% in FK AXIS as against 15% in Apay ICICI) i.e. upto 5% more
  • Additionally FK Axis is giving Free Airport Lounge Access ,
    that too a Master Card (Many places Visa dont work but Master Card Does and most of the guys already have VISA)
  • Flipkart Axis Card giving 5% cashback on any other Flipkart account (FK A/c of Friends , Relatives etc.) , so they shop and you earn.
    However for Amazon 5% Cashback applicable only when the Amazon Account and Apay ICICI CC Mobile number are same.
  • You need to be prime eligible for 5% CB on Apay ICICI , else only 3% CB
    While there are no such restrictions on FK Axis Card and you get 5% on all purchase on FK on any FK account
  • FK Axis Card provide the CB in terms of Statement credit so you get direct monetary CB for your spends
    However Amazon forces your CB as Amazon GV balance which restricts you to buy via Amazon only.
  • Additional benefits on Myntra , Urbanclap etc. as part of Welcome Gift with FK Axis on
    .
    .
    The moment you shop for Rs.10000 on Flipkart , you will recover the cost of FK Axis Credit Card
    Further if we hypothetically consider you are not doing online shopping on Amazon and Flipkart
    and using the CC somewhere else like Departmental Store , Medicine Shops etc.
    Then on a spend of Rs.33333 , you will get Rs.500 CB in FK and Rs.333 in Amazon ICICI
    ( 500 – 333 = Rs.167 Benefit From FK Axis )
    and after that you can compare for yourselves which gives you more benefit and rewards based on the above points i mentioned.

What is your Take on this , please reply in comments stuck_out_tongue
4 Ur information I am not promoting FK as i already have Amazon ICICI for free
and don’t want to pay for FK paid card either as i don’t shop much on FK
But wrote this post just for sake of Dimers…. Hahahahaha……….. biggrin

You can Check my thread here to Get LTF (Life Time Free) Axis Card Herehttps://www.desidime.com/forums/hot-deals-onlin...

97 Comments  |  
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People are going on honeymoon with rewards of apay icici 😂😂 aur tm abhi idhar atake hue ho..

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A very good comparision. VU

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garamjalebi wrote:

People are going on honeymoon with rewards of apay icici 😂😂 aur tm abhi idhar atake hue ho..

Apay ke rewards se bangladesh me HOneymoon ho skta hai toungueout

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Doesn’t flipkart has upper limit on cashback per month ( very less) the amazon with no upper limit

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jazz09 wrote:

Doesn’t flipkart has upper limit on cashback per month ( very less) the amazon with no upper limit

NO upper limit on FK

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beastboy wrote:

Apay ke rewards se bangladesh me HOneymoon ho skta hai toungueout

Tm gareeb ho 😂😂

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garamjalebi wrote:

Tm gareeb ho 😂😂

Chal isi baat pe Sponsor kar de Garam Jalebi… grinning grinning stuck_out_tongue stuck_out_tongue

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Guys earning lakhs of rupees as cc cb thr. Amz icici cc

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garamjalebi wrote:

People are going on honeymoon with rewards of apay icici 😂😂 aur tm abhi idhar atake hue ho..

🤣 🤣 🤣 Theek baat

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kirandr221996 wrote:

Guys earning lakhs of rupees as cc cb thr. Amz icici cc

Ise secret hi rhene doo bhai 😜

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@beastboy buddy there have been several threads on this, choose whichever u find better and more useful
Take both if eligible
Lets not discuss it further

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VellaBoy wrote:

@beastboy buddy there have been several threads on this, choose whichever u find better and more useful
Take both if eligible
Lets not discuss it further

Apay taken 10 Days back..
Unsure about FK as its paid… toungueout

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VellaBoy wrote:

Ise secret hi rhene doo bhai 😜

Sirf apne order se itna CB bole to ki honeymoon ghum aye foreign country to
mukesh ambani ka damad lagta hai..
baki fir dusaro ke orders kar ke , ya amazon ke GV sale karke…
IT walon ki raid pakki hai is bar.. biggrin

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I think the best combo for normal users with moderate spends is:

1. Apay ICICI – because its free + 5% on amazon + any icici card offer discount.
+
2. Ola SBI – 15%/7% Ola postpaid/cabs + SBI card discounts + 1 lakh spend for waiver.
+
3. Axis FK – 5% fk orders + axis card discounts + 1.5% cb on all other spends ( further help innreaching waiver target of 2 lakhs).

