I am thinking to get my first credit card.
Considering my income and my status as Student, none of the CC issuers accept my CC application. That’s why I am thinking to opt for ‘Secured Card’ i.e. Credit Card against FD
So, after doing some research, I chose ‘Axis Insta Easy Credit Card’
1. No Annual Fees
2. Joining Fees Rs. 500 waived off if purchase of Rs. 5,000 or more made in first 45 days.
3. Minimum FD Requirement: Rs. 20,000 (compared to Rs. 25,000 of others)
Why am I getting a CC?
1. Making EMIs on most of the online transaction.
2. To improve my credit score.
I need review of this card if any dimer is using it. I’d get it probably after 2 months.