I dont know about super duper premium cards for individuals with lakhs and crores of ITR. They already know what is best for them. toungueout

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mas143forever wrote:

I think the best combo for normal users with moderate spends is:

1. Apay ICICI – because its free + 5% on amazon + any icici card offer discount.
+
2. Ola SBI – 15%/7% Ola postpaid/cabs + SBI card discounts + 1 lakh spend for waiver.
+
3. Axis FK – 5% fk orders + axis card discounts + 1.5% cb on all other spends ( further help innreaching waiver target of 2 lakhs).

I dont know about super duper premium cards for individuals with lakhs and crores of ITR. They already know what is best for them. toungueout

Well said. I truly agree with you. More over if you buy multiple mobiles in flopkart then account will be blocked and axis FK card will be useless. I have first 2 cards and using max for purchase additional to amex gold cards using just for collecting rewards.

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beastboy wrote:

NO upper limit on FK

Ahh .. That was Axis buzz card ..

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Which below card is best or gives rewards for gold purchase at offline stores ?
HDFC Regalia
ICICI
ICICI Amazon Pay
Amex Mrcc
Standard Chartered Platinum Rewards
Ola SBI

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FK preferred partners list going down day by day.. Uber eats out already.. Uber cabs started using paytm gateway… so fk axis card recognizing uber transactions as paytm transactions and giving only 1.5% cb instead of 4%.

Moreover, I heard that you shouldn’t use any coupon code to get discount on welcome kit partners. Ofcourse, those welcome offers are useless except 500 fk gv.

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Guys I am getting denied for FK axis only because I don’t have rent agreement. Landlady won’t give that and axis doesn’t approve without rent agreement. I have asked axis to take other CC Bills which have the address but they don’t accept it. Any way to cross this?

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sushantmittal0411972 wrote:

Guys I am getting denied for FK axis only because I don’t have rent agreement. Landlady won’t give that and axis doesn’t approve without rent agreement. I have asked axis to take other CC Bills which have the address but they don’t accept it. Any way to cross this?

What are the required documents?

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ursvaru1244 wrote:

What are the required documents?

All others are completed, just rent agreement issue. I have given aadhar, PAN.

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sushantmittal0411972 wrote:

Guys I am getting denied for FK axis only because I don’t have rent agreement. Landlady won’t give that and axis doesn’t approve without rent agreement. I have asked axis to take other CC Bills which have the address but they don’t accept it. Any way to cross this?

They given me only on basis of self declaration but I maintained account with them which had address of another state

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Rahil42 wrote:

They given me only on basis of self declaration but I maintained account with them which had address of another state

So if I open an account with them like zero balance ones …will they give it?

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sushantmittal0411972 wrote:

Guys I am getting denied for FK axis only because I don’t have rent agreement. Landlady won’t give that and axis doesn’t approve without rent agreement. I have asked axis to take other CC Bills which have the address but they don’t accept it. Any way to cross this?

They(Axis) need address proof or only rent agreement?

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Rahil42 wrote:

They given me only on basis of self declaration but I maintained account with them which had address of another state

I want to apply for axis fk card
What are docs requird and card processing time?

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ursvaru1244 wrote:

I want to apply for axis fk card
What are docs requird and card processing time?

I simply called them and they processed the card without any doc since I was already holding a axis cc.

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kirandr221996 wrote:

Guys earning lakhs of rupees as cc cb thr. Amz icici cc

How do they do it?

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Does Flipkart Axis CC charges any convenience for LIC payment and will it give 1.5% cb on LIC website?

Also 1.5% cb applicable if I pay health insurance with it?

